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---
type: "Bill"
title: "Financial Consumer Protection Act of 2018"
description: "Financial Consumer Protection Act of 2018"
jurisdiction: "us/states/md"
legislature: "Maryland General Assembly"
session: "2018"
identifier: "HB 1634"
citation: "Maryland HB 1634 (2018)"
classification: ["bill"]
subjects: ["Commercial Law - Consumer Protection", "Commercial Law - Credit Regulation", "Higher Education", "Accountants", "Administrative Agencies", "Agents and Brokers", "Appropriations", "Attorney General", "Budgets", "Civil Actions", "Committees and Commissions", "Consumer Protection", "Contracts", "Corporations", "Court of Appeals", "Criminal Background Investigations", "Debt Collection", "Disclosure", "Discrimination", "Education", "Electronic Communication", "Ethics", "Exemptions", "Fees", "Financial Institutions", "Financial Regulation", "Division of", "Fines", "Fingerprinting", "Fraud", "Governor", "Higher Education", "Investigations and Inquiries", "Labor", "Licensing", "and Regulation", "Department of", "Liability", "Licenses", "Loans", "Mortgages", "Notaries Public", "Ombudsmen", "Penalties and Sentences", "Postal Service", "Prices", "Public Officials", "Reports", "Safety", "Salaries and Compensation", "Scholarships and Student Financial Aid", "Securities", "Students", "Time", "Unfair Trade Practices", "Work", "Labor and Employment"]
status: "enacted"
primary_sponsors: ["Frick"]
version_count: 1
action_count: 19
vote_count: 4
first_action: "2018-02-09"
last_action: "2018-05-15"
source: "openstates"
source_identifier: "ocd-bill/09035049-5ae4-4f30-97fa-637c2e5c2732"
source_url: "http://mgaleg.maryland.gov/webmga/frmMain.aspx?id=HB1634&stab=01&pid=billpage&tab=subject3&ys=2018rs"
source_hash: "d61ff1a638da38d90d183d95c7309fd3c139c9f0da09e1607a3b5fd9de3ecf83"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-md"]
---
# Maryland HB 1634 (2018) — Financial Consumer Protection Act of 2018
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **Bill Text** (committee substitute) — [source](http://mgaleg.maryland.gov/2018RS/bills/hb/hb1634f.pdf)
## Votes
- On Third Reading and Final Passage (Hse concurred) — **9342** (pass) · lower
- On Third Reading — **3212** (pass) · upper
- On Third Reading — **8746** (pass) · lower
- On Third Reading — **1429** (fail) · upper
## Sponsors
- Frick — primary (person)
- Aumann — cosponsor (person)
- Barkley — cosponsor (person)
- Barve — cosponsor (person)
- Carr — cosponsor (person)
- Gaines — cosponsor (person)
- Healey — cosponsor (person)
- Hettleman — cosponsor (person)
- Jones — cosponsor (person)
- K. Young — cosponsor (person)
- Lierman — cosponsor (person)
- P. Young — cosponsor (person)
- Pendergrass — cosponsor (person)
- Reznik — cosponsor (person)
- Stein — cosponsor (person)
- Turner — cosponsor (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2018-02-09** First Reading Economic Matters `referral-committee`
- **2018-02-09** Hearing 2/16 at 1:00 p.m.
- **2018-03-15** Favorable with Amendments Report by Economic Matters `committee-passage-favorable`
- **2018-03-15** Favorable with Amendments {233198/1 Report Adopted `committee-passage-favorable`
- **2018-03-15** Second Reading Passed with Amendments
- **2018-03-17** Third Reading Passed (87-46) `passage`
- **2018-03-19** First Reading Finance `referral-committee`
- **2018-03-21** Hearing 3/29 at 1:00 p.m.
- **2018-04-05** Favorable with Amendments Report by Finance `committee-passage-favorable`
- **2018-04-05** Favorable with Amendments {417178/1 Report Adopted `committee-passage-favorable`
- **2018-04-05** Second Reading Passed with Amendments
- **2018-04-06** Floor Amendment {877771/1 Finance
- **2018-04-06** Motion Special Order until 4/9 (Senator Waugh) Rejected (14-29)
- **2018-04-06** Floor Amendment {877771/1 Finance Adopted `amendment-passage`
- **2018-04-06** Third Reading Passed with Amendments (32-12) `passage`
- **2018-04-07** House Concur - Senate Amendments
- **2018-04-07** Third Reading Passed (93-42) `passage`
- **2018-04-07** Passed Enrolled
- **2018-05-15** Approved by the Governor - Chapter 731 `executive-signature`
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/09035049-5ae4-4f30-97fa-637c2e5c2732`. Confidence: reported (aggregated from official Maryland legislature records).