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---
type: "Bill"
title: "STRICT FORECLOSURE ACTIONS"
description: "Amends the Mortgage Foreclosure Article of the Code of Civil Procedure. Defines \"omitted subordinate interest\". Provides that certain persons holding real estate encumbered by an omitted subordinate interest may file a strict foreclosure complaint consisting substantially of certain specified information. Provides that subject to the objection of the defendant, the court shall enter a judgment extinguishing the omitted subordinate interest by vesting absolute title to the mortgaged real estate in the plaintiff. Provides procedures by which a holder of an omitted subordinate interest may redeem the interest. Provides that a person whose omitted subordinate interest was not terminated by a prior foreclosure action does not have a right to file a strict foreclosure action. Effective immediately."
jurisdiction: "us/states/il"
legislature: "Illinois General Assembly"
session: "98th"
identifier: "SB 2730"
citation: "Illinois SB 2730 (98th)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: []
version_count: 3
action_count: 47
vote_count: 3
first_action: "2014-01-28"
last_action: "2014-08-26"
source: "openstates"
source_identifier: "ocd-bill/8e79f6d5-0d96-4698-b955-b8d228b37f03"
source_url: "http://ilga.gov/legislation/BillStatus.asp?DocNum=2730&GAID=12&DocTypeID=SB&LegId=78475&SessionID=85&GA=98"
source_hash: "190d3230b1fa984d98c43269962248c6daa75b3da9aceac149224d800ff071ea"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-il"]
---
# Illinois SB 2730 (98th) — STRICT FORECLOSURE ACTIONS
Amends the Mortgage Foreclosure Article of the Code of Civil Procedure. Defines "omitted subordinate interest". Provides that certain persons holding real estate encumbered by an omitted subordinate interest may file a strict foreclosure complaint consisting substantially of certain specified information. Provides that subject to the objection of the defendant, the court shall enter a judgment extinguishing the omitted subordinate interest by vesting absolute title to the mortgaged real estate in the plaintiff. Provides procedures by which a holder of an omitted subordinate interest may redeem the interest. Provides that a person whose omitted subordinate interest was not terminated by a prior foreclosure action does not have a right to file a strict foreclosure action. Effective immediately.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **Introduced** (filed) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09800SB2730&GA=98&SessionId=85&DocTypeId=SB&LegID=78475&DocNum=2730&GAID=12&Session=&print=true)
2. **Engrossed** (committee substitute) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09800SB2730eng&GA=98&SessionId=85&DocTypeId=SB&LegID=78475&DocNum=2730&GAID=12&Session=&print=true)
3. **Enrolled** (enrolled) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09800SB2730enr&GA=98&SessionId=85&DocTypeId=SB&LegID=78475&DocNum=2730&GAID=12&Session=&print=true)
## Votes
- Third Reading — **1130** (pass) · lower
- Concurrence, Amendment 2 — **570** (pass) · upper
- Third Reading — **510** (pass) · upper
## Sponsors
- John G. Mulroe — primary (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2014-01-28** Filed with Secretary by Sen. John G. Mulroe `filing`
- **2014-01-28** First Reading `reading-1`
- **2014-01-28** Referred to Assignments `referral-committee`
- **2014-02-11** Assigned to Judiciary `referral-committee`
- **2014-02-19** Do Pass Judiciary; 012-000-000 `committee-passage`
- **2014-02-19** Placed on Calendar Order of 2nd Reading February 20, 2014
- **2014-02-20** Second Reading `reading-2`
- **2014-02-20** Placed on Calendar Order of 3rd Reading February 25, 2014
- **2014-03-04** Third Reading - Passed; 051-000-000 `reading-3, passage`
- **2014-03-04** Arrived in House `introduction`
- **2014-03-10** Chief House Sponsor Rep. Elaine Nekritz
- **2014-03-19** First Reading `reading-1`
- **2014-03-19** Referred to Rules Committee `referral-committee`
- **2014-04-23** Assigned to Judiciary `referral-committee`
- **2014-04-24** House Committee Amendment No. 1 Filed with Clerk by Rep. Elaine Nekritz `amendment-introduction`
- **2014-04-24** House Committee Amendment No. 1 Referred to Rules Committee `referral-committee`
- **2014-04-28** House Committee Amendment No. 1 Rules Refers to Judiciary
- **2014-04-29** Added Alternate Chief Co-Sponsor Rep. Sam Yingling
- **2014-04-30** House Committee Amendment No. 1 Adopted in Judiciary; by Voice Vote `amendment-passage`
- **2014-04-30** Do Pass as Amended / Short Debate Judiciary; 015-000-000 `committee-passage`
- **2014-04-30** Placed on Calendar 2nd Reading - Short Debate
- **2014-05-13** House Floor Amendment No. 2 Filed with Clerk by Rep. Elaine Nekritz `amendment-introduction`
- **2014-05-13** House Floor Amendment No. 2 Referred to Rules Committee `referral-committee`
- **2014-05-14** House Floor Amendment No. 2 Rules Refers to Judiciary
- **2014-05-21** Added Alternate Chief Co-Sponsor Rep. Jay Hoffman
- **2014-05-22** House Floor Amendment No. 2 Recommends Be Adopted Judiciary; 016-000-000 `committee-passage-favorable`
- **2014-05-22** Second Reading - Short Debate `reading-2`
- **2014-05-22** Held on Calendar Order of Second Reading - Short Debate `reading-2`
- **2014-05-23** Final Action Deadline Extended-9(b) May 30, 2014
- **2014-05-28** House Floor Amendment No. 2 Adopted `amendment-passage`
- **2014-05-28** Placed on Calendar Order of 3rd Reading - Short Debate
- **2014-05-29** Third Reading - Short Debate - Passed 113-000-002 `reading-3, passage`
- **2014-05-29** Secretary's Desk - Concurrence House Amendment(s) 1, 2
- **2014-05-29** Placed on Calendar Order of Concurrence House Amendment(s) 1, 2 - May 30, 2014
- **2014-05-29** House Committee Amendment No. 1 Motion to Concur Filed with Secretary Sen. John G. Mulroe `filing`
- **2014-05-29** House Committee Amendment No. 1 Motion to Concur Referred to Assignments `referral-committee`
- **2014-05-29** House Floor Amendment No. 2 Motion to Concur Filed with Secretary Sen. John G. Mulroe `filing`
- **2014-05-29** House Floor Amendment No. 2 Motion to Concur Referred to Assignments `referral-committee`
- **2014-05-30** House Committee Amendment No. 1 Motion to Concur Be Approved for Consideration Assignments
- **2014-05-30** House Floor Amendment No. 2 Motion to Concur Be Approved for Consideration Assignments
- **2014-05-30** House Committee Amendment No. 1 Senate Concurs 057-000-000
- **2014-05-30** House Floor Amendment No. 2 Senate Concurs 057-000-000
- **2014-05-30** Passed Both Houses
- **2014-06-27** Sent to the Governor `executive-receipt`
- **2014-08-26** Governor Approved `executive-signature`
- **2014-08-26** Effective Date August 26, 2014
- **2014-08-26** Public Act . . . . . . . . . 98-1099 `became-law`
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/8e79f6d5-0d96-4698-b955-b8d228b37f03`. Confidence: reported (aggregated from official Illinois legislature records).