Fabio
102 lines
5.5 KiB
Markdown
102 lines
5.5 KiB
Markdown
---
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type: "Bill"
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title: "AUTO INS-USE OF CREDIT INFO"
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description: "Amends the Use of Credit Information in Personal Insurance Act. Prohibits insurers from using the credit information or the credit report of a consumer when issuing a policy of automobile insurance."
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jurisdiction: "us/states/il"
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legislature: "Illinois General Assembly"
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session: "94th"
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identifier: "HB 265"
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citation: "Illinois HB 265 (94th)"
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classification: ["bill"]
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subjects: []
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status: "enacted"
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primary_sponsors: []
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version_count: 3
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action_count: 42
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vote_count: 2
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first_action: "2005-01-18"
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last_action: "2005-07-19"
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source: "openstates"
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source_identifier: "ocd-bill/22a1504b-f04f-47fc-9cfd-1c11846a3012"
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source_url: "http://ilga.gov/legislation/BillStatus.asp?DocNum=265&GAID=8&DocTypeID=HB&LegId=14485&SessionID=50&GA=94"
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source_hash: "13f9171fbaeb29d704371e3512fc97da8afd2851d8746bd59efb95e6ea69f0ec"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-il"]
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---
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# Illinois HB 265 (94th) — AUTO INS-USE OF CREDIT INFO
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Amends the Use of Credit Information in Personal Insurance Act. Prohibits insurers from using the credit information or the credit report of a consumer when issuing a policy of automobile insurance.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **Introduced** (filed) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09400HB0265&GA=94&SessionId=50&DocTypeId=HB&LegID=14485&DocNum=265&GAID=8&Session=&print=true)
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2. **Engrossed** (committee substitute) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09400HB0265eng&GA=94&SessionId=50&DocTypeId=HB&LegID=14485&DocNum=265&GAID=8&Session=&print=true)
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3. **Enrolled** (enrolled) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09400HB0265enr&GA=94&SessionId=50&DocTypeId=HB&LegID=14485&DocNum=265&GAID=8&Session=&print=true)
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## Votes
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- Third Reading — **57–0** (pass) · upper
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- Third Reading — **116–0** (pass) · lower
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## Sponsors
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- John J. Millner — primary (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2005-01-18** Filed with the Clerk by Rep. John J. Millner `filing`
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- **2005-01-19** First Reading `reading-1`
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- **2005-01-19** Referred to Rules Committee `referral-committee`
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- **2005-01-26** Assigned to Consumer Protection Committee `referral-committee`
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- **2005-02-08** Added Chief Co-Sponsor Rep. Sandra M. Pihos
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- **2005-02-17** Added Co-Sponsor Rep. Maria Antonia Berrios
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- **2005-02-17** Added Co-Sponsor Rep. Michelle Chavez
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- **2005-03-08** House Committee Amendment No. 1 Filed with Clerk by Consumer Protection Committee `amendment-introduction`
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- **2005-03-08** House Committee Amendment No. 1 Adopted in Consumer Protection Committee; by Voice Vote `amendment-passage`
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- **2005-03-08** Do Pass as Amended / Short Debate Consumer Protection Committee; 012-000-000 `committee-passage`
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- **2005-03-09** Placed on Calendar 2nd Reading - Short Debate
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- **2005-03-16** Chief Co-Sponsor Rep. Eddie Washington
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- **2005-04-06** House Floor Amendment No. 2 Filed with Clerk by Rep. John J. Millner `amendment-introduction`
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- **2005-04-06** House Floor Amendment No. 2 Referred to Rules Committee `referral-committee`
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- **2005-04-07** House Floor Amendment No. 3 Filed with Clerk by Rep. John J. Millner `amendment-introduction`
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- **2005-04-07** House Floor Amendment No. 3 Referred to Rules Committee `referral-committee`
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- **2005-04-07** House Floor Amendment No. 2 Rules Refers to Consumer Protection Committee
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- **2005-04-08** Second Reading - Short Debate `reading-2`
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- **2005-04-08** Held on Calendar Order of Second Reading - Short Debate `reading-2`
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- **2005-04-11** House Floor Amendment No. 3 Rules Refers to Consumer Protection Committee
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- **2005-04-11** House Floor Amendment No. 3 Recommends Be Adopted Consumer Protection Committee; 009-000-000 `committee-passage-favorable`
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- **2005-04-11** House Floor Amendment No. 3 Adopted by Voice Vote `amendment-passage`
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- **2005-04-11** Placed on Calendar Order of 3rd Reading - Short Debate
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- **2005-04-12** Third Reading - Short Debate - Passed 116-000-000 `reading-3, passage`
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- **2005-04-12** House Floor Amendment No. 2 Tabled Pursuant to Rule 40(a) `amendment-failure`
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- **2005-04-12** Added Co-Sponsor Rep. Cynthia Soto
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- **2005-04-12** Arrive in Senate `introduction`
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- **2005-04-12** Placed on Calendar Order of First Reading April 13, 2005 `reading-1`
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- **2005-04-20** Chief Senate Sponsor Sen. Bill Brady
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- **2005-04-21** First Reading `reading-1`
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- **2005-04-21** Referred to Rules `referral-committee`
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- **2005-04-21** Assigned to Insurance `referral-committee`
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- **2005-05-04** Do Pass Insurance; 007-000-000 `committee-passage`
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- **2005-05-04** Placed on Calendar Order of 2nd Reading May 5, 2005
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- **2005-05-11** Second Reading `reading-2`
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- **2005-05-11** Placed on Calendar Order of 3rd Reading May 12, 2005
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- **2005-05-17** Third Reading - Passed; 057-000-000 `reading-3, passage`
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- **2005-05-17** Passed Both Houses
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- **2005-06-15** Sent to the Governor `executive-receipt`
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- **2005-07-19** Governor Approved `executive-signature`
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- **2005-07-19** Effective Date July 1, 2006
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- **2005-07-19** Public Act . . . . . . . . . 94-0245 `became-law`
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/22a1504b-f04f-47fc-9cfd-1c11846a3012`. Confidence: reported (aggregated from official Illinois legislature records).
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