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---
type: "Bill"
title: "OBRE-DAGING-FRAUD"
description: "Amends the Office of Banks and Real Estate Act. Requires the Commissioner of Banks and Real Estate to work in cooperation with the Director of Aging to ensure that all financial institutions regulated by the Office of Banks and Real Estate participate fully in the Department on Aging's financial exploitation of the elderly intervention program. Effective immediately."
jurisdiction: "us/states/il"
legislature: "Illinois General Assembly"
session: "93rd"
identifier: "SB 2707"
citation: "Illinois SB 2707 (93rd)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: []
version_count: 3
action_count: 75
vote_count: 2
first_action: "2004-02-04"
last_action: "2004-07-21"
source: "openstates"
source_identifier: "ocd-bill/7e6d2368-2f8a-4328-80d5-5eb791f43fee"
source_url: "http://ilga.gov/legislation/BillStatus.asp?DocNum=2707&GAID=3&DocTypeID=SB&LegId=9311&SessionID=3&GA=93"
source_hash: "6d248fd782ab173de86ebf8a41b0aa6b807253fba44469b5b3106488f0f1e375"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-il"]
---
# Illinois SB 2707 (93rd) — OBRE-DAGING-FRAUD
Amends the Office of Banks and Real Estate Act. Requires the Commissioner of Banks and Real Estate to work in cooperation with the Director of Aging to ensure that all financial institutions regulated by the Office of Banks and Real Estate participate fully in the Department on Aging's financial exploitation of the elderly intervention program. Effective immediately.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **Introduced** (filed) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09300SB2707&GA=93&SessionId=3&DocTypeId=SB&LegID=9311&DocNum=2707&GAID=3&Session=&print=true)
2. **Engrossed** (committee substitute) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09300SB2707eng&GA=93&SessionId=3&DocTypeId=SB&LegID=9311&DocNum=2707&GAID=3&Session=&print=true)
3. **Enrolled** (enrolled) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09300SB2707enr&GA=93&SessionId=3&DocTypeId=SB&LegID=9311&DocNum=2707&GAID=3&Session=&print=true)
## Votes
- Third Reading — **10113** (pass) · lower
- Third Reading — **540** (pass) · upper
## Sponsors
- Annazette Collins — cosponsor (person)
- Careen Gordon — cosponsor (person)
- Charles G. Morrow, III — cosponsor (person)
- Cynthia Soto — cosponsor (person)
- David E. Miller — cosponsor (person)
- Deborah L. Graham — cosponsor (person)
- Eddie Washington — cosponsor (person)
- Elaine Nekritz — cosponsor (person)
- Elizabeth Coulson — cosponsor (person)
- Jack D. Franks — cosponsor (person)
- Jack McGuire — cosponsor (person)
- John E. Bradley — cosponsor (person)
- Joseph M. Lyons — cosponsor (person)
- Karen May — cosponsor (person)
- Kathleen A. Ryg — cosponsor (person)
- Kimberly A. Lightford — primary (person)
- Linda Chapa LaVia — cosponsor (person)
- Lisa M. Dugan — cosponsor (person)
- Lovana Jones — cosponsor (person)
- Maria Antonia Berrios — cosponsor (person)
- Michael K. Smith — cosponsor (person)
- Naomi D. Jakobsson — cosponsor (person)
- Ralph C. Capparelli — cosponsor (person)
- Ricca Slone — cosponsor (person)
- Robert F. Flider — cosponsor (person)
- Robert Rita — cosponsor (person)
- Robin Kelly — cosponsor (person)
- Rosemary Kurtz — cosponsor (person)
- Sidney H. Mathias — cosponsor (person)
- Susana Mendoza — cosponsor (person)
- Thomas Holbrook — cosponsor (person)
- William Delgado — cosponsor (person)
- William J. Grunloh — cosponsor (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2004-02-04** Filed with Secretary by Sen. Kimberly A. Lightford `filing`
- **2004-02-04** First Reading `reading-1`
- **2004-02-04** Referred to Rules `referral-committee`
- **2004-02-05** Added as Chief Co-Sponsor Sen. John J. Cullerton
- **2004-02-05** Added as Chief Co-Sponsor Sen. Dale A. Righter
- **2004-02-06** Added as Chief Co-Sponsor Sen. Louis S. Viverito
- **2004-02-06** Added as Chief Co-Sponsor Sen. Dale E. Risinger
- **2004-02-18** Assigned to Financial Institutions `referral-committee`
- **2004-02-26** Do Pass Financial Institutions; 009-000-000 `committee-passage`
- **2004-02-26** Placed on Calendar Order of 2nd Reading March 2, 2004
- **2004-03-03** Added as Co-Sponsor Sen. James T. Meeks
- **2004-03-22** Senate Floor Amendment No. 1 Filed with Secretary by Sen. Kimberly A. Lightford `amendment-introduction`
- **2004-03-22** Senate Floor Amendment No. 1 Referred to Rules `referral-committee`
- **2004-03-23** Senate Floor Amendment No. 1 Rules Refers to Financial Institutions
- **2004-03-23** Added as Co-Sponsor Sen. Mattie Hunter
- **2004-03-23** Added as Co-Sponsor Sen. Jacqueline Y. Collins
- **2004-03-24** Senate Floor Amendment No. 1 Be Adopted Financial Institutions; 008-000-000 `committee-passage-favorable`
- **2004-03-24** Second Reading `reading-2`
- **2004-03-24** Senate Floor Amendment No. 1 Adopted; Lightford `amendment-passage`
- **2004-03-24** Placed on Calendar Order of 3rd Reading March 25, 2004
- **2004-03-24** Added as Co-Sponsor Sen. Dan Rutherford
- **2004-03-25** Third Reading - Passed; 054-000-000 `reading-3, passage`
- **2004-03-26** Arrived in House `introduction`
- **2004-03-26** Placed on Calendar Order of First Reading `reading-1`
- **2004-03-26** Chief House Sponsor Rep. Karen A. Yarbrough
- **2004-03-26** Added Alternate Chief Co-Sponsor Rep. Patrick Verschoore
- **2004-03-29** First Reading `reading-1`
- **2004-03-29** Referred to Rules Committee `referral-committee`
- **2004-03-29** Added Alternate Chief Co-Sponsor Rep. Paul D. Froehlich
- **2004-03-29** Added Alternate Chief Co-Sponsor Rep. Mary E. Flowers
- **2004-03-30** Added Alternate Chief Co-Sponsor Rep. Harry Osterman
- **2004-03-30** Added Alternate Co-Sponsor Rep. Kathleen A. Ryg
- **2004-03-30** Added Alternate Co-Sponsor Rep. Karen May
- **2004-03-30** Added Alternate Co-Sponsor Rep. Sidney H. Mathias
- **2004-04-02** Assigned to Financial Institutions Committee `referral-committee`
- **2004-04-21** Do Pass / Short Debate Financial Institutions Committee; 015-000-000 `committee-passage`
- **2004-04-21** Placed on Calendar 2nd Reading - Short Debate
- **2004-04-21** Added Alternate Co-Sponsor Rep. Thomas Holbrook
- **2004-04-27** Second Reading - Short Debate `reading-2`
- **2004-04-27** Placed on Calendar Order of 3rd Reading - Short Debate
- **2004-04-28** Added Alternate Co-Sponsor Rep. Careen Gordon
- **2004-04-28** Added Alternate Co-Sponsor Rep. Robert F. Flider
- **2004-04-28** Added Alternate Co-Sponsor Rep. Lovana Jones
- **2004-04-28** Added Alternate Co-Sponsor Rep. William Delgado
- **2004-04-28** Added Alternate Co-Sponsor Rep. Maria Antonia Berrios
- **2004-04-28** Added Alternate Co-Sponsor Rep. Ralph C. Capparelli
- **2004-04-28** Added Alternate Co-Sponsor Rep. Susana Mendoza
- **2004-04-29** Fiscal Note Filed
- **2004-04-29** Added Alternate Co-Sponsor Rep. Deborah L. Graham
- **2004-04-29** Added Alternate Co-Sponsor Rep. Joseph M. Lyons
- **2004-04-29** Added Alternate Co-Sponsor Rep. Elaine Nekritz
- **2004-04-29** Added Alternate Co-Sponsor Rep. Ricca Slone
- **2004-04-29** Added Alternate Co-Sponsor Rep. Eddie Washington
- **2004-04-29** Added Alternate Co-Sponsor Rep. Cynthia Soto
- **2004-04-29** Added Alternate Co-Sponsor Rep. Annazette Collins
- **2004-04-29** Added Alternate Co-Sponsor Rep. Robert Rita
- **2004-05-04** Added Alternate Co-Sponsor Rep. David E. Miller
- **2004-05-04** Added Alternate Co-Sponsor Rep. Charles G. Morrow, III
- **2004-05-04** Added Alternate Co-Sponsor Rep. Robin Kelly
- **2004-05-04** Added Alternate Co-Sponsor Rep. Michael K. Smith
- **2004-05-04** Added Alternate Co-Sponsor Rep. John E. Bradley
- **2004-05-04** Added Alternate Co-Sponsor Rep. Naomi D. Jakobsson
- **2004-05-11** Added Alternate Co-Sponsor Rep. Jack McGuire
- **2004-05-11** Third Reading - Short Debate - Passed 101-013-001 `reading-3, passage`
- **2004-05-11** Passed Both Houses
- **2004-05-11** Added Alternate Co-Sponsor Rep. Elizabeth Coulson
- **2004-05-11** Added Alternate Co-Sponsor Rep. Lisa M. Dugan
- **2004-05-11** Added Alternate Co-Sponsor Rep. William J. Grunloh
- **2004-05-11** Added Alternate Co-Sponsor Rep. Jack D. Franks
- **2004-05-11** Added Alternate Co-Sponsor Rep. Linda Chapa LaVia
- **2004-05-12** Added Alternate Co-Sponsor Rep. Rosemary Kurtz
- **2004-06-09** Sent to the Governor `executive-receipt`
- **2004-07-21** Governor Approved `executive-signature`
- **2004-07-21** Effective Date July 21, 2004
- **2004-07-21** Public Act . . . . . . . . . 93-0786 `became-law`
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/7e6d2368-2f8a-4328-80d5-5eb791f43fee`. Confidence: reported (aggregated from official Illinois legislature records).