Fabio
105 lines
8.1 KiB
Markdown
105 lines
8.1 KiB
Markdown
---
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type: "Bill"
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title: "INSCODE-NOTICE"
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description: "Amends the Illinois Insurance Code. Provides that if an insurer fails to provide the notice required by this provision regarding terms, conditions, and premium between 30 and 60 days in advance of the expiration date on the policy declaration page, the current expiration date must be extended with no changes to allow 60 days notice of an increase in the premium of 30% or more (now, the company must extend the current policy under the same terms, conditions, and premium to allow 60 days notice of renewal and provide the actual renewal premium quotation and any change in coverage or deductible on the policy). Provides that if any insurer fails to provide at least 30 days notice prior to the expiration date on the policy declaration page, the insurer may not change any terms, conditions, or increase the premium by 30% or more for one full year of the renewal policy term. Also provides that if the policy is not mailed to the insured or the insured's agent prior to the renewal effective date, the policy must be renewed at the expiring policy's terms, conditions, and premium for the entire year of the renewal policy (now, should a company fail to comply with the non-renewal notice requirements, the policy shall be extended for an additional year or until the effective date of any similar insurance procured by the insured, whichever is less, on the same terms and conditions as the policy sought to be terminated, unless the insurer has manifested its intention to renew at a different premium that represents an increase not exceeding 30%). Effective immediately."
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jurisdiction: "us/states/il"
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legislature: "Illinois General Assembly"
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session: "95th"
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identifier: "SB 484"
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citation: "Illinois SB 484 (95th)"
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classification: ["bill"]
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subjects: []
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status: "enacted"
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primary_sponsors: []
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version_count: 3
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action_count: 45
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vote_count: 2
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first_action: "2007-02-08"
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last_action: "2007-08-28"
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source: "openstates"
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source_identifier: "ocd-bill/d5c5f0d2-8c44-4792-b456-e1038ea0643a"
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source_url: "http://ilga.gov/legislation/BillStatus.asp?DocNum=484&GAID=9&DocTypeID=SB&LegId=28238&SessionID=51&GA=95"
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source_hash: "4573dcae80342b7c78c031aed076d8ef5c2723a12c7e88218410494a01fa4dc3"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-il"]
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---
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# Illinois SB 484 (95th) — INSCODE-NOTICE
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Amends the Illinois Insurance Code. Provides that if an insurer fails to provide the notice required by this provision regarding terms, conditions, and premium between 30 and 60 days in advance of the expiration date on the policy declaration page, the current expiration date must be extended with no changes to allow 60 days notice of an increase in the premium of 30% or more (now, the company must extend the current policy under the same terms, conditions, and premium to allow 60 days notice of renewal and provide the actual renewal premium quotation and any change in coverage or deductible on the policy). Provides that if any insurer fails to provide at least 30 days notice prior to the expiration date on the policy declaration page, the insurer may not change any terms, conditions, or increase the premium by 30% or more for one full year of the renewal policy term. Also provides that if the policy is not mailed to the insured or the insured's agent prior to the renewal effective date, the policy must be renewed at the expiring policy's terms, conditions, and premium for the entire year of the renewal policy (now, should a company fail to comply with the non-renewal notice requirements, the policy shall be extended for an additional year or until the effective date of any similar insurance procured by the insured, whichever is less, on the same terms and conditions as the policy sought to be terminated, unless the insurer has manifested its intention to renew at a different premium that represents an increase not exceeding 30%). Effective immediately.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **Introduced** (filed) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09500SB0484&GA=95&SessionId=51&DocTypeId=SB&LegID=28238&DocNum=484&GAID=9&Session=&print=true)
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2. **Engrossed** (committee substitute) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09500SB0484eng&GA=95&SessionId=51&DocTypeId=SB&LegID=28238&DocNum=484&GAID=9&Session=&print=true)
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3. **Enrolled** (enrolled) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09500SB0484enr&GA=95&SessionId=51&DocTypeId=SB&LegID=28238&DocNum=484&GAID=9&Session=&print=true)
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## Votes
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- Third Reading — **54–0** (pass) · upper
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- Third Reading — **110–0** (pass) · lower
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## Sponsors
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- William R. Haine — primary (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2007-02-08** Filed with Secretary by Sen. Todd Sieben `filing`
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- **2007-02-08** First Reading `reading-1`
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- **2007-02-08** Referred to Rules `referral-committee`
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- **2007-02-21** Assigned to Insurance `referral-committee`
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- **2007-03-08** Postponed - Insurance
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- **2007-03-12** Senate Committee Amendment No. 1 Filed with Secretary by Sen. Todd Sieben `amendment-introduction`
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- **2007-03-12** Senate Committee Amendment No. 1 Referred to Rules `referral-committee`
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- **2007-03-14** Senate Committee Amendment No. 1 Rules Refers to Insurance
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- **2007-03-14** Senate Committee Amendment No. 1 Adopted `amendment-passage`
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- **2007-03-15** Do Pass as Amended Insurance; 010-000-000 `committee-passage`
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- **2007-03-15** Placed on Calendar Order of 2nd Reading March 20, 2007
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- **2007-03-29** Second Reading `reading-2`
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- **2007-03-29** Placed on Calendar Order of 3rd Reading March 30, 2007
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- **2007-03-30** Rule 2-10 Third Reading Deadline Established As May 31, 2007 `reading-3`
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- **2007-04-24** Chief Sponsor Changed to Sen. William R. Haine
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- **2007-04-24** Added as Co-Sponsor Sen. Todd Sieben
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- **2007-04-24** Senate Floor Amendment No. 2 Filed with Secretary by Sen. William R. Haine `amendment-introduction`
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- **2007-04-24** Senate Floor Amendment No. 2 Referred to Rules `referral-committee`
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- **2007-04-25** Senate Floor Amendment No. 2 Rules Refers to Insurance
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- **2007-04-25** Added as Co-Sponsor Sen. Bill Brady
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- **2007-04-26** Senate Floor Amendment No. 2 Recommend Do Adopt Insurance; 008-000-000
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- **2007-05-08** Recalled to Second Reading `reading-2`
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- **2007-05-08** Senate Floor Amendment No. 2 Adopted; Haine `amendment-passage`
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- **2007-05-08** Placed on Calendar Order of 3rd Reading
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- **2007-05-08** Third Reading - Passed; 054-000-001 `reading-3, passage`
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- **2007-05-08** Arrived in House `introduction`
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- **2007-05-08** Placed on Calendar Order of First Reading `reading-1`
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- **2007-05-17** Chief House Sponsor Rep. Frank J. Mautino
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- **2007-05-17** First Reading `reading-1`
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- **2007-05-17** Referred to Rules Committee `referral-committee`
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- **2007-05-24** Assigned to Insurance Committee `referral-committee`
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- **2007-05-25** Final Action Deadline Extended-9(b) May 31, 2007
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- **2007-05-31** Motion to Suspend Rule 25 - Prevailed
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- **2007-05-31** Do Pass / Short Debate Insurance Committee; 011-000-000 `committee-passage`
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- **2007-05-31** Placed on Calendar 2nd Reading - Short Debate
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- **2007-05-31** Added Alternate Chief Co-Sponsor Rep. JoAnn D. Osmond
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- **2007-05-31** Second Reading - Short Debate `reading-2`
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- **2007-05-31** Placed on Calendar Order of 3rd Reading - Short Debate
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- **2007-05-31** Final Action Deadline Extended-9(b) June 8, 2007
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- **2007-06-01** Third Reading - Short Debate - Passed 110-000-000 `reading-3, passage`
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- **2007-06-01** Passed Both Houses
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- **2007-06-29** Sent to the Governor `executive-receipt`
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- **2007-08-28** Governor Approved `executive-signature`
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- **2007-08-28** Effective Date June 1, 2008
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- **2007-08-28** Public Act . . . . . . . . . 95-0533 `became-law`
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/d5c5f0d2-8c44-4792-b456-e1038ea0643a`. Confidence: reported (aggregated from official Illinois legislature records).
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