republic-os/legislation/us/states/mt/2025/hb-533.md

---
type: "Bill"
title: "Revise insurance laws relating to wildfire and real property"
description: "Revise insurance laws relating to wildfire and real property"
jurisdiction: "us/states/mt"
legislature: "Montana Legislature"
session: "2025"
identifier: "HB 533"
citation: "Montana HB 533 (2025)"
classification: ["bill"]
subjects: ["Insurance"]
status: "enacted"
primary_sponsors: ["Curtis Schomer"]
version_count: 51
action_count: 43
vote_count: 9
first_action: "2024-12-08T02:39:45+00:00"
last_action: "2025-05-13T21:58:58+00:00"
source: "openstates"
source_identifier: "ocd-bill/916ebe68-8f22-400c-8ccd-17ce9b96dc31"
source_url: "https://bills.legmt.gov/#/laws/bill/2/LC2362?open_tab=sum"
source_hash: "0361444f661665b9a8cbdc1ad50f7a4b8af314f0cab8418146c228cc11a0b53c"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-mt"]
---

# Montana HB 533 (2025) — Revise insurance laws relating to wildfire and real property

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **HB0533.001.001_Amendments-in-Context_final-full.pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=289227)
2. **HB0533.002.001_Amendments-in-Context_final-full.pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=297775)
3. **HB0533.002.001_Amendments-in-Context_final-not condensed.pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=300397)
4. **HB0533_1(1).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=283724)
5. **HB0533_1(2).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=290062)
6. **HB0533_1(3).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=290063)
7. **HB0533_1(4).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=290064)
8. **HB0533_1(5).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=290065)
9. **HB0533_1.pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=283473)
10. **HB0533_2(1).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=290067)
11. **HB0533_2(10).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=300478)
12. **HB0533_2(11).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=300479)
13. **HB0533_2(12).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=300480)
14. **HB0533_2(13).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=300481)
15. **HB0533_2(2).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=290068)
16. **HB0533_2(3).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=290069)
17. **HB0533_2(4).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=290128)
18. **HB0533_2(5).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=290131)
19. **HB0533_2(6).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=290132)
20. **HB0533_2(7).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=290137)
21. **HB0533_2(8).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=293330)
22. **HB0533_2(9).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=299996)
23. **HB0533_2.pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=290066)
24. **HB0533_3(1).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=300483)
25. **HB0533_3(10).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=312534)
26. **HB0533_3(11).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=312535)
27. **HB0533_3(12).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=312536)
28. **HB0533_3(2).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=300487)
29. **HB0533_3(3).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=300488)
30. **HB0533_3(4).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=300503)
31. **HB0533_3(5).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=300504)
32. **HB0533_3(6).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=300520)
33. **HB0533_3(7).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=300521)
34. **HB0533_3(8).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=300523)
35. **HB0533_3(9).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=306052)
36. **HB0533_3.pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=300482)
37. **HB0533_X(1).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=312538)
38. **HB0533_X(10).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=322396)
39. **HB0533_X(11).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=324860)
40. **HB0533_X(12).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=326577)
41. **HB0533_X(13).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=327696)
42. **HB0533_X(2).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=313606)
43. **HB0533_X(3).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=313607)
44. **HB0533_X(4).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=314936)
45. **HB0533_X(5).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=314937)
46. **HB0533_X(6).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=317217)
47. **HB0533_X(7).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=320755)
48. **HB0533_X(8).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=322394)
49. **HB0533_X(9).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=322395)
50. **HB0533_X.pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=312537)
51. **LC2362.pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=281793)

## Votes

- Do Pass — **99–0** (pass) · lower
- Do Concur — **100–0** (pass) · lower
- Do Concur — **50–0** (pass) · upper
- Do Pass — **98–1** (pass) · lower
- Do Concur — **49–0** (pass) · upper
- be_concurred_in_as_amended — **12–0** (pass) · upper
- Do Concur — **50–0** (pass) · upper
- Do Concur — **96–1** (pass) · lower
- do_pass_as_amended — **20–0** (pass) · lower

## Sponsors

- Curtis Schomer — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2024-12-08T02:39:45+00:00** (LC) Drafter Assigned
- **2024-12-08T02:39:45+00:00** (LC) Draft On Hold
- **2025-02-06T03:20:12+00:00** (LC) Draft in Legal Review
- **2025-02-06T13:26:22+00:00** (LC) Draft in Edit
- **2025-02-11T15:20:46+00:00** (LC) Draft in Input/Proofing
- **2025-02-14T16:30:46+00:00** (LC) Draft in Final Drafter Review
- **2025-02-14T21:20:15+00:00** (LC) Draft in Assembly
- **2025-02-15T19:05:52+00:00** (LC) Draft Ready for Delivery
- **2025-02-17T23:18:00+00:00** (LC) Draft Delivered to Requester
- **2025-02-18T14:41:44+00:00** (H) Introduced
- **2025-02-18T18:14:19+00:00** (H) Referred to Committee - (H) Business and Labor `referral-committee`
- **2025-02-18T19:39:53+00:00** (H) First Reading `reading-1`
- **2025-02-21T15:15:47+00:00** (H) Hearing - (H) Business and Labor
- **2025-02-24T14:33:16+00:00** (H) Hearing - (H) Business and Labor
- **2025-02-27T19:41:16+00:00** (H) Committee Executive Action--Bill Passed as Amended - (H) Business and Labor `committee-passage`
- **2025-02-28T21:12:20+00:00** (H) Committee Report--Bill Passed as Amended - (H) Business and Labor `committee-passage`
- **2025-03-05T00:52:00+00:00** (H) 2nd Reading Passed `reading-2, reading-2`
- **2025-03-06T15:24:00+00:00** (H) 3rd Reading Passed `passage, reading-3`
- **2025-03-06T19:13:39+00:00** (H) Transmitted to Senate
- **2025-03-14T23:06:17+00:00** (S) First Reading `reading-1`
- **2025-03-14T23:24:00+00:00** (S) Referred to Committee - (S) Business, Labor and Economic Affairs `referral-committee`
- **2025-03-19T16:04:56+00:00** (S) Hearing - (S) Business, Labor and Economic Affairs
- **2025-03-28T15:32:10+00:00** (S) Committee Executive Action--Bill Concurred as Amended - (S) Business, Labor and Economic Affairs
- **2025-03-28T21:35:00+00:00** (S) Committee Report--Bill Concurred as Amended - (S) Business, Labor and Economic Affairs
- **2025-04-02T20:54:00+00:00** (S) 2nd Reading Concurred `reading-2, reading-2`
- **2025-04-02T23:06:03+00:00** (S) Reconsidered Previous Action; Placed on 2nd Reading `reading-2, reading-2`
- **2025-04-05T14:00:00+00:00** (S) Scheduled for 2nd Reading `reading-2`
- **2025-04-05T14:30:00+00:00** (S) Scheduled for 2nd Reading `reading-2`
- **2025-04-05T15:23:00+00:00** (S) 2nd Reading Concurred `reading-2, reading-2`
- **2025-04-07T19:00:00+00:00** (S) Scheduled for 3rd Reading `reading-3`
- **2025-04-07T21:47:00+00:00** (S) 3rd Reading Concurred `passage, reading-3`
- **2025-04-07T23:51:18+00:00** (S) Returned to House with Amendments
- **2025-04-15T19:00:00+00:00** (H) Scheduled for 2nd Reading `reading-2`
- **2025-04-15T20:03:00+00:00** (H) 2nd Reading Senate Amendments Concurred `amendment-amendment, amendment-passage, reading-2, reading-2`
- **2025-04-16T19:00:00+00:00** (H) Scheduled for 3rd Reading `reading-3`
- **2025-04-16T21:05:00+00:00** (H) 3rd Reading Passed as Amended by Senate `passage, passage, reading-3, reading-3`
- **2025-04-16T21:50:16+00:00** (H) Sent to Enrolling
- **2025-04-19T14:55:44+00:00** (H) Returned from Enrolling
- **2025-04-29T22:00:37+00:00** (H) Signed by Speaker `passage`
- **2025-05-02T16:30:36+00:00** (S) Signed by President `passage`
- **2025-05-02T17:24:00+00:00** (H) Transmitted to Governor `executive-receipt`
- **2025-05-08T17:11:09+00:00** (H) Signed by Governor `executive-signature`
- **2025-05-13T21:58:58+00:00** Chapter Number Assigned `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/916ebe68-8f22-400c-8ccd-17ce9b96dc31`. Confidence: reported (aggregated from official Montana legislature records).