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---
type: "Bill"
title: "INS CD-WELLNESS COVERAGE"
description: "Amends the State Employees Group Insurance Act of 1971, the Illinois Insurance Code, and the Health Maintenance Organization Act. Provides that a policy or plan that provides coverage for hospital or medical treatment on an expense incurred basis, may offer a reasonably designed program for wellness coverage that allows for certain incentives for participation in health behavior wellness programs that are approved or offered by the insurer or plan. Provides that wellness coverage, as defined in the Act, shall satisfy the requirements for an exception from the general prohibition against discrimination based on a health factor under the federal Health Insurance Portability and Accountability Act of 1996. Contains a nonacceleration clause. Makes other changes. Effective January 1, 2010."
jurisdiction: "us/states/il"
legislature: "Illinois General Assembly"
session: "96th"
identifier: "SB 1877"
citation: "Illinois SB 1877 (96th)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: []
version_count: 3
action_count: 69
vote_count: 4
first_action: "2009-02-20"
last_action: "2009-08-24"
source: "openstates"
source_identifier: "ocd-bill/0e3f1eef-d802-44d5-881f-522f65bc764b"
source_url: "http://ilga.gov/legislation/BillStatus.asp?DocNum=1877&GAID=10&DocTypeID=SB&LegId=44741&SessionID=76&GA=96"
source_hash: "a650a4d442e69e94b380b54febe2ea8566cacb65c0bf08d714eeab04724aee95"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-il"]
---
# Illinois SB 1877 (96th) — INS CD-WELLNESS COVERAGE
Amends the State Employees Group Insurance Act of 1971, the Illinois Insurance Code, and the Health Maintenance Organization Act. Provides that a policy or plan that provides coverage for hospital or medical treatment on an expense incurred basis, may offer a reasonably designed program for wellness coverage that allows for certain incentives for participation in health behavior wellness programs that are approved or offered by the insurer or plan. Provides that wellness coverage, as defined in the Act, shall satisfy the requirements for an exception from the general prohibition against discrimination based on a health factor under the federal Health Insurance Portability and Accountability Act of 1996. Contains a nonacceleration clause. Makes other changes. Effective January 1, 2010.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **Introduced** (filed) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09600SB1877&GA=96&SessionId=76&DocTypeId=SB&LegID=44741&DocNum=1877&GAID=10&Session=&print=true)
2. **Engrossed** (committee substitute) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09600SB1877eng&GA=96&SessionId=76&DocTypeId=SB&LegID=44741&DocNum=1877&GAID=10&Session=&print=true)
3. **Enrolled** (enrolled) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09600SB1877enr&GA=96&SessionId=76&DocTypeId=SB&LegID=44741&DocNum=1877&GAID=10&Session=&print=true)
## Votes
- Third Reading — **1160** (pass) · lower
- Concurrence, Amendment 1 — **590** (pass) · upper
- Third Reading — **580** (pass) · upper
- Concurrence, Amendment 2 — **590** (pass) · upper
## Sponsors
- Dan Kotowski — primary (person)
- Dennis M. Reboletti — cosponsor (person)
- John D. Cavaletto — cosponsor (person)
- Kay Hatcher — cosponsor (person)
- Michael G. Connelly — cosponsor (person)
- Raymond Poe — cosponsor (person)
- Rich Brauer — cosponsor (person)
- Sandy Cole — cosponsor (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2009-02-20** Filed with Secretary by Sen. Dan Kotowski `filing`
- **2009-02-20** First Reading `reading-1`
- **2009-02-20** Referred to Assignments `referral-committee`
- **2009-03-04** Assigned to Insurance `referral-committee`
- **2009-03-12** Do Pass Insurance; 012-000-000 `committee-passage`
- **2009-03-12** Placed on Calendar Order of 2nd Reading March 17, 2009
- **2009-03-25** Senate Floor Amendment No. 1 Filed with Secretary by Sen. Dan Kotowski `amendment-introduction`
- **2009-03-25** Senate Floor Amendment No. 1 Referred to Assignments `referral-committee`
- **2009-03-30** Senate Floor Amendment No. 1 Assignments Refers to Insurance
- **2009-03-30** Second Reading `reading-2`
- **2009-03-30** Placed on Calendar Order of 3rd Reading March 31, 2009
- **2009-03-31** Senate Floor Amendment No. 1 Recommend Do Adopt Insurance; 010-000-000
- **2009-04-01** Recalled to Second Reading `reading-2`
- **2009-04-01** Senate Floor Amendment No. 1 Adopted; Kotowski `amendment-passage`
- **2009-04-01** Placed on Calendar Order of 3rd Reading
- **2009-04-01** Added as Co-Sponsor Sen. Toi W. Hutchinson
- **2009-04-01** Added as Chief Co-Sponsor Sen. Dale A. Righter
- **2009-04-01** Third Reading - Passed; 058-000-001 `reading-3, passage`
- **2009-04-01** Arrived in House `introduction`
- **2009-04-01** Placed on Calendar Order of First Reading `reading-1`
- **2009-04-01** Chief House Sponsor Rep. Sidney H. Mathias
- **2009-04-01** First Reading `reading-1`
- **2009-04-01** Referred to Rules Committee `referral-committee`
- **2009-04-14** Assigned to Insurance Committee `referral-committee`
- **2009-04-28** Do Pass / Short Debate Insurance Committee; 017-000-000 `committee-passage`
- **2009-04-28** Placed on Calendar 2nd Reading - Short Debate
- **2009-04-30** House Floor Amendment No. 1 Filed with Clerk by Rep. Sidney H. Mathias `amendment-introduction`
- **2009-04-30** House Floor Amendment No. 1 Referred to Rules Committee `referral-committee`
- **2009-05-11** House Floor Amendment No. 1 Recommends Be Adopted Rules Committee; 003-000-000 `committee-passage-favorable`
- **2009-05-12** Second Reading - Short Debate `reading-2`
- **2009-05-12** House Floor Amendment No. 1 Adopted by Voice Vote `amendment-passage`
- **2009-05-12** Placed on Calendar Order of 3rd Reading - Short Debate
- **2009-05-13** House Floor Amendment No. 2 Filed with Clerk by Rep. Sidney H. Mathias `amendment-introduction`
- **2009-05-13** House Floor Amendment No. 2 Referred to Rules Committee `referral-committee`
- **2009-05-13** Recalled to Second Reading - Short Debate `reading-2`
- **2009-05-13** Held on Calendar Order of Second Reading - Short Debate `reading-2`
- **2009-05-18** House Floor Amendment No. 2 Recommends Be Adopted Rules Committee; 004-000-000 `committee-passage-favorable`
- **2009-05-18** Second Reading - Short Debate `reading-2`
- **2009-05-18** House Floor Amendment No. 2 Adopted by Voice Vote `amendment-passage`
- **2009-05-18** Placed on Calendar Order of 3rd Reading - Short Debate
- **2009-05-20** Third Reading - Short Debate - Passed 116-000-000 `reading-3, passage`
- **2009-05-20** Added Alternate Chief Co-Sponsor Rep. Elizabeth Coulson
- **2009-05-20** Added Alternate Chief Co-Sponsor Rep. Rosemary Mulligan
- **2009-05-20** Added Alternate Chief Co-Sponsor Rep. Darlene J. Senger
- **2009-05-20** Added Alternate Chief Co-Sponsor Rep. Ronald A. Wait
- **2009-05-20** Added Alternate Co-Sponsor Rep. John D. Cavaletto
- **2009-05-20** Added Alternate Co-Sponsor Rep. Michael G. Connelly
- **2009-05-20** Added Alternate Co-Sponsor Rep. Kay Hatcher
- **2009-05-20** Added Alternate Co-Sponsor Rep. Sandy Cole
- **2009-05-20** Added Alternate Co-Sponsor Rep. Raymond Poe
- **2009-05-20** Added Alternate Co-Sponsor Rep. Rich Brauer
- **2009-05-20** Added Alternate Co-Sponsor Rep. Dennis M. Reboletti
- **2009-05-20** Secretary's Desk - Concurrence House Amendment(s) 1, 2
- **2009-05-20** Placed on Calendar Order of Concurrence House Amendment(s) 1, 2 - May 21, 2009
- **2009-05-21** House Floor Amendment No. 1 Motion to Concur Filed with Secretary Sen. Dan Kotowski `filing`
- **2009-05-21** House Floor Amendment No. 1 Motion to Concur Referred to Assignments `referral-committee`
- **2009-05-21** House Floor Amendment No. 2 Motion to Concur Filed with Secretary Sen. Dan Kotowski `filing`
- **2009-05-21** House Floor Amendment No. 2 Motion to Concur Referred to Assignments `referral-committee`
- **2009-05-22** House Floor Amendment No. 1 Motion to Concur Assignments Referred to Insurance `referral-committee`
- **2009-05-22** House Floor Amendment No. 2 Motion to Concur Assignments Referred to Insurance `referral-committee`
- **2009-05-26** House Floor Amendment No. 1 Motion To Concur Recommended Do Adopt Insurance; 008-000-000
- **2009-05-26** House Floor Amendment No. 2 Motion To Concur Recommended Do Adopt Insurance; 008-000-000
- **2009-05-27** House Floor Amendment No. 1 Senate Concurs 059-000-000
- **2009-05-27** House Floor Amendment No. 2 Senate Concurs 059-000-000
- **2009-05-27** Passed Both Houses
- **2009-06-25** Sent to the Governor `executive-receipt`
- **2009-08-24** Governor Approved `executive-signature`
- **2009-08-24** Effective Date January 1, 2010
- **2009-08-24** Public Act . . . . . . . . . 96-0639 `became-law`
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/0e3f1eef-d802-44d5-881f-522f65bc764b`. Confidence: reported (aggregated from official Illinois legislature records).