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republic-os/legislation/us/states/il/97th/sb-72.md
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Fabio 5941153bb7 Legislation: batch B — IL IN KS KY LA MA MD ME MI MN 
Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
2026-07-06 17:27:20 -04:00

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---
type: "Bill"
title: "INS CD-TECH"
description: "Amends the Illinois Insurance Code. Makes changes to the provision concerning disclosure of limited benefits. Provides that when a beneficiary, insured, or enrollee utilizes a participating network hospital or a participating network ambulatory surgery center and, due to any reason, in network services for radiology, anesthesiology, pathology, emergency physician, or neonatology are unavailable and are provided by a nonparticipating facility-based physician or provider, the insurer or health plan shall ensure that the beneficiary, insured, or enrollee shall incur no greater out-of-pocket costs than the beneficiary, insured, or enrollee would have incurred with a participating physician or provider for covered services. Sets forth provisions concerning written explanation of benefits, billing, assignment, negotiated reimbursement, arbitration, prudent laypersons, failure to make an offer of payment, and noncovered services."
jurisdiction: "us/states/il"
legislature: "Illinois General Assembly"
session: "97th"
identifier: "SB 72"
citation: "Illinois SB 72 (97th)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: []
version_count: 3
action_count: 97
vote_count: 4
first_action: "2011-01-27"
last_action: "2011-11-18"
source: "openstates"
source_identifier: "ocd-bill/1ea04623-393a-466c-abe1-b6647030c165"
source_url: "http://ilga.gov/legislation/BillStatus.asp?DocNum=72&GAID=11&DocTypeID=SB&LegId=54663&SessionID=84&GA=97"
source_hash: "81c9b55d6754ce9f26c96eb3915b0fbbb13d439cd7510bf2311edf6bd3ee6e96"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-il"]
---
# Illinois SB 72 (97th) — INS CD-TECH
Amends the Illinois Insurance Code. Makes changes to the provision concerning disclosure of limited benefits. Provides that when a beneficiary, insured, or enrollee utilizes a participating network hospital or a participating network ambulatory surgery center and, due to any reason, in network services for radiology, anesthesiology, pathology, emergency physician, or neonatology are unavailable and are provided by a nonparticipating facility-based physician or provider, the insurer or health plan shall ensure that the beneficiary, insured, or enrollee shall incur no greater out-of-pocket costs than the beneficiary, insured, or enrollee would have incurred with a participating physician or provider for covered services. Sets forth provisions concerning written explanation of benefits, billing, assignment, negotiated reimbursement, arbitration, prudent laypersons, failure to make an offer of payment, and noncovered services.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **Introduced** (filed) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09700SB0072&GA=97&SessionId=84&DocTypeId=SB&LegID=54663&DocNum=72&GAID=11&Session=&print=true)
2. **Engrossed** (committee substitute) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09700SB0072eng&GA=97&SessionId=84&DocTypeId=SB&LegID=54663&DocNum=72&GAID=11&Session=&print=true)
3. **Enrolled** (enrolled) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09700SB0072enr&GA=97&SessionId=84&DocTypeId=SB&LegID=54663&DocNum=72&GAID=11&Session=&print=true)
## Votes
- Concurrence — **53–1** (pass) · upper
- Concurrence, Amendment 5 — **53–1** (pass) · upper
- Third Reading — **45–10** (pass) · upper
- Third Reading — **114–0** (pass) · lower
## Sponsors
- Donald L. Moffitt — cosponsor (person)
- Joseph M. Lyons — cosponsor (person)
- Lisa M. Dugan — cosponsor (person)
- Luis Arroyo — cosponsor (person)
- Maria Antonia Berrios — cosponsor (person)
- Patricia R. Bellock — cosponsor (person)
- Terry Link — primary (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2011-01-27** Filed with Secretary by Sen. William R. Haine `filing`
- **2011-01-27** First Reading `reading-1`
- **2011-01-27** Referred to Assignments `referral-committee`
- **2011-01-27** Assigned to Insurance `referral-committee`
- **2011-03-11** Senate Committee Amendment No. 1 Filed with Secretary by Sen. William R. Haine `amendment-introduction`
- **2011-03-11** Senate Committee Amendment No. 1 Referred to Assignments `referral-committee`
- **2011-03-15** Senate Committee Amendment No. 1 Assignments Refers to Insurance
- **2011-03-16** Senate Committee Amendment No. 1 Adopted `amendment-passage`
- **2011-03-17** Do Pass as Amended Insurance; 007-001-000 `committee-passage`
- **2011-03-17** Placed on Calendar Order of 2nd Reading March 17, 2011
- **2011-04-11** Senate Floor Amendment No. 2 Filed with Secretary by Sen. William R. Haine `amendment-introduction`
- **2011-04-11** Senate Floor Amendment No. 2 Referred to Assignments `referral-committee`
- **2011-04-11** Second Reading `reading-2`
- **2011-04-11** Placed on Calendar Order of 3rd Reading April 12, 2011
- **2011-04-12** Senate Floor Amendment No. 2 Assignments Refers to Insurance
- **2011-04-12** Senate Floor Amendment No. 2 Recommend Do Adopt Insurance; 007-000-000
- **2011-04-15** Recalled to Second Reading `reading-2`
- **2011-04-15** Senate Floor Amendment No. 2 Withdrawn by Sen. William R. Haine
- **2011-04-15** Placed on Calendar Order of 3rd Reading
- **2011-04-15** Third Reading - Passed; 045-010-000 `reading-3, passage`
- **2011-04-15** Arrived in House `introduction`
- **2011-04-15** Placed on Calendar Order of First Reading `reading-1`
- **2011-04-15** Chief House Sponsor Rep. Greg Harris
- **2011-04-15** First Reading `reading-1`
- **2011-04-15** Referred to Rules Committee `referral-committee`
- **2011-04-25** Assigned to Executive Committee `referral-committee`
- **2011-05-10** House Committee Amendment No. 1 Filed with Clerk by Rep. Greg Harris `amendment-introduction`
- **2011-05-10** House Committee Amendment No. 1 Referred to Rules Committee `referral-committee`
- **2011-05-13** Committee Deadline Extended-Rule 9(b) May 20, 2011
- **2011-05-16** Added Alternate Chief Co-Sponsor Rep. Patricia R. Bellock
- **2011-05-20** Final Action Deadline Extended-9(b) May 27, 2011
- **2011-05-27** Final Action Deadline Extended-9(b) May 31, 2011
- **2011-05-29** House Committee Amendment No. 2 Filed with Clerk by Rep. Barbara Flynn Currie `amendment-introduction`
- **2011-05-29** House Committee Amendment No. 2 Referred to Rules Committee `referral-committee`
- **2011-05-29** House Committee Amendment No. 2 Rules Refers to Executive Committee
- **2011-05-31** House Committee Amendment No. 2 Tabled Pursuant to Rule 40 `amendment-failure`
- **2011-05-31** Rule 19(a) / Re-referred to Rules Committee `referral-committee`
- **2011-10-06** Final Action Deadline Extended-9(b) November 10, 2011
- **2011-10-06** Assigned to Executive Committee `referral-committee`
- **2011-11-07** Added Alternate Chief Co-Sponsor Rep. Frank J. Mautino
- **2011-11-07** House Committee Amendment No. 3 Filed with Clerk by Rep. Frank J. Mautino `amendment-introduction`
- **2011-11-07** House Committee Amendment No. 3 Referred to Rules Committee `referral-committee`
- **2011-11-07** House Committee Amendment No. 4 Filed with Clerk by Rep. Frank J. Mautino `amendment-introduction`
- **2011-11-07** House Committee Amendment No. 4 Referred to Rules Committee `referral-committee`
- **2011-11-07** House Committee Amendment No. 3 Rules Refers to Executive Committee
- **2011-11-07** House Committee Amendment No. 4 Rules Refers to Executive Committee
- **2011-11-08** Chief Sponsor Changed to Sen. Terry Link
- **2011-11-08** House Committee Amendment No. 4 Adopted in Executive Committee; by Voice Vote `amendment-passage`
- **2011-11-08** Do Pass as Amended / Short Debate Executive Committee; 011-000-000 `committee-passage`
- **2011-11-08** Placed on Calendar 2nd Reading - Short Debate
- **2011-11-08** House Committee Amendment No. 1 Tabled Pursuant to Rule 40 `amendment-failure`
- **2011-11-08** House Committee Amendment No. 2 Tabled Pursuant to Rule 40 `amendment-failure`
- **2011-11-08** House Committee Amendment No. 3 Tabled Pursuant to Rule 40 `amendment-failure`
- **2011-11-08** House Floor Amendment No. 5 Filed with Clerk by Rep. Frank J. Mautino `amendment-introduction`
- **2011-11-08** House Floor Amendment No. 5 Referred to Rules Committee `referral-committee`
- **2011-11-08** Added as Chief Co-Sponsor Sen. Kwame Raoul
- **2011-11-08** Alternate Chief Co-Sponsor Removed Rep. Frank J. Mautino
- **2011-11-08** Alternate Chief Sponsor Changed to Rep. Frank J. Mautino
- **2011-11-08** Alternate Chief Co-Sponsor Removed Rep. Patricia R. Bellock
- **2011-11-08** Added Alternate Chief Co-Sponsor Rep. Ed Sullivan, Jr.
- **2011-11-08** Added Alternate Chief Co-Sponsor Rep. John E. Bradley
- **2011-11-08** Added Alternate Chief Co-Sponsor Rep. Pam Roth
- **2011-11-08** Added Alternate Chief Co-Sponsor Rep. Greg Harris
- **2011-11-08** Added Alternate Co-Sponsor Rep. Patricia R. Bellock
- **2011-11-08** Second Reading - Short Debate `reading-2`
- **2011-11-08** Placed on Calendar Order of 3rd Reading - Short Debate
- **2011-11-08** Added as Chief Co-Sponsor Sen. John O. Jones
- **2011-11-09** House Floor Amendment No. 5 Recommends Be Adopted Rules Committee; 004-000-000 `committee-passage-favorable`
- **2011-11-09** Recalled to Second Reading - Short Debate `reading-2`
- **2011-11-09** House Floor Amendment No. 5 Adopted by Voice Vote `amendment-passage`
- **2011-11-09** Placed on Calendar Order of 3rd Reading - Short Debate
- **2011-11-09** 3/5 Vote Required
- **2011-11-09** Added Alternate Co-Sponsor Rep. Lisa M. Dugan
- **2011-11-09** Added Alternate Co-Sponsor Rep. Maria Antonia Berrios
- **2011-11-09** Added Alternate Co-Sponsor Rep. Joseph M. Lyons
- **2011-11-09** Third Reading - Short Debate - Passed 114-000-000 `reading-3, passage`
- **2011-11-09** Secretary's Desk - Concurrence House Amendment(s) 4, 5
- **2011-11-09** Placed on Calendar Order of Concurrence House Amendment(s) 4, 5 - November 10, 2011
- **2011-11-09** Added Alternate Co-Sponsor Rep. Donald L. Moffitt
- **2011-11-09** Added Alternate Co-Sponsor Rep. Luis Arroyo
- **2011-11-09** House Committee Amendment No. 4 Motion to Concur Filed with Secretary Sen. Terry Link `filing`
- **2011-11-09** House Committee Amendment No. 4 Motion to Concur Referred to Assignments `referral-committee`
- **2011-11-09** House Floor Amendment No. 5 Motion to Concur Filed with Secretary Sen. Terry Link `filing`
- **2011-11-09** House Floor Amendment No. 5 Motion to Concur Referred to Assignments `referral-committee`
- **2011-11-09** House Committee Amendment No. 4 Motion to Concur Assignments Referred to Labor `referral-committee`
- **2011-11-09** House Floor Amendment No. 5 Motion to Concur Assignments Referred to Labor `referral-committee`
- **2011-11-09** House Committee Amendment No. 4 Motion To Concur Recommended Do Adopt Labor; 007-000-000
- **2011-11-09** House Floor Amendment No. 5 Motion To Concur Recommended Do Adopt Labor; 007-000-000
- **2011-11-10** Added as Chief Co-Sponsor Sen. Dan Kotowski
- **2011-11-10** 3/5 Vote Required
- **2011-11-10** House Committee Amendment No. 4 Senate Concurs 053-001-000
- **2011-11-10** House Floor Amendment No. 5 Senate Concurs 053-001-000
- **2011-11-10** Passed Both Houses
- **2011-11-18** Sent to the Governor `executive-receipt`
- **2011-11-18** Governor Approved `executive-signature`
- **2011-11-18** Effective Date November 18, 2011
- **2011-11-18** Public Act . . . . . . . . . 97-0621 `became-law`
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/1ea04623-393a-466c-abe1-b6647030c165`. Confidence: reported (aggregated from official Illinois legislature records).
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