Fabio
108 lines
6.7 KiB
Markdown
108 lines
6.7 KiB
Markdown
---
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type: "Bill"
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title: "COLLECTION AGENCY ACT"
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description: "Amends the Regulatory Sunset Act. Removes the Collection Agency Act from the list of Acts being repealed under the Act. Amends the Collection Agency Act. Makes changes concerning defined terms; exempt persons and entities under the Act; unlicensed practice; disciplinary actions; communication; informal conferences; penalties; investigations; the record of hearing; oaths; findings and recommendations; hearings; orders; and returned payments. Provides that the fee rate a collection agency can charge may be modified by rule to not less than 25% of the amount of child support actually collected by the collection agency but not greater than 35%. Repeals provisions concerning the Collection Agency Licensing and Disciplinary Board and provisions concerning when a person acts as a collection agency. Makes other changes."
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jurisdiction: "us/states/il"
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legislature: "Illinois General Assembly"
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session: "104th"
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identifier: "SB 2457"
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citation: "Illinois SB 2457 (104th)"
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classification: ["bill"]
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subjects: []
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status: "enacted"
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primary_sponsors: ["Margaret Croke", "Mark L. Walker"]
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version_count: 5
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action_count: 38
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vote_count: 6
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first_action: "2025-02-07"
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last_action: "2025-08-01"
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source: "openstates"
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source_identifier: "ocd-bill/5c4672ca-45ed-45f4-80cb-c6e3dae1b8cc"
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source_url: "https://ilga.gov/Legislation/BillStatus?DocNum=2457&GAID=18&DocTypeID=SB&LegId=162538&SessionID=114"
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source_hash: "8d26d38ce322862787f0a476bff1463b661ee2048564844140e4ef86901b88f2"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-il"]
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---
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# Illinois SB 2457 (104th) — COLLECTION AGENCY ACT
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Amends the Regulatory Sunset Act. Removes the Collection Agency Act from the list of Acts being repealed under the Act. Amends the Collection Agency Act. Makes changes concerning defined terms; exempt persons and entities under the Act; unlicensed practice; disciplinary actions; communication; informal conferences; penalties; investigations; the record of hearing; oaths; findings and recommendations; hearings; orders; and returned payments. Provides that the fee rate a collection agency can charge may be modified by rule to not less than 25% of the amount of child support actually collected by the collection agency but not greater than 35%. Repeals provisions concerning the Collection Agency Licensing and Disciplinary Board and provisions concerning when a person acts as a collection agency. Makes other changes.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **Introduced** (filed) — [source](https://ilga.gov/documents/legislation/104/SB/PDF/10400SB2457.pdf)
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2. **Engrossed** (committee substitute) — [source](https://ilga.gov/documents/legislation/104/SB/PDF/10400SB2457eng.pdf)
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3. **Senate Amendment 001** (committee substitute) — [source](https://ilga.gov/documents/legislation/104/SB/PDF/10400SB2457sam001.pdf)
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4. **Senate Amendment 002** (committee substitute) — [source](https://ilga.gov/documents/legislation/104/SB/PDF/10400SB2457sam002.pdf)
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5. **Enrolled** (enrolled) — [source](https://ilga.gov/documents/legislation/104/SB/PDF/10400SB2457enr.pdf)
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## Votes
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- Third Reading — **113–0** (pass) · lower
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- Financial Institutions — **8–0** (pass) · upper
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- Financial Institutions & Licensing — **12–0** (pass) · lower
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- Third Reading — **56–0** (pass) · upper
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- Financial Institutions, Amendment 2 — **8–0** (pass) · upper
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- Financial Institutions — **8–0** (pass) · upper
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## Sponsors
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- Margaret Croke — primary (person)
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- Mark L. Walker — primary (person)
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- Graciela Guzmán — cosponsor (person)
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- Karina Villa — cosponsor (person)
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- Mary Edly-Allen — cosponsor (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2025-02-07** Filed with Secretary by Sen. Mark L. Walker `filing`
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- **2025-02-07** First Reading `reading-1`
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- **2025-02-07** Referred to Assignments
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- **2025-03-04** Assigned to Financial Institutions `referral-committee`
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- **2025-03-17** Senate Committee Amendment No. 1 Filed with Secretary by Sen. Mark L. Walker `amendment-introduction`
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- **2025-03-17** Senate Committee Amendment No. 1 Referred to Assignments
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- **2025-03-18** Senate Committee Amendment No. 1 Assignments Refers to Financial Institutions
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- **2025-03-18** Added as Co-Sponsor Sen. Karina Villa
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- **2025-03-19** Senate Committee Amendment No. 1 Adopted `amendment-passage`
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- **2025-03-19** Do Pass as Amended Financial Institutions; 008-000-000
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- **2025-03-19** Placed on Calendar Order of 2nd Reading March 20, 2025 `reading-2`
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- **2025-04-01** Senate Floor Amendment No. 2 Filed with Secretary by Sen. Mark L. Walker `amendment-introduction`
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- **2025-04-01** Senate Floor Amendment No. 2 Referred to Assignments
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- **2025-04-01** Senate Floor Amendment No. 2 Assignments Refers to Financial Institutions
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- **2025-04-03** Senate Floor Amendment No. 2 Recommend Do Adopt Financial Institutions; 008-000-000
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- **2025-04-03** Second Reading `reading-2`
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- **2025-04-03** Senate Floor Amendment No. 2 Adopted; Walker `amendment-passage`
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- **2025-04-03** Placed on Calendar Order of 3rd Reading April 4, 2025
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- **2025-04-04** Added as Chief Co-Sponsor Sen. Graciela Guzmán
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- **2025-04-04** Placed on Calendar Order of 3rd Reading **
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- **2025-04-09** Placed on Calendar Order of 3rd Reading
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- **2025-04-09** Third Reading - Passed; 056-000-000 `passage, reading-3`
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- **2025-04-09** Arrived in House `introduction`
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- **2025-04-09** Chief House Sponsor Rep. Margaret Croke
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- **2025-04-09** First Reading `reading-1`
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- **2025-04-09** Referred to Rules Committee
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- **2025-04-17** Assigned to Financial Institutions and Licensing Committee `referral-committee`
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- **2025-04-29** Do Pass / Short Debate Financial Institutions and Licensing Committee; 012-000-000
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- **2025-04-30** Placed on Calendar 2nd Reading - Short Debate `reading-2`
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- **2025-05-13** Added as Co-Sponsor Sen. Mary Edly-Allen
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- **2025-05-14** Second Reading - Short Debate `reading-2`
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- **2025-05-14** Placed on Calendar Order of 3rd Reading - Short Debate
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- **2025-05-22** Third Reading - Short Debate - Passed 113-000-000 `passage, reading-3`
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- **2025-05-22** Passed Both Houses
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- **2025-06-20** Sent to the Governor `executive-receipt`
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- **2025-08-01** Governor Approved `executive-signature`
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- **2025-08-01** Effective Date January 1, 2026
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- **2025-08-01** Public Act . . . . . . . . . 104-0149 `became-law`
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/5c4672ca-45ed-45f4-80cb-c6e3dae1b8cc`. Confidence: reported (aggregated from official Illinois legislature records).
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