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---
type: "Bill"
title: "INS CD-PENALTIES"
description: "Amends the Illinois Insurance Code. Provides that if, after a hearing pursuant to the Code, the Director of Insurance finds that a company has engaged in an improper claims practice, the Director shall order the company to cease and desist from such practices and, in the exercise of reasonable discretion, may suspend the company's certificate of authority for a period not to exceed 6 months or impose a civil penalty of up to $500,000 (rather than $250,000), or both. Makes changes to the provision concerning attorney fees."
jurisdiction: "us/states/il"
legislature: "Illinois General Assembly"
session: "98th"
identifier: "HB 2962"
citation: "Illinois HB 2962 (98th)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: []
version_count: 3
action_count: 66
vote_count: 4
first_action: "2013-02-26"
last_action: "2013-12-27"
source: "openstates"
source_identifier: "ocd-bill/48cb508a-5036-4323-a1b7-98ae2d241af1"
source_url: "http://ilga.gov/legislation/BillStatus.asp?DocNum=2962&GAID=12&DocTypeID=HB&LegId=74810&SessionID=85&GA=98"
source_hash: "888d7f2256f56b05a741aab68f89fedf6926690cc05aef3c2d8b6b5045b79eec"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-il"]
---
# Illinois HB 2962 (98th) — INS CD-PENALTIES
Amends the Illinois Insurance Code. Provides that if, after a hearing pursuant to the Code, the Director of Insurance finds that a company has engaged in an improper claims practice, the Director shall order the company to cease and desist from such practices and, in the exercise of reasonable discretion, may suspend the company's certificate of authority for a period not to exceed 6 months or impose a civil penalty of up to $500,000 (rather than $250,000), or both. Makes changes to the provision concerning attorney fees.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **Introduced** (filed) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09800HB2962&GA=98&SessionId=85&DocTypeId=HB&LegID=74810&DocNum=2962&GAID=12&Session=&print=true)
2. **Engrossed** (committee substitute) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09800HB2962eng&GA=98&SessionId=85&DocTypeId=HB&LegID=74810&DocNum=2962&GAID=12&Session=&print=true)
3. **Enrolled** (enrolled) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09800HB2962enr&GA=98&SessionId=85&DocTypeId=HB&LegID=74810&DocNum=2962&GAID=12&Session=&print=true)
## Votes
- Third Reading — **560** (pass) · upper
- Concurrence — **1140** (pass) · lower
- Concurrence — **1140** (pass) · lower
- Third Reading — **7820** (pass) · lower
## Sponsors
- Frank J. Mautino — primary (person)
- William E. Brady — cosponsor (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2013-02-26** Filed with the Clerk by Rep. Scott Drury `filing`
- **2013-02-26** First Reading `reading-1`
- **2013-02-26** Referred to Rules Committee `referral-committee`
- **2013-03-04** Assigned to Consumer Protection Committee `referral-committee`
- **2013-03-13** Added Chief Co-Sponsor Rep. Robert W. Pritchard
- **2013-03-14** Added Chief Co-Sponsor Rep. Laura Fine
- **2013-03-14** Added Co-Sponsor Rep. Carol A. Sente
- **2013-03-14** Added Co-Sponsor Rep. David McSweeney
- **2013-03-14** Added Co-Sponsor Rep. Dwight Kay
- **2013-03-19** Removed Co-Sponsor Rep. David McSweeney
- **2013-03-19** Removed Co-Sponsor Rep. Carol A. Sente
- **2013-03-21** Do Pass / Short Debate Consumer Protection Committee; 014-000-000 `committee-passage`
- **2013-03-22** Placed on Calendar 2nd Reading - Short Debate
- **2013-03-22** House Floor Amendment No. 1 Filed with Clerk by Rep. Scott Drury `amendment-introduction`
- **2013-03-22** House Floor Amendment No. 1 Referred to Rules Committee `referral-committee`
- **2013-04-18** House Floor Amendment No. 1 Recommends Be Adopted Rules Committee; 004-000-000 `committee-passage-favorable`
- **2013-04-18** Added Chief Co-Sponsor Rep. Al Riley
- **2013-04-18** Second Reading - Short Debate `reading-2`
- **2013-04-18** House Floor Amendment No. 1 Adopted `amendment-passage`
- **2013-04-18** Placed on Calendar Order of 3rd Reading - Short Debate
- **2013-04-19** Third Reading - Short Debate - Passed 078-020-000 `reading-3, passage`
- **2013-04-19** Added Co-Sponsor Rep. Camille Y. Lilly
- **2013-04-22** Arrive in Senate `introduction`
- **2013-04-22** Placed on Calendar Order of First Reading `reading-1`
- **2013-04-22** Chief Senate Sponsor Sen. William R. Haine
- **2013-04-22** First Reading `reading-1`
- **2013-04-22** Referred to Assignments `referral-committee`
- **2013-04-24** Assigned to Insurance `referral-committee`
- **2013-04-25** Senate Committee Amendment No. 1 Filed with Secretary by Sen. William R. Haine `amendment-introduction`
- **2013-04-25** Senate Committee Amendment No. 1 Referred to Assignments `referral-committee`
- **2013-04-30** Senate Committee Amendment No. 1 Assignments Refers to Insurance
- **2013-05-06** Senate Committee Amendment No. 2 Filed with Secretary by Sen. William R. Haine `amendment-introduction`
- **2013-05-06** Senate Committee Amendment No. 2 Referred to Assignments `referral-committee`
- **2013-05-06** Senate Committee Amendment No. 2 Assignments Refers to Insurance
- **2013-05-07** Senate Committee Amendment No. 1 Adopted `amendment-passage`
- **2013-05-07** Senate Committee Amendment No. 2 Adopted `amendment-passage`
- **2013-05-07** Do Pass as Amended Insurance; 009-000-000 `committee-passage`
- **2013-05-07** Placed on Calendar Order of 2nd Reading May 8, 2013
- **2013-05-08** Second Reading `reading-2`
- **2013-05-08** Placed on Calendar Order of 3rd Reading May 9, 2013
- **2013-05-08** Added as Alternate Co-Sponsor Sen. William E. Brady
- **2013-05-15** Third Reading - Passed; 056-000-000 `reading-3, passage`
- **2013-05-15** Arrived in House `introduction`
- **2013-05-15** Placed on Calendar Order of Concurrence Senate Amendment(s) 1, 2
- **2013-05-16** Chief Sponsor Changed to Rep. Frank J. Mautino
- **2013-05-16** Senate Committee Amendment No. 1 Motion Filed Concur Rep. Frank J. Mautino
- **2013-05-16** Senate Committee Amendment No. 2 Motion Filed Concur Rep. Frank J. Mautino
- **2013-05-16** Senate Committee Amendment No. 1 Motion to Concur Referred to Rules Committee `referral-committee`
- **2013-05-16** Senate Committee Amendment No. 2 Motion to Concur Referred to Rules Committee `referral-committee`
- **2013-08-09** Rule 19(b) / Re-referred to Rules Committee `referral-committee`
- **2013-10-21** Approved for Consideration Rules Committee; 003-000-000
- **2013-10-21** Placed on Calendar Order of Concurrence Senate Amendment(s) 1, 2
- **2013-10-21** Senate Committee Amendment No. 1 Motion to Concur Rules Referred to Financial Institutions Committee `referral-committee`
- **2013-10-21** Senate Committee Amendment No. 2 Motion to Concur Rules Referred to Financial Institutions Committee `referral-committee`
- **2013-10-23** Senate Committee Amendment No. 1 Motion to Concur Recommends Be Adopted Financial Institutions Committee; 012-000-001
- **2013-10-23** Senate Committee Amendment No. 2 Motion to Concur Recommends Be Adopted Financial Institutions Committee; 012-000-001
- **2013-10-23** 3/5 Vote Required
- **2013-10-23** Senate Committee Amendment No. 1 House Concurs 114-000-001
- **2013-10-23** Senate Committee Amendment No. 2 House Concurs 114-000-001
- **2013-10-23** House Concurs
- **2013-10-23** Added Chief Co-Sponsor Rep. Rich Brauer
- **2013-10-23** Passed Both Houses
- **2013-10-28** Sent to the Governor `executive-receipt`
- **2013-12-27** Governor Approved `executive-signature`
- **2013-12-27** Effective Date January 1, 2014; ; Some parts effective 1-1-14, some parts effective 7-1-14
- **2013-12-27** Public Act . . . . . . . . . 98-0609 `became-law`
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/48cb508a-5036-4323-a1b7-98ae2d241af1`. Confidence: reported (aggregated from official Illinois legislature records).