5941153bb7
Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
84 lines
4.3 KiB
Markdown
84 lines
4.3 KiB
Markdown
---
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type: "Bill"
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title: "An Act To Cap Interest Rates For Consumer Debt"
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description: "An Act To Cap Interest Rates For Consumer Debt"
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jurisdiction: "us/states/me"
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legislature: "Maine Legislature"
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session: "130"
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identifier: "LD 522"
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citation: "Maine LD 522 (130)"
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classification: ["bill"]
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subjects: ["CREDIT CARDS", "FINANCIAL PRACTICES", "INTEREST RATE CAPPED"]
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status: "enacted"
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primary_sponsors: ["Richard BENNETT"]
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version_count: 3
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action_count: 31
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vote_count: 0
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first_action: "2021-02-22"
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last_action: "2021-06-21"
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source: "openstates"
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source_identifier: "ocd-bill/e7e5609b-dd8e-405e-83a8-c6fb8705d86f"
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source_url: "https://legislature.maine.gov/LawMakerWeb/dockets.asp?ID=280078901"
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source_hash: "1d1a625c0c54fc32eafae90ec5756a034ccd397124e1709b8551be962b5b7bc8"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-me"]
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---
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# Maine LD 522 (130) — An Act To Cap Interest Rates For Consumer Debt
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **Adopted Amendments** (committee substitute) — [source](http://www.mainelegislature.org/legis/bills/getPDF.asp?paper=SP0205&item=2&snum=130)
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2. **Documents and Disposition** (committee substitute) — [source](http://www.mainelegislature.org/legis/bills/getPDF.asp?paper=SP0205&item=1&snum=130)
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3. **Final Disposition** (committee substitute) — [source](http://www.mainelegislature.org/legis/bills/getPDF.asp?paper=SP0205&item=3&snum=130)
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## Sponsors
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- Richard BENNETT — primary (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2021-02-22** Received by the Secretary of the Senate on February 22, 2021 and REFERRED to the Committee on HEALTH COVERAGE, INSURANCE AND FINANCIAL SERVICES pursuant to Joint Rule 308.2 `receipt, referral-committee`
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- **2021-03-30** CARRIED OVER, in the same posture, to a subsequent special or regular session of the 130th Legislature, pursuant to Joint Order SP 435.
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- **2021-05-19** Report READ and ACCEPTED.
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- **2021-05-19** READ ONCE. `reading-1`
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- **2021-05-19** Committee Amendment "A" (S-65) READ and ADOPTED. `committee-passage-favorable, passage`
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- **2021-05-19** Under suspension of the Rules, READ A SECOND TIME and PASSED TO BE ENGROSSED AS AMENDED BY Committee Amendment "A" (S-65). `reading-2, reading-3`
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- **2021-05-19** Ordered sent down forthwith for concurrence.
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- **2021-05-19** CONSENT CALENDAR - FIRST DAY
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- **2021-05-19** Under suspension of the rules CONSENT CALENDAR - SECOND DAY.
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- **2021-05-19** The Bill was PASSED TO BE ENGROSSED as Amended by Committee Amendment "A" (S-65). `reading-3`
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- **2021-05-19** In concurrence. ORDERED SENT FORTHWITH.
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- **2021-05-19** CONSENT CALENDAR - FIRST DAY
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- **2021-05-19** On OBJECTION of Representative DUNPHY of Old Town REMOVED.
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- **2021-05-19** The Committee Report was READ.
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- **2021-05-19** On motion of Representative DUNPHY of Old Town, TABLED pending ACCEPTANCE of the Committee Report.
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- **2021-05-19** Later today assigned.
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- **2021-06-09** Speaker laid before the House
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- **2021-06-09** Subsequently, the Committee Report was ACCEPTED.
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- **2021-06-09** The Bill was READ ONCE. `reading-1`
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- **2021-06-09** Committee Amendment "A" (S-65) was READ and ADOPTED. `committee-passage-favorable, passage`
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- **2021-06-09** Under suspension of the rules, the Bill was given its SECOND READING without REFERENCE to the Committee on Bills in the Second Reading.
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- **2021-06-09** The Bill was PASSED TO BE ENGROSSED as Amended by Committee Amendment "A" (S-65). `reading-3`
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- **2021-06-09** In concurrence. ORDERED SENT FORTHWITH.
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- **2021-06-10** PASSED TO BE ENACTED. `passage`
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- **2021-06-10** Sent for concurrence. ORDERED SENT FORTHWITH.
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- **2021-06-14** PASSED TO BE ENACTED, in concurrence. `passage`
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- **2021-06-21** Signed by Governor `executive-signature`
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- **2021-03-16T04:00:00+00:00** Work Session Held - TABLED
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- **2021-03-25T04:00:00+00:00** Work Session Held
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- **2021-03-25T04:00:00+00:00** Voted - OTP-AM
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- **2021-04-28T04:00:00+00:00** Reported Out - OTP-AM
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/e7e5609b-dd8e-405e-83a8-c6fb8705d86f`. Confidence: reported (aggregated from official Maine legislature records).
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