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---
type: "Bill"
title: "An Act To Ban Discretionary Clauses In Life And Health Insurance Policies"
description: "An Act To Ban Discretionary Clauses In Life And Health Insurance Policies"
jurisdiction: "us/states/me"
legislature: "Maine Legislature"
session: "129"
identifier: "LD 1089"
citation: "Maine LD 1089 (129)"
classification: ["bill"]
subjects: ["INSURANCE", "DISABILITY", "DISCRETIONARY CLAUSES"]
status: "enacted"
primary_sponsors: ["Michael CARPENTER"]
version_count: 3
action_count: 16
vote_count: 0
first_action: "2019-03-05"
last_action: "2019-05-30"
source: "openstates"
source_identifier: "ocd-bill/9164a2e0-0a4e-476c-b231-81d14b17d820"
source_url: "http://legislature.maine.gov/LawMakerWeb/dockets.asp?ID=280072215"
source_hash: "0c3beb954bd3e7ae022fecc1416821c7fa2683ccd2b0b4055e12bf51b05fb6b9"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-me"]
---
# Maine LD 1089 (129) — An Act To Ban Discretionary Clauses In Life And Health Insurance Policies
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **Adopted Amendments** (committee substitute) — [source](http://www.mainelegislature.org/legis/bills/getPDF.asp?paper=SP0321&item=2&snum=129)
2. **Documents and Disposition** (committee substitute) — [source](http://www.mainelegislature.org/legis/bills/getPDF.asp?paper=SP0321&item=1&snum=129)
3. **Final Disposition** (committee substitute) — [source](http://www.mainelegislature.org/legis/bills/getPDF.asp?paper=SP0321&item=3&snum=129)
## Sponsors
- Michael CARPENTER — primary (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2019-03-05** Committee on HEALTH COVERAGE, INSURANCE AND FINANCIAL SERVICES suggested and ordered printed REFERENCE to the Committee on HEALTH COVERAGE, INSURANCE AND FINANCIAL SERVICES Ordered sent down forthwith for concurrence
- **2019-03-05** The Bill was REFERRED to the Committee on HEALTH COVERAGE, INSURANCE AND FINANCIAL SERVICES. `referral-committee`
- **2019-03-05** In concurrence. ORDERED SENT FORTHWITH.
- **2019-05-14** Report READ and ACCEPTED.
- **2019-05-14** READ ONCE. `reading-1`
- **2019-05-14** Committee Amendment "A" (S-89) READ and ADOPTED. `passage`
- **2019-05-14** Under suspension of the Rules, READ A SECOND TIME and PASSED TO BE ENGROSSED AS AMENDED BY Committee Amendment "A" (S-89). `reading-2`
- **2019-05-14** Ordered sent down forthwith for concurrence.
- **2019-05-16** CONSENT CALENDAR - FIRST DAY
- **2019-05-16** Under suspension of the rules CONSENT CALENDAR - SECOND DAY.
- **2019-05-16** The Bill was PASSED TO BE ENGROSSED as Amended by Committee Amendment "A" (S-89).
- **2019-05-16** In concurrence. ORDERED SENT FORTHWITH.
- **2019-05-21** PASSED TO BE ENACTED. `passage`
- **2019-05-21** Sent for concurrence. ORDERED SENT FORTHWITH.
- **2019-05-23** PASSED TO BE ENACTED, in concurrence. `passage`
- **2019-05-30** Signed by Governor `executive-signature`
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/9164a2e0-0a4e-476c-b231-81d14b17d820`. Confidence: reported (aggregated from official Maine legislature records).