Fabio
139 lines
9.9 KiB
Markdown
139 lines
9.9 KiB
Markdown
---
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type: "Bill"
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title: "MORT CERTIF RELEASE-PENALTY"
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description: "Amends the Mortgage Certificate of Release Act. Provides that, if any title insurance company or its duly appointed title insurance agent, knowing the mortgage to be paid pursuant to the lender's written payoff statement, fails to file a certificate of release within one month after the payment of the debt secured by the mortgage or trust deed, the title company shall be liable for and pay to the party aggrieved the sum of $200, for each offense, which may be recovered by the party aggrieved in a civil action together with reasonable attorney's fees. Provides that, in any such action, introduction of a loan payment book or receipt that indicates that the obligation has been paid shall be sufficient evidence to raise a presumption that the obligation has been paid. Provides that, upon a finding for the party aggrieved, the court shall order the title insurance company or its duly appointed title insurance agent, to make, execute, and deliver the certificate of release that complies with the requirements of this Act."
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jurisdiction: "us/states/il"
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legislature: "Illinois General Assembly"
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session: "95th"
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identifier: "SB 1167"
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citation: "Illinois SB 1167 (95th)"
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classification: ["bill"]
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subjects: []
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status: "enacted"
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primary_sponsors: []
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version_count: 3
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action_count: 75
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vote_count: 3
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first_action: "2007-02-08"
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last_action: "2007-11-02"
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source: "openstates"
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source_identifier: "ocd-bill/02cf144f-c749-4e72-871d-9fc445a12755"
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source_url: "http://ilga.gov/legislation/BillStatus.asp?DocNum=1167&GAID=9&DocTypeID=SB&LegId=29250&SessionID=51&GA=95"
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source_hash: "34c61f6198a7619c11d1039557979101ccc3f31697ad807955bb8137d76c0ab2"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-il"]
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---
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# Illinois SB 1167 (95th) — MORT CERTIF RELEASE-PENALTY
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Amends the Mortgage Certificate of Release Act. Provides that, if any title insurance company or its duly appointed title insurance agent, knowing the mortgage to be paid pursuant to the lender's written payoff statement, fails to file a certificate of release within one month after the payment of the debt secured by the mortgage or trust deed, the title company shall be liable for and pay to the party aggrieved the sum of $200, for each offense, which may be recovered by the party aggrieved in a civil action together with reasonable attorney's fees. Provides that, in any such action, introduction of a loan payment book or receipt that indicates that the obligation has been paid shall be sufficient evidence to raise a presumption that the obligation has been paid. Provides that, upon a finding for the party aggrieved, the court shall order the title insurance company or its duly appointed title insurance agent, to make, execute, and deliver the certificate of release that complies with the requirements of this Act.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **Introduced** (filed) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09500SB1167&GA=95&SessionId=51&DocTypeId=SB&LegID=29250&DocNum=1167&GAID=9&Session=&print=true)
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2. **Engrossed** (committee substitute) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09500SB1167eng&GA=95&SessionId=51&DocTypeId=SB&LegID=29250&DocNum=1167&GAID=9&Session=&print=true)
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3. **Enrolled** (enrolled) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09500SB1167enr&GA=95&SessionId=51&DocTypeId=SB&LegID=29250&DocNum=1167&GAID=9&Session=&print=true)
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## Votes
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- Concurrence — **33–19** (pass) · upper
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- Third Reading — **58–0** (pass) · upper
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- Third Reading — **70–43** (pass) · lower
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## Sponsors
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- Daniel J. Burke — cosponsor (person)
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- Jacqueline Y. Collins — primary (person)
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- Joseph M. Lyons — cosponsor (person)
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- Richard T. Bradley — cosponsor (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2007-02-08** Filed with Secretary by Sen. Jacqueline Y. Collins `filing`
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- **2007-02-08** First Reading `reading-1`
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- **2007-02-08** Referred to Rules `referral-committee`
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- **2007-02-21** Assigned to Financial Institutions `referral-committee`
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- **2007-03-02** Postponed - Financial Institutions
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- **2007-03-08** Postponed - Financial Institutions
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- **2007-03-15** Do Pass Financial Institutions; 008-001-000 `committee-passage`
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- **2007-03-15** Placed on Calendar Order of 2nd Reading March 20, 2007
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- **2007-03-22** Second Reading `reading-2`
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- **2007-03-22** Placed on Calendar Order of 3rd Reading March 27, 2007
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- **2007-03-30** Rule 2-10 Third Reading Deadline Established As May 31, 2007 `reading-3`
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- **2007-04-26** Senate Floor Amendment No. 1 Filed with Secretary by Sen. Jacqueline Y. Collins `amendment-introduction`
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- **2007-04-26** Senate Floor Amendment No. 1 Referred to Rules `referral-committee`
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- **2007-05-02** Senate Floor Amendment No. 2 Filed with Secretary by Sen. Jacqueline Y. Collins `amendment-introduction`
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- **2007-05-02** Senate Floor Amendment No. 2 Referred to Rules `referral-committee`
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- **2007-05-02** Senate Floor Amendment No. 1 Rules Refers to Financial Institutions
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- **2007-05-02** Senate Floor Amendment No. 2 Rules Refers to Financial Institutions
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- **2007-05-03** Senate Floor Amendment No. 1 Recommend Do Adopt Financial Institutions; 007-000-000
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- **2007-05-03** Senate Floor Amendment No. 2 Recommend Do Adopt Financial Institutions; 007-000-000
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- **2007-05-03** Added as Chief Co-Sponsor Sen. Dan Rutherford
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- **2007-05-09** Senate Floor Amendment No. 3 Filed with Secretary by Sen. Jacqueline Y. Collins `amendment-introduction`
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- **2007-05-09** Senate Floor Amendment No. 3 Referred to Rules `referral-committee`
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- **2007-05-09** Added as Chief Co-Sponsor Sen. James T. Meeks
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- **2007-05-09** Recalled to Second Reading `reading-2`
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- **2007-05-09** Senate Floor Amendment No. 1 Adopted; Collins `amendment-passage`
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- **2007-05-09** Senate Floor Amendment No. 2 Adopted; Collins `amendment-passage`
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- **2007-05-09** Placed on Calendar Order of 3rd Reading
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- **2007-05-09** Third Reading - Passed; 058-000-000 `reading-3, passage`
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- **2007-05-09** Senate Floor Amendment No. 3 Tabled Pursuant to Rule 5-4(a) `amendment-failure`
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- **2007-05-09** Arrived in House `introduction`
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- **2007-05-09** Placed on Calendar Order of First Reading `reading-1`
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- **2007-05-09** Chief House Sponsor Rep. Karen A. Yarbrough
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- **2007-05-10** First Reading `reading-1`
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- **2007-05-10** Referred to Rules Committee `referral-committee`
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- **2007-05-14** Assigned to Executive Committee `referral-committee`
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- **2007-05-18** Committee Deadline Extended-Rule 9(b) May 25, 2007
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- **2007-05-22** Added Alternate Chief Co-Sponsor Rep. LaShawn K. Ford
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- **2007-05-25** Final Action Deadline Extended-9(b) May 31, 2007
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- **2007-05-31** Rule 19(a) / Re-referred to Rules Committee `referral-committee`
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- **2007-07-12** Final Action Deadline Extended-9(b) July 31, 2007
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- **2007-07-12** Assigned to Executive Committee `referral-committee`
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- **2007-07-16** Added Alternate Chief Co-Sponsor Rep. Lou Lang
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- **2007-07-19** House Committee Amendment No. 1 Filed with Clerk by Executive Committee `amendment-introduction`
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- **2007-07-19** House Committee Amendment No. 1 Adopted in Executive Committee; by Voice Vote `amendment-passage`
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- **2007-07-19** Do Pass as Amended / Short Debate Executive Committee; 010-000-000 `committee-passage`
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- **2007-07-19** Placed on Calendar 2nd Reading - Short Debate
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- **2007-07-19** Second Reading - Short Debate `reading-2`
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- **2007-07-19** Placed on Calendar Order of 3rd Reading - Short Debate
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- **2007-07-19** Added Alternate Chief Co-Sponsor Rep. Monique D. Davis
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- **2007-07-19** Added Alternate Chief Co-Sponsor Rep. Annazette Collins
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- **2007-07-19** House Committee Amendment No. 1 Land Conveyance Appraisal Note Filed as Amended
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- **2007-07-20** House Committee Amendment No. 1 Judicial Note Filed as Amended
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- **2007-07-23** House Committee Amendment No. 1 State Debt Impact Note Filed as Amended
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- **2007-07-23** House Committee Amendment No. 1 Housing Affordability Impact Note Filed as Amended
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- **2007-07-24** House Committee Amendment No. 1 Pension Note Filed as Amended
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- **2007-07-25** Sponsor Removed Sen. Dan Rutherford
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- **2007-07-25** Added Alternate Co-Sponsor Rep. Daniel J. Burke
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- **2007-07-25** Added Alternate Co-Sponsor Rep. Joseph M. Lyons
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- **2007-07-26** Third Reading - Short Debate - Passed 070-043-001 `reading-3, passage`
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- **2007-07-26** Secretary's Desk - Concurrence House Amendment(s) 01
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- **2007-07-26** Placed on Calendar Order of Concurrence House Amendment(s) 01 - July 27, 2007
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- **2007-07-26** Added Alternate Co-Sponsor Rep. Richard T. Bradley
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- **2007-07-26** House Committee Amendment No. 1 Motion to Concur Filed with Secretary Sen. Jacqueline Y. Collins `filing`
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- **2007-07-26** House Committee Amendment No. 1 Motion to Concur Referred to Rules `referral-committee`
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- **2007-07-26** Fiscal Note Filed from the Illinois Department of Financial and Professional Regulation.
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- **2007-07-31** House Committee Amendment No. 1 Motion to Concur Rules Referred to Financial Institutions `referral-committee`
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- **2007-08-01** House Committee Amendment No. 1 Motion To Concur Recommended Do Adopt Financial Institutions; 008-001-000
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- **2007-08-01** Added as Chief Co-Sponsor Sen. Kwame Raoul
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- **2007-08-01** Added as Chief Co-Sponsor Sen. Mattie Hunter
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- **2007-08-07** House Committee Amendment No. 1 Senate Concurs 033-019-003
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- **2007-08-07** Passed Both Houses
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- **2007-09-05** Sent to the Governor `executive-receipt`
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- **2007-11-02** Governor Approved `executive-signature`
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- **2007-11-02** Effective Date June 1, 2008
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- **2007-11-02** Public Act . . . . . . . . . 95-0691 `became-law`
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/02cf144f-c749-4e72-871d-9fc445a12755`. Confidence: reported (aggregated from official Illinois legislature records).
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