Fabio
98 lines
5.7 KiB
Markdown
98 lines
5.7 KiB
Markdown
---
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type: "Bill"
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title: "INS-POLICY-NARCOTIC EXCLUSION"
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description: "Amends the Illinois Insurance Code. Prohibits health benefit plans from excluding coverage for treatment related to an injury acquired while an insured was intoxicated or under the influence of narcotics when the exclusion is based solely on the insured being intoxicated or under the influence of narcotics. Provides that coverage may be subject to additional terms of the health benefit plan. Repeals a provision allowing accident and health policies to contain an exclusion for losses caused by an insured being intoxicated or under the influence of narcotics."
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jurisdiction: "us/states/il"
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legislature: "Illinois General Assembly"
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session: "95th"
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identifier: "SB 21"
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citation: "Illinois SB 21 (95th)"
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classification: ["bill"]
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subjects: []
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status: "enacted"
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primary_sponsors: []
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version_count: 3
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action_count: 38
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vote_count: 2
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first_action: "2007-01-31"
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last_action: "2007-08-16"
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source: "openstates"
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source_identifier: "ocd-bill/0449f6b5-91bf-4c74-b12a-8f221c1c3dd1"
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source_url: "http://ilga.gov/legislation/BillStatus.asp?DocNum=21&GAID=9&DocTypeID=SB&LegId=26825&SessionID=51&GA=95"
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source_hash: "c9e3c17f03b41842ae60dafcdeb99af25a20ca540bde1db3cbea59d665ca62dc"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-il"]
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---
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# Illinois SB 21 (95th) — INS-POLICY-NARCOTIC EXCLUSION
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Amends the Illinois Insurance Code. Prohibits health benefit plans from excluding coverage for treatment related to an injury acquired while an insured was intoxicated or under the influence of narcotics when the exclusion is based solely on the insured being intoxicated or under the influence of narcotics. Provides that coverage may be subject to additional terms of the health benefit plan. Repeals a provision allowing accident and health policies to contain an exclusion for losses caused by an insured being intoxicated or under the influence of narcotics.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **Introduced** (filed) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09500SB0021&GA=95&SessionId=51&DocTypeId=SB&LegID=26825&DocNum=21&GAID=9&Session=&print=true)
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2. **Engrossed** (committee substitute) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09500SB0021eng&GA=95&SessionId=51&DocTypeId=SB&LegID=26825&DocNum=21&GAID=9&Session=&print=true)
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3. **Enrolled** (enrolled) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09500SB0021enr&GA=95&SessionId=51&DocTypeId=SB&LegID=26825&DocNum=21&GAID=9&Session=&print=true)
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## Votes
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- Third Reading — **115–0** (pass) · lower
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- Third Reading — **58–0** (pass) · upper
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## Sponsors
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- John J. Cullerton — primary (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2007-01-31** Filed with Secretary by Sen. John J. Cullerton `filing`
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- **2007-01-31** First Reading `reading-1`
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- **2007-01-31** Referred to Rules `referral-committee`
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- **2007-03-07** Assigned to Insurance `referral-committee`
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- **2007-03-15** Do Pass Insurance; 010-000-000 `committee-passage`
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- **2007-03-15** Placed on Calendar Order of 2nd Reading March 20, 2007
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- **2007-03-22** Second Reading `reading-2`
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- **2007-03-22** Placed on Calendar Order of 3rd Reading March 27, 2007
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- **2007-03-23** Senate Floor Amendment No. 1 Filed with Secretary by Sen. John J. Cullerton `amendment-introduction`
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- **2007-03-23** Senate Floor Amendment No. 1 Referred to Rules `referral-committee`
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- **2007-03-26** Senate Floor Amendment No. 2 Filed with Secretary by Sen. John J. Cullerton `amendment-introduction`
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- **2007-03-26** Senate Floor Amendment No. 2 Referred to Rules `referral-committee`
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- **2007-03-27** Senate Floor Amendment No. 1 Rules Refers to Insurance
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- **2007-03-27** Senate Floor Amendment No. 2 Rules Refers to Insurance
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- **2007-03-28** Senate Floor Amendment No. 1 Held in Insurance
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- **2007-03-28** Senate Floor Amendment No. 2 Recommend Do Adopt Insurance; 007-000-000
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- **2007-03-30** Rule 2-10 Third Reading Deadline Established As May 31, 2007 `reading-3`
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- **2007-04-25** Recalled to Second Reading `reading-2`
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- **2007-04-25** Senate Floor Amendment No. 2 Adopted; Cullerton `amendment-passage`
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- **2007-04-25** Placed on Calendar Order of 3rd Reading
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- **2007-04-25** Third Reading - Passed; 058-000-000 `reading-3, passage`
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- **2007-04-25** Senate Floor Amendment No. 1 Tabled Pursuant to Rule 5-4(a) `amendment-failure`
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- **2007-04-25** Arrived in House `introduction`
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- **2007-04-25** Placed on Calendar Order of First Reading `reading-1`
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- **2007-05-02** Chief House Sponsor Rep. Frank J. Mautino
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- **2007-05-02** First Reading `reading-1`
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- **2007-05-02** Referred to Rules Committee `referral-committee`
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- **2007-05-07** Assigned to Insurance Committee `referral-committee`
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- **2007-05-15** Do Pass / Short Debate Insurance Committee; 020-000-000 `committee-passage`
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- **2007-05-16** Placed on Calendar 2nd Reading - Short Debate
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- **2007-05-21** Second Reading - Short Debate `reading-2`
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- **2007-05-21** Placed on Calendar Order of 3rd Reading - Short Debate
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- **2007-05-22** Third Reading - Short Debate - Passed 115-000-000 `reading-3, passage`
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- **2007-05-22** Passed Both Houses
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- **2007-06-20** Sent to the Governor `executive-receipt`
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- **2007-08-16** Governor Approved `executive-signature`
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- **2007-08-16** Effective Date January 1, 2008
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- **2007-08-16** Public Act . . . . . . . . . 95-0230 `became-law`
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/0449f6b5-91bf-4c74-b12a-8f221c1c3dd1`. Confidence: reported (aggregated from official Illinois legislature records).
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