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---
type: "Bill"
title: "INS CD-GUAR FUND WORKERS COMP"
description: "Amends the Illinois Insurance Code. Provides that obligations arising under an insurance policy written to indemnify a permissibly self-insured employer under the Workers' Compensation Act for its liability to pay workers' compensation benefits in excess of a specific or aggregate retention shall be subject to the applicable per-claim limits set forth. Effective immediately."
jurisdiction: "us/states/il"
legislature: "Illinois General Assembly"
session: "99th"
identifier: "SB 1781"
citation: "Illinois SB 1781 (99th)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: []
version_count: 3
action_count: 29
vote_count: 2
first_action: "2015-02-20"
last_action: "2015-08-14"
source: "openstates"
source_identifier: "ocd-bill/ed37442b-dae5-4af8-8af6-796551455b9d"
source_url: "http://ilga.gov/legislation/BillStatus.asp?DocNum=1781&GAID=13&DocTypeID=SB&LegId=88549&SessionID=88&GA=99"
source_hash: "e203e37f422a866d6aaf1fd873cd1feec5c7799c5d0de069693baef46cca228a"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-il"]
---
# Illinois SB 1781 (99th) — INS CD-GUAR FUND WORKERS COMP
Amends the Illinois Insurance Code. Provides that obligations arising under an insurance policy written to indemnify a permissibly self-insured employer under the Workers' Compensation Act for its liability to pay workers' compensation benefits in excess of a specific or aggregate retention shall be subject to the applicable per-claim limits set forth. Effective immediately.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **Introduced** (filed) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09900SB1781&GA=99&SessionId=88&DocTypeId=SB&LegID=88549&DocNum=1781&GAID=13&Session=&print=true)
2. **Engrossed** (committee substitute) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09900SB1781eng&GA=99&SessionId=88&DocTypeId=SB&LegID=88549&DocNum=1781&GAID=13&Session=&print=true)
3. **Enrolled** (enrolled) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09900SB1781enr&GA=99&SessionId=88&DocTypeId=SB&LegID=88549&DocNum=1781&GAID=13&Session=&print=true)
## Votes
- Third Reading — **480** (pass) · upper
- Third Reading — **1160** (pass) · lower
## Sponsors
- Monique D. Davis — cosponsor (person)
- William R. Haine — primary (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2015-02-20** Filed with Secretary by Sen. William R. Haine `filing`
- **2015-02-20** First Reading `reading-1`
- **2015-02-20** Referred to Assignments `referral-committee`
- **2015-03-11** Assigned to Insurance `referral-committee`
- **2015-03-19** Postponed - Insurance
- **2015-03-26** Do Pass Insurance; 013-000-000 `committee-passage`
- **2015-03-26** Placed on Calendar Order of 2nd Reading April 14, 2015
- **2015-04-15** Second Reading `reading-2`
- **2015-04-15** Placed on Calendar Order of 3rd Reading April 16, 2015
- **2015-04-16** Third Reading - Passed; 048-000-000 `reading-3, passage`
- **2015-04-16** Arrived in House `introduction`
- **2015-04-20** Chief House Sponsor Rep. Dwight Kay
- **2015-04-20** First Reading `reading-1`
- **2015-04-20** Referred to Rules Committee `referral-committee`
- **2015-04-22** Alternate Chief Sponsor Changed to Rep. Robert Rita
- **2015-05-13** Final Action Deadline Extended-9(b) May 22, 2015
- **2015-05-13** Assigned to Insurance Committee `referral-committee`
- **2015-05-20** Do Pass / Short Debate Insurance Committee; 013-000-000 `committee-passage`
- **2015-05-20** Placed on Calendar 2nd Reading - Short Debate
- **2015-05-21** Second Reading - Short Debate `reading-2`
- **2015-05-21** Placed on Calendar Order of 3rd Reading - Short Debate
- **2015-05-21** Added Alternate Co-Sponsor Rep. Monique D. Davis
- **2015-05-22** Final Action Deadline Extended-9(b) May 31, 2015
- **2015-05-28** Third Reading - Short Debate - Passed 116-000-000 `reading-3, passage`
- **2015-05-28** Passed Both Houses
- **2015-06-24** Sent to the Governor `executive-receipt`
- **2015-08-14** Governor Approved `executive-signature`
- **2015-08-14** Effective Date August 14, 2015
- **2015-08-14** Public Act . . . . . . . . . 99-0368 `became-law`
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/ed37442b-dae5-4af8-8af6-796551455b9d`. Confidence: reported (aggregated from official Illinois legislature records).