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---
type: "Bill"
title: "Maryland Automobile Insurance Fund - Installment Payment Plans"
description: "Maryland Automobile Insurance Fund - Installment Payment Plans"
jurisdiction: "us/states/md"
legislature: "Maryland General Assembly"
session: "2022"
identifier: "SB 278"
citation: "Maryland SB 278 (2022)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["McCray"]
version_count: 3
action_count: 12
vote_count: 2
first_action: "2022-01-19"
last_action: "2022-05-16"
source: "openstates"
source_identifier: "ocd-bill/5a874d1e-38d2-481a-a7eb-48c6f2aa1786"
source_url: "http://mgaleg.maryland.gov/mgawebsite/Legislation/Details/sb0278?ys=2022RS&search=True"
source_hash: "2c9462c8ac04646026f2c51dbc1e20f94ab327bdbe23e4e392a686381ed9d3db"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-md"]
---
# Maryland SB 278 (2022) — Maryland Automobile Insurance Fund - Installment Payment Plans
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **Chapter - Maryland Automobile Insurance Fund - Installment Payment Plans** (committee substitute) — [source](http://mgaleg.maryland.gov/2022RS/Chapters_noln/CH_453_sb0278t.pdf)
2. **First - Maryland Automobile Insurance Fund - Installment Payment Plans** (committee substitute) — [source](http://mgaleg.maryland.gov/2022RS/bills/sb/sb0278f.pdf)
3. **Third - Maryland Automobile Insurance Fund - Installment Payment Plans** (committee substitute) — [source](http://mgaleg.maryland.gov/2022RS/bills/sb/sb0278t.pdf)
## Votes
- On Third Reading — **1304** (pass) · lower
- On Third Reading — **470** (pass) · upper
## Sponsors
- McCray — primary (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2022-01-19** First Reading Finance `referral-committee`
- **2022-01-22** Hearing 2/02 at 1:00 p.m.
- **2022-02-14** Favorable Report by Finance `committee-passage-favorable`
- **2022-02-15** Favorable Adopted `committee-passage-favorable`
- **2022-02-15** Second Reading Passed
- **2022-02-17** Third Reading Passed `passage`
- **2022-02-22** Referred Economic Matters `referral-committee`
- **2022-04-08** Favorable Report by Economic Matters `committee-passage-favorable`
- **2022-04-08** Favorable Adopted Second Reading Passed `committee-passage-favorable`
- **2022-04-11** Third Reading Passed `passage`
- **2022-04-11** Returned Passed
- **2022-05-16** Approved by the Governor - Chapter 453 `executive-signature`
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/5a874d1e-38d2-481a-a7eb-48c6f2aa1786`. Confidence: reported (aggregated from official Maryland legislature records).