republic-os/legislation/us/states/il/97th/hb-5190.md

---
type: "Bill"
title: "UCC-FRAUDULENT FINANCING"
description: "Amends the Secured Transactions Article of the Uniform Commercial Code. Provides that a person may not cause to be presented for filing a financing statement or amendment that the person knows or reasonably should know: is not related to a valid lien, a valid security agreement, or a judgment of a court of competent jurisdiction; is for an improper purpose or purposes, such as to harass, hinder, defraud, or otherwise interfere with any person; or contains materially false or misleading information. Imposes criminal penalties for violations and civil liability to injured persons. Requires the Secretary of State to make available a form affidavit to provide notice of a fraudulent financing statement or amendment. Contains provisions regarding: filing a fraudulent filing affidavit; additional documentation supporting a filing; review of documentation; termination of a financing statement or amendment; fees; notice; reinstatement; liability; effectiveness; and other matters. Effective immediately."
jurisdiction: "us/states/il"
legislature: "Illinois General Assembly"
session: "97th"
identifier: "HB 5190"
citation: "Illinois HB 5190 (97th)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: []
version_count: 3
action_count: 30
vote_count: 2
first_action: "2012-02-08"
last_action: "2012-07-20"
source: "openstates"
source_identifier: "ocd-bill/f58738db-28ea-4b76-8cf0-0e61cee8438f"
source_url: "http://ilga.gov/legislation/BillStatus.asp?DocNum=5190&GAID=11&DocTypeID=HB&LegId=65324&SessionID=84&GA=97"
source_hash: "d57c756ca0fe59820da7690fde659c61275291231a62af0e1d38b1e7d0383a79"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-il"]
---

# Illinois HB 5190 (97th) — UCC-FRAUDULENT FINANCING

Amends the Secured Transactions Article of the Uniform Commercial Code. Provides that a person may not cause to be presented for filing a financing statement or amendment that the person knows or reasonably should know: is not related to a valid lien, a valid security agreement, or a judgment of a court of competent jurisdiction; is for an improper purpose or purposes, such as to harass, hinder, defraud, or otherwise interfere with any person; or contains materially false or misleading information. Imposes criminal penalties for violations and civil liability to injured persons. Requires the Secretary of State to make available a form affidavit to provide notice of a fraudulent financing statement or amendment. Contains provisions regarding: filing a fraudulent filing affidavit; additional documentation supporting a filing; review of documentation; termination of a financing statement or amendment; fees; notice; reinstatement; liability; effectiveness; and other matters. Effective immediately.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09700HB5190&GA=97&SessionId=84&DocTypeId=HB&LegID=65324&DocNum=5190&GAID=11&Session=&print=true)
2. **Engrossed** (committee substitute) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09700HB5190eng&GA=97&SessionId=84&DocTypeId=HB&LegID=65324&DocNum=5190&GAID=11&Session=&print=true)
3. **Enrolled** (enrolled) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09700HB5190enr&GA=97&SessionId=84&DocTypeId=HB&LegID=65324&DocNum=5190&GAID=11&Session=&print=true)

## Votes

- Third Reading — **114–0** (pass) · lower
- Third Reading — **56–0** (pass) · upper

## Sponsors

- Michael J. Zalewski — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2012-02-08** Filed with the Clerk by Rep. Michael J. Zalewski `filing`
- **2012-02-08** First Reading `reading-1`
- **2012-02-08** Referred to Rules Committee `referral-committee`
- **2012-02-27** Assigned to Judiciary I - Civil Law Committee `referral-committee`
- **2012-03-07** Do Pass / Short Debate Judiciary I - Civil Law Committee; 010-000-000 `committee-passage`
- **2012-03-07** Placed on Calendar 2nd Reading - Short Debate
- **2012-03-21** House Floor Amendment No. 1 Filed with Clerk by Rep. Michael J. Zalewski `amendment-introduction`
- **2012-03-21** House Floor Amendment No. 1 Referred to Rules Committee `referral-committee`
- **2012-03-22** House Floor Amendment No. 1 Recommends Be Adopted Rules Committee; 003-000-000 `committee-passage-favorable`
- **2012-03-27** Second Reading - Short Debate `reading-2`
- **2012-03-27** Held on Calendar Order of Second Reading - Short Debate `reading-2`
- **2012-03-28** House Floor Amendment No. 1 Adopted by Voice Vote `amendment-passage`
- **2012-03-28** Placed on Calendar Order of 3rd Reading - Short Debate
- **2012-03-28** Third Reading - Short Debate - Passed 114-000-000 `reading-3, passage`
- **2012-03-29** Arrive in Senate `introduction`
- **2012-03-29** Placed on Calendar Order of First Reading `reading-1`
- **2012-03-29** Chief Senate Sponsor Sen. Don Harmon
- **2012-03-29** First Reading `reading-1`
- **2012-03-29** Referred to Assignments `referral-committee`
- **2012-04-11** Assigned to Judiciary `referral-committee`
- **2012-04-18** Do Pass Judiciary; 008-000-000 `committee-passage`
- **2012-04-18** Placed on Calendar Order of 2nd Reading April 19, 2012
- **2012-05-02** Second Reading `reading-2`
- **2012-05-02** Placed on Calendar Order of 3rd Reading May 3, 2012
- **2012-05-22** Third Reading - Passed; 056-000-000 `reading-3, passage`
- **2012-05-22** Passed Both Houses
- **2012-06-20** Sent to the Governor `executive-receipt`
- **2012-07-20** Governor Approved `executive-signature`
- **2012-07-20** Effective Date July 20, 2012
- **2012-07-20** Public Act . . . . . . . . . 97-0836 `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/f58738db-28ea-4b76-8cf0-0e61cee8438f`. Confidence: reported (aggregated from official Illinois legislature records).