Fabio
96 lines
4.1 KiB
Markdown
96 lines
4.1 KiB
Markdown
---
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type: "Bill"
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title: "Mortgage/Rate Spread & High-Cost Loans."
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description: "Mortgage/Rate Spread & High-Cost Loans."
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jurisdiction: "us/states/nc"
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legislature: "North Carolina General Assembly"
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session: "2009"
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identifier: "HB 1222"
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citation: "North Carolina HB 1222 (2009)"
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classification: ["bill"]
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subjects: ["DEBTOR & CREDITOR", "FINANCIAL SERVICES", "FORECLOSURES", "HOUSING", "INTEREST", "LOANS", "MORTGAGES", "PRESENTED", "PUBLIC", "RATIFIED", "REAL ESTATE", "TITLE CHANGE", "CHAPTERED", "REP. BLUE"]
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status: "enacted"
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primary_sponsors: []
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version_count: 6
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action_count: 26
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vote_count: 2
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first_action: "2009-04-08"
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last_action: "2009-08-07"
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source: "openstates"
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source_identifier: "ocd-bill/484ef3e7-b0dc-4d9e-bc0d-f4e589ecd502"
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source_url: "http://www.ncleg.net/gascripts/BillLookUp/BillLookUp.pl?Session=2009&BillID=H1222&votesToView=all"
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source_hash: "11d45c8c7cd9557d3144eb30bad6a6781806a8b6dafea3ff1e7916d47056d929"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-nc"]
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---
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# North Carolina HB 1222 (2009) — Mortgage/Rate Spread & High-Cost Loans.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **Filed** (filed) — [source](http://www.ncleg.net/Sessions/2009/Bills/House/PDF/H1222v0.pdf)
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2. **Edition 1** (committee substitute) — [source](http://www.ncleg.net/Sessions/2009/Bills/House/PDF/H1222v1.pdf)
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3. **Edition 2** (committee substitute) — [source](http://www.ncleg.net/Sessions/2009/Bills/House/PDF/H1222v2.pdf)
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4. **Edition 3** (committee substitute) — [source](http://www.ncleg.net/Sessions/2009/Bills/House/PDF/H1222v3.pdf)
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5. **Ratified** (committee substitute) — [source](http://www.ncleg.net/Sessions/2009/Bills/House/PDF/H1222v4.pdf)
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6. **SL2009-457** (committee substitute) — [source](http://www.ncleg.net/Sessions/2009/Bills/House/PDF/H1222v5.pdf)
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## Votes
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- M11 Concur — **103–11** (pass) · lower
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- Second Reading — **47–0** (pass) · upper
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## Sponsors
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- Blue — cosponsor (person)
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- Cotham — cosponsor (person)
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- Faison — cosponsor (person)
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- Harrison — cosponsor (person)
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- Hughes — cosponsor (person)
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- Jones — cosponsor (person)
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- Lucas — cosponsor (person)
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- Parmon — cosponsor (person)
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- Womble — cosponsor (person)
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- Wray — cosponsor (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2009-08-07** Ch. SL 2009-457 `became-law`
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- **2009-08-07** Signed By Gov. 8/7/2009 `executive-signature`
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- **2009-07-31** Pres. To Gov. 7/31/2009 `executive-receipt`
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- **2009-07-30** Ratified
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- **2009-07-29** Concurred In S/Com Sub `amendment-passage`
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- **2009-07-23** Postponed To 7/29/2009
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- **2009-07-22** Placed On Cal For 7/23/2009
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- **2009-07-22** Cal Pursuant Rule 36(b)
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- **2009-07-22** Withdrawn From Com
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- **2009-07-20** Ref To Com On Financial Institutions `referral-committee`
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- **2009-07-20** Rec To Concur S Com Sub
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- **2009-07-15** Passed 2nd & 3rd Reading `passage, reading-2, reading-3`
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- **2009-07-14** Com Substitute Adopted
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- **2009-07-14** Reptd Fav Com Substitute `committee-passage-favorable`
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- **2009-05-20** Ref To Com On Commerce `referral-committee`
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- **2009-05-14** Rec From House
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- **2009-05-13** Passed 2nd & 3rd Reading `passage, reading-2, reading-3`
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- **2009-05-12** Placed On Cal For 5/13/2009
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- **2009-05-12** Cal Pursuant Rule 36(b)
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- **2009-05-12** Reptd Fav `committee-passage-favorable`
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- **2009-05-05** Re-ref Com On Judiciary II `referral-committee`
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- **2009-05-05** Cal Pursuant 32(a)
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- **2009-05-05** Reptd Fav Com Substitute `committee-passage-favorable`
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- **2009-04-09** Ref to the Com on Financial Institutions, if favorable, Judiciary II `referral-committee`
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- **2009-04-09** Passed 1st Reading `reading-1`
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- **2009-04-08** Filed `introduction`
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/484ef3e7-b0dc-4d9e-bc0d-f4e589ecd502`. Confidence: reported (aggregated from official North Carolina legislature records).
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