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---
type: "Bill"
title: "INS CD-LTD LINES PROD LICENSE"
description: "Amends the Illinois Insurance Code. Provides that a business entity may be issued a limited lines producer license for credit life and credit accident and health insurance and other credit insurance policies approved or permitted by the Director of Insurance, provided certain requirements are met. Prohibits a business entity holding a limited lines license from advertising, representing, or otherwise holding itself or any of its employees out as licensed insurers, insurance producers, insurance agents, or insurance brokers."
jurisdiction: "us/states/il"
legislature: "Illinois General Assembly"
session: "99th"
identifier: "HB 4015"
citation: "Illinois HB 4015 (99th)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: []
version_count: 3
action_count: 28
vote_count: 2
first_action: "2015-02-27"
last_action: "2015-07-28"
source: "openstates"
source_identifier: "ocd-bill/f59bde57-4cf8-4a11-b670-7b5c613e5da2"
source_url: "http://ilga.gov/legislation/BillStatus.asp?DocNum=4015&GAID=13&DocTypeID=HB&LegId=90232&SessionID=88&GA=99"
source_hash: "1b47092e4cdccd2ef7542610cab886641ba890f827e41df95b60585f439a5913"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-il"]
---
# Illinois HB 4015 (99th) — INS CD-LTD LINES PROD LICENSE
Amends the Illinois Insurance Code. Provides that a business entity may be issued a limited lines producer license for credit life and credit accident and health insurance and other credit insurance policies approved or permitted by the Director of Insurance, provided certain requirements are met. Prohibits a business entity holding a limited lines license from advertising, representing, or otherwise holding itself or any of its employees out as licensed insurers, insurance producers, insurance agents, or insurance brokers.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **Introduced** (filed) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09900HB4015&GA=99&SessionId=88&DocTypeId=HB&LegID=90232&DocNum=4015&GAID=13&Session=&print=true)
2. **Engrossed** (committee substitute) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09900HB4015eng&GA=99&SessionId=88&DocTypeId=HB&LegID=90232&DocNum=4015&GAID=13&Session=&print=true)
3. **Enrolled** (enrolled) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09900HB4015enr&GA=99&SessionId=88&DocTypeId=HB&LegID=90232&DocNum=4015&GAID=13&Session=&print=true)
## Votes
- Third Reading — **960** (pass) · lower
- Third Reading — **570** (pass) · upper
## Sponsors
- Frank J. Mautino — primary (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2015-02-27** Filed with the Clerk by Rep. Frank J. Mautino `filing`
- **2015-02-27** First Reading `reading-1`
- **2015-02-27** Referred to Rules Committee `referral-committee`
- **2015-03-05** Added Chief Co-Sponsor Rep. David B. Reis
- **2015-03-18** Assigned to Insurance Committee `referral-committee`
- **2015-03-24** Do Pass / Short Debate Insurance Committee; 019-000-000 `committee-passage`
- **2015-03-25** Placed on Calendar 2nd Reading - Short Debate
- **2015-04-15** Added Chief Co-Sponsor Rep. John Bradley
- **2015-04-22** Second Reading - Short Debate `reading-2`
- **2015-04-22** Held on Calendar Order of Second Reading - Short Debate `reading-2`
- **2015-04-23** Placed on Calendar Order of 3rd Reading - Short Debate
- **2015-04-24** Third Reading - Short Debate - Passed 096-000-000 `reading-3, passage`
- **2015-04-28** Arrive in Senate `introduction`
- **2015-04-28** Placed on Calendar Order of First Reading `reading-1`
- **2015-04-28** Chief Senate Sponsor Sen. William R. Haine
- **2015-04-28** First Reading `reading-1`
- **2015-04-28** Referred to Assignments `referral-committee`
- **2015-04-29** Assigned to Insurance `referral-committee`
- **2015-05-07** Do Pass Insurance; 010-000-000 `committee-passage`
- **2015-05-07** Placed on Calendar Order of 2nd Reading May 12, 2015
- **2015-05-18** Second Reading `reading-2`
- **2015-05-18** Placed on Calendar Order of 3rd Reading May 19, 2015
- **2015-05-20** Third Reading - Passed; 057-000-000 `reading-3, passage`
- **2015-05-20** Passed Both Houses
- **2015-06-18** Sent to the Governor `executive-receipt`
- **2015-07-28** Governor Approved `executive-signature`
- **2015-07-28** Effective Date January 1, 2016
- **2015-07-28** Public Act . . . . . . . . . 99-0161 `became-law`
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/f59bde57-4cf8-4a11-b670-7b5c613e5da2`. Confidence: reported (aggregated from official Illinois legislature records).