Fabio
116 lines
6.9 KiB
Markdown
116 lines
6.9 KiB
Markdown
---
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type: "Bill"
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title: "COLLECTN AGENCY-COMMUNICATIONS"
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description: "Amends the Collection Agency Act. Makes changes in provisions concerning definitions and entities acting as a collection agency. Sets forth requirements for debt collectors or collection agencies regarding communication with persons other than the debtor, communication conducted in connection with debt collection, validation of debts, and debt collection as a result of identity theft. Amends the Consumer Fraud and Deceptive Business Practices Act to provide that a violation of certain Sections of the Collection Agency Act constitutes an unlawful practice under the Act. Effective January 1, 2008."
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jurisdiction: "us/states/il"
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legislature: "Illinois General Assembly"
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session: "95th"
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identifier: "SB 1398"
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citation: "Illinois SB 1398 (95th)"
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classification: ["bill"]
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subjects: []
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status: "enacted"
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primary_sponsors: []
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version_count: 3
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action_count: 51
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vote_count: 2
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first_action: "2007-02-09"
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last_action: "2007-08-27"
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source: "openstates"
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source_identifier: "ocd-bill/f520a5ed-f436-4135-a73c-95723bd061b0"
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source_url: "http://ilga.gov/legislation/BillStatus.asp?DocNum=1398&GAID=9&DocTypeID=SB&LegId=29485&SessionID=51&GA=95"
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source_hash: "eaba89cc95302266949063265fee1f16dc732ac43ecea5decf60c9101c82c653"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-il"]
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---
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# Illinois SB 1398 (95th) — COLLECTN AGENCY-COMMUNICATIONS
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Amends the Collection Agency Act. Makes changes in provisions concerning definitions and entities acting as a collection agency. Sets forth requirements for debt collectors or collection agencies regarding communication with persons other than the debtor, communication conducted in connection with debt collection, validation of debts, and debt collection as a result of identity theft. Amends the Consumer Fraud and Deceptive Business Practices Act to provide that a violation of certain Sections of the Collection Agency Act constitutes an unlawful practice under the Act. Effective January 1, 2008.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **Introduced** (filed) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09500SB1398&GA=95&SessionId=51&DocTypeId=SB&LegID=29485&DocNum=1398&GAID=9&Session=&print=true)
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2. **Engrossed** (committee substitute) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09500SB1398eng&GA=95&SessionId=51&DocTypeId=SB&LegID=29485&DocNum=1398&GAID=9&Session=&print=true)
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3. **Enrolled** (enrolled) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09500SB1398enr&GA=95&SessionId=51&DocTypeId=SB&LegID=29485&DocNum=1398&GAID=9&Session=&print=true)
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## Votes
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- Third Reading — **56–0** (pass) · upper
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- Third Reading — **116–0** (pass) · lower
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## Sponsors
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- Cynthia Soto — cosponsor (person)
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- Deborah L. Graham — cosponsor (person)
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- Don Harmon — primary (person)
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- Joseph M. Lyons — cosponsor (person)
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- Karen A. Yarbrough — cosponsor (person)
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- William Davis — cosponsor (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2007-02-09** Filed with Secretary by Sen. Don Harmon `filing`
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- **2007-02-09** First Reading `reading-1`
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- **2007-02-09** Referred to Rules `referral-committee`
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- **2007-02-21** Assigned to Licensed Activities `referral-committee`
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- **2007-03-02** Postponed - Licensed Activities
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- **2007-03-08** Postponed - Licensed Activities
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- **2007-03-13** Senate Committee Amendment No. 1 Filed with Secretary by Sen. Don Harmon `amendment-introduction`
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- **2007-03-13** Senate Committee Amendment No. 1 Referred to Rules `referral-committee`
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- **2007-03-14** Added as Chief Co-Sponsor Sen. Martin A. Sandoval
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- **2007-03-14** Added as Chief Co-Sponsor Sen. Jeffrey M. Schoenberg
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- **2007-03-14** Senate Committee Amendment No. 1 Rules Refers to Licensed Activities
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- **2007-03-14** Senate Committee Amendment No. 1 Adopted `amendment-passage`
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- **2007-03-15** Do Pass as Amended Licensed Activities; 007-000-000 `committee-passage`
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- **2007-03-15** Placed on Calendar Order of 2nd Reading March 20, 2007
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- **2007-03-20** Added as Chief Co-Sponsor Sen. Jacqueline Y. Collins
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- **2007-03-20** Second Reading `reading-2`
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- **2007-03-20** Placed on Calendar Order of 3rd Reading March 21, 2007
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- **2007-03-20** Senate Floor Amendment No. 2 Filed with Secretary by Sen. Don Harmon `amendment-introduction`
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- **2007-03-20** Senate Floor Amendment No. 2 Referred to Rules `referral-committee`
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- **2007-03-21** Senate Floor Amendment No. 2 Rules Refers to Financial Institutions
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- **2007-03-22** Senate Floor Amendment No. 2 Recommend Do Adopt Financial Institutions; 009-000-000
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- **2007-03-30** Rule 2-10 Third Reading Deadline Established As May 31, 2007 `reading-3`
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- **2007-04-19** Recalled to Second Reading `reading-2`
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- **2007-04-19** Senate Floor Amendment No. 2 Adopted; Harmon `amendment-passage`
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- **2007-04-19** Placed on Calendar Order of 3rd Reading
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- **2007-04-19** Third Reading - Passed; 056-000-000 `reading-3, passage`
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- **2007-04-20** Arrived in House `introduction`
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- **2007-04-20** Placed on Calendar Order of First Reading `reading-1`
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- **2007-04-20** Chief House Sponsor Rep. Marlow H. Colvin
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- **2007-04-20** First Reading `reading-1`
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- **2007-04-20** Referred to Rules Committee `referral-committee`
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- **2007-04-30** Assigned to Financial Institutions Committee `referral-committee`
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- **2007-05-08** Do Pass / Short Debate Financial Institutions Committee; 022-000-000 `committee-passage`
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- **2007-05-09** Placed on Calendar 2nd Reading - Short Debate
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- **2007-05-24** Second Reading - Short Debate `reading-2`
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- **2007-05-24** Placed on Calendar Order of 3rd Reading - Short Debate
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- **2007-05-30** Added Alternate Chief Co-Sponsor Rep. Kenneth Dunkin
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- **2007-05-30** Added Alternate Chief Co-Sponsor Rep. John A. Fritchey
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- **2007-05-30** Added Alternate Chief Co-Sponsor Rep. Edward J. Acevedo
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- **2007-05-30** Added Alternate Chief Co-Sponsor Rep. Monique D. Davis
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- **2007-05-30** Added Alternate Co-Sponsor Rep. Joseph M. Lyons
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- **2007-05-30** Added Alternate Co-Sponsor Rep. Karen A. Yarbrough
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- **2007-05-30** Added Alternate Co-Sponsor Rep. William Davis
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- **2007-05-30** Added Alternate Co-Sponsor Rep. Deborah L. Graham
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- **2007-05-30** Added Alternate Co-Sponsor Rep. Cynthia Soto
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- **2007-05-30** Third Reading - Short Debate - Passed 116-000-000 `reading-3, passage`
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- **2007-05-30** Passed Both Houses
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- **2007-06-28** Sent to the Governor `executive-receipt`
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- **2007-08-27** Governor Approved `executive-signature`
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- **2007-08-27** Effective Date January 1, 2008
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- **2007-08-27** Public Act . . . . . . . . . 95-0437 `became-law`
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/f520a5ed-f436-4135-a73c-95723bd061b0`. Confidence: reported (aggregated from official Illinois legislature records).
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