republic-os/legislation/us/states/il/94th/hb-265.md

type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags

type	title	description	jurisdiction	legislature	session	identifier	citation	classification	subjects	status	primary_sponsors	version_count	action_count	vote_count	first_action	last_action	source	source_identifier	source_url	source_hash	vintage	source_snapshot	retrieved_at	confidence	tags
Bill	AUTO INS-USE OF CREDIT INFO	Amends the Use of Credit Information in Personal Insurance Act. Prohibits insurers from using the credit information or the credit report of a consumer when issuing a policy of automobile insurance.	us/states/il	Illinois General Assembly	94th	HB 265	Illinois HB 265 (94th)	bill		enacted		3	42	2	2005-01-18	2005-07-19	openstates	ocd-bill/22a1504b-f04f-47fc-9cfd-1c11846a3012	http://ilga.gov/legislation/BillStatus.asp?DocNum=265&GAID=8&DocTypeID=HB&LegId=14485&SessionID=50&GA=94	13f9171fbaeb29d704371e3512fc97da8afd2851d8746bd59efb95e6ea69f0ec	2026-07-01	https://data.openstates.org/daily/2026-07-01/public.pgdump	2026-07-06	reported	legislation bill us-il

Illinois HB 265 (94th) — AUTO INS-USE OF CREDIT INFO

Amends the Use of Credit Information in Personal Insurance Act. Prohibits insurers from using the credit information or the credit report of a consumer when issuing a policy of automobile insurance.

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. Introduced (filed) — source
2. Engrossed (committee substitute) — source
3. Enrolled (enrolled) — source

Votes

• Third Reading — 57–0 (pass) · upper
• Third Reading — 116–0 (pass) · lower

Sponsors

• John J. Millner — primary (person)

Timeline

The legislative action history — every referral, reading, and vote.

• 2005-01-18 Filed with the Clerk by Rep. John J. Millner filing
• 2005-01-19 First Reading reading-1
• 2005-01-19 Referred to Rules Committee referral-committee
• 2005-01-26 Assigned to Consumer Protection Committee referral-committee
• 2005-02-08 Added Chief Co-Sponsor Rep. Sandra M. Pihos
• 2005-02-17 Added Co-Sponsor Rep. Maria Antonia Berrios
• 2005-02-17 Added Co-Sponsor Rep. Michelle Chavez
• 2005-03-08 House Committee Amendment No. 1 Filed with Clerk by Consumer Protection Committee amendment-introduction
• 2005-03-08 House Committee Amendment No. 1 Adopted in Consumer Protection Committee; by Voice Vote amendment-passage
• 2005-03-08 Do Pass as Amended / Short Debate Consumer Protection Committee; 012-000-000 committee-passage
• 2005-03-09 Placed on Calendar 2nd Reading - Short Debate
• 2005-03-16 Chief Co-Sponsor Rep. Eddie Washington
• 2005-04-06 House Floor Amendment No. 2 Filed with Clerk by Rep. John J. Millner amendment-introduction
• 2005-04-06 House Floor Amendment No. 2 Referred to Rules Committee referral-committee
• 2005-04-07 House Floor Amendment No. 3 Filed with Clerk by Rep. John J. Millner amendment-introduction
• 2005-04-07 House Floor Amendment No. 3 Referred to Rules Committee referral-committee
• 2005-04-07 House Floor Amendment No. 2 Rules Refers to Consumer Protection Committee
• 2005-04-08 Second Reading - Short Debate reading-2
• 2005-04-08 Held on Calendar Order of Second Reading - Short Debate reading-2
• 2005-04-11 House Floor Amendment No. 3 Rules Refers to Consumer Protection Committee
• 2005-04-11 House Floor Amendment No. 3 Recommends Be Adopted Consumer Protection Committee; 009-000-000 committee-passage-favorable
• 2005-04-11 House Floor Amendment No. 3 Adopted by Voice Vote amendment-passage
• 2005-04-11 Placed on Calendar Order of 3rd Reading - Short Debate
• 2005-04-12 Third Reading - Short Debate - Passed 116-000-000 reading-3, passage
• 2005-04-12 House Floor Amendment No. 2 Tabled Pursuant to Rule 40(a) amendment-failure
• 2005-04-12 Added Co-Sponsor Rep. Cynthia Soto
• 2005-04-12 Arrive in Senate introduction
• 2005-04-12 Placed on Calendar Order of First Reading April 13, 2005 reading-1
• 2005-04-20 Chief Senate Sponsor Sen. Bill Brady
• 2005-04-21 First Reading reading-1
• 2005-04-21 Referred to Rules referral-committee
• 2005-04-21 Assigned to Insurance referral-committee
• 2005-05-04 Do Pass Insurance; 007-000-000 committee-passage
• 2005-05-04 Placed on Calendar Order of 2nd Reading May 5, 2005
• 2005-05-11 Second Reading reading-2
• 2005-05-11 Placed on Calendar Order of 3rd Reading May 12, 2005
• 2005-05-17 Third Reading - Passed; 057-000-000 reading-3, passage
• 2005-05-17 Passed Both Houses
• 2005-06-15 Sent to the Governor executive-receipt
• 2005-07-19 Governor Approved executive-signature
• 2005-07-19 Effective Date July 1, 2006
• 2005-07-19 Public Act . . . . . . . . . 94-0245 became-law

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/22a1504b-f04f-47fc-9cfd-1c11846a3012. Confidence: reported (aggregated from official Illinois legislature records).