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---
type: "Bill"
title: "MS Credit Availability Act, Title Pledge Act, and Check Cashers Act; extend or remove repealer on certain provisions of."
description: "MS Credit Availability Act, Title Pledge Act, and Check Cashers Act; extend or remove repealer on certain provisions of."
jurisdiction: "us/states/ms"
legislature: "Mississippi Legislature"
session: "2021"
identifier: "HB 1075"
citation: "Mississippi HB 1075 (2021)"
classification: ["bill"]
subjects: ["Banking and Financial Services", "Business and Financial Institutions"]
status: "enacted"
primary_sponsors: ["Zuber"]
version_count: 3
action_count: 13
vote_count: 2
first_action: "2021-01-18T06:00:00+00:00"
last_action: "2021-03-17T05:00:00+00:00"
source: "openstates"
source_identifier: "ocd-bill/3747f605-366c-4edc-ad61-f45162227f94"
source_url: "http://billstatus.ls.state.ms.us/2021/pdf/House_authors/Aguirre.xml"
source_hash: "50b3fe67465d53775a995c60f2b3038ef4e1ed82ea84d4834f0673944c467ec7"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ms"]
---
# Mississippi HB 1075 (2021) — MS Credit Availability Act, Title Pledge Act, and Check Cashers Act; extend or remove repealer on certain provisions of.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **As Introduced** (filed) — [source](http://billstatus.ls.state.ms.us/documents/2021/html/HB/1000-1099/HB1075IN.htm)
2. **As Passed the lower** (committee substitute) — [source](http://billstatus.ls.state.ms.us/documents/2021/html/HB/1000-1099/HB1075PS.htm)
3. **Current version** (committee substitute) — [source](http://billstatus.ls.state.ms.us/documents/2021/html/HB/1000-1099/HB1075SG.htm)
## Votes
- Passage — **3710** (pass) · upper
- Passage — **9127** (pass) · lower
## Sponsors
- Zuber — primary (person)
- Aguirre — cosponsor (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2021-01-18T06:00:00+00:00** Referred To Banking and Financial Services `referral-committee`
- **2021-01-28T06:00:00+00:00** Title Suff Do Pass `committee-passage`
- **2021-02-10T06:00:00+00:00** Passed `passage`
- **2021-02-11T06:00:00+00:00** Transmitted To Senate `introduction`
- **2021-02-17T06:00:00+00:00** Referred To Business and Financial Institutions `referral-committee`
- **2021-03-02T06:00:00+00:00** Title Suff Do Pass `committee-passage`
- **2021-03-08T06:00:00+00:00** Passed `passage`
- **2021-03-08T06:00:00+00:00** Motion to Reconsider Entered
- **2021-03-11T06:00:00+00:00** Motion to Reconsider Tabled
- **2021-03-11T06:00:00+00:00** Returned For Enrolling
- **2021-03-12T06:00:00+00:00** Enrolled Bill Signed
- **2021-03-12T06:00:00+00:00** Enrolled Bill Signed
- **2021-03-17T05:00:00+00:00** Approved by Governor `executive-signature`
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/3747f605-366c-4edc-ad61-f45162227f94`. Confidence: reported (aggregated from official Mississippi legislature records).