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Fabio c5c7033001 Legislation: batch C — MO MS MT NC ND NE NH NJ NM NV 
Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
2026-07-06 17:27:28 -04:00

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---
type: "Bill"
title: "Revises provisions relating to certain financial businesses, products and services. (BDR 52-875)"
description: "AN ACT relating to financial businesses; requiring the Director of the Department of Business and Industry to establish and administer the Regulatory Experimentation Program for Product Innovation; setting forth the requirements for the operation of the Program; providing for a temporary exemption from certain statutory and regulatory requirements related to financial products and services for a participant in the Program under certain circumstances; requiring the Director to submit to the Legislature an annual report on the Program; revising provisions relating to persons who make loans exclusively via the Internet; and providing other matters properly relating thereto."
jurisdiction: "us/states/nv"
legislature: "Nevada Legislature"
session: "80"
identifier: "SB 161"
citation: "Nevada SB 161 (80)"
classification: ["bill"]
subjects: ["LEGISLATURE", "LIMITED‑LIABILITY COMPANIES", "ATTORNEY GENERAL", "BUSINESS AND INDUSTRY", "DEPARTMENT OF", "CREDIT UNIONS", "INTERNET", "CONFIDENTIAL AND PRIVILEGED INFORMATION", "TRUST COMPANIES", "DEFERRED DEPOSIT LOANS", "HIGH‑INTEREST LOANS AND TITLE LOANS", "INSTALLMENT LOANS", "ESCROW AGENCIES AND AGENTS", "PARTNERSHIPS", "ELECTRONIC COMMUNICATIONS", "RECORDS AND TRANSACTIONS", "LEGISLATIVE COUNSEL BUREAU", "BANKS AND BANKING", "TELEPHONE AND TELECOMMUNICATIONS", "SAVINGS BANKS (See also CORPORATIONS)", "STATE FINANCES AND FUNDS", "ACCOUNTANTS", "CORPORATIONS", "LOANS", "ISSUERS OF INSTRUMENTS FOR TRANSMISSION OR PAYMENT OF MONEY", "ACTIONS", "CIVIL", "PRODUCT INNOVATION", "REGULATORY EXPERIMENTATION PROGRAM FOR", "SECURITIES", "THRIFT COMPANIES", "MORTGAGE LENDING AND RELATED PROFESSIONS", "INJUNCTIONS", "EXCHANGE FACILITATORS", "MORTGAGE BROKERS AND AGENTS"]
status: "enacted"
primary_sponsors: ["Senator Ben Kieckhefer", "Senator Pat Spearman"]
version_count: 10
action_count: 13
vote_count: 0
first_action: "2019-02-14T08:00:00+00:00"
last_action: "2019-06-13T07:00:00+00:00"
source: "openstates"
source_identifier: "ocd-bill/9622402f-902b-4e9e-884e-569ba1462d06"
source_url: "https://www.leg.state.nv.us/App/NELIS/REL/80th2019/Bill/6232/Overview"
source_hash: "8c8438d5983d7a0dabd77c8f9192da9102df00f1a7ecb1960ca1a1f442c20075"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-nv"]
---
# Nevada SB 161 (80) — Revises provisions relating to certain financial businesses, products and services. (BDR 52-875)
AN ACT relating to financial businesses; requiring the Director of the Department of Business and Industry to establish and administer the Regulatory Experimentation Program for Product Innovation; setting forth the requirements for the operation of the Program; providing for a temporary exemption from certain statutory and regulatory requirements related to financial products and services for a participant in the Program under certain circumstances; requiring the Director to submit to the Legislature an annual report on the Program; revising provisions relating to persons who make loans exclusively via the Internet; and providing other matters properly relating thereto.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **As Introduced** (filed) — [source](https://www.leg.state.nv.us/Session/80th2019/Bills/SB/SB161.pdf)
2. **Amendment 1130** (committee substitute) — [source](https://www.leg.state.nv.us/Session/80th2019/Bills/Amendments/A_SB161_R2_1130.pdf)
3. **Amendment 204** (committee substitute) — [source](https://www.leg.state.nv.us/Session/80th2019/Bills/Amendments/A_SB161_204.pdf)
4. **Amendment 755** (committee substitute) — [source](https://www.leg.state.nv.us/Session/80th2019/Bills/Amendments/A_SB161_R1_755.pdf)
5. **Amendment 801** (committee substitute) — [source](https://www.leg.state.nv.us/Session/80th2019/Bills/Amendments/A_SB161_R1_801.pdf)
6. **Amendment 970** (committee substitute) — [source](https://www.leg.state.nv.us/Session/80th2019/Bills/Amendments/A_SB161_R2_970.pdf)
7. **Reprint 1** (committee substitute) — [source](https://www.leg.state.nv.us/Session/80th2019/Bills/SB/SB161_R1.pdf)
8. **Reprint 2** (committee substitute) — [source](https://www.leg.state.nv.us/Session/80th2019/Bills/SB/SB161_R2.pdf)
9. **Reprint 3** (committee substitute) — [source](https://www.leg.state.nv.us/Session/80th2019/Bills/SB/SB161_R3.pdf)
10. **As Enrolled** (enrolled) — [source](https://www.leg.state.nv.us/Session/80th2019/Bills/SB/SB161_EN.pdf)
## Sponsors
- Senator Ben Kieckhefer — primary (person)
- Senator Pat Spearman — primary (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2019-02-14T08:00:00+00:00** Read first time. Referred to Committee on Commerce and Labor. To printer. `reading-1, referral-committee`
- **2019-02-15T08:00:00+00:00** From printer. To committee.
- **2019-03-18T07:00:00+00:00** Notice of eligibility for exemption.
- **2019-04-16T07:00:00+00:00** From committee: Amend, and do pass as amended. Placed on Second Reading File. Read second time. Amended. (Amend. No. 204.) To printer. `committee-passage`
- **2019-04-17T07:00:00+00:00** From printer. To engrossment. Engrossed. First reprint. Read third time. Passed, as amended. Title approved, as amended. (Yeas: 21, Nays: None.) To Assembly.
- **2019-04-18T07:00:00+00:00** In Assembly. Read first time. Referred to Committee on Commerce and Labor. To committee.
- **2019-05-23T07:00:00+00:00** From committee: Amend, and do pass as amended. Placed on Second Reading File. Read second time. Amended. (Amend. Nos. 755 and 801.) To printer. `committee-passage`
- **2019-05-24T07:00:00+00:00** From printer. To reengrossment. Reengrossed. Second reprint. Taken from General File. Placed on Chief Clerk's desk.
- **2019-05-25T07:00:00+00:00** (Pursuant to Joint Standing Rule No. 14.3.4, no further action allowed.)
- **2019-06-02T07:00:00+00:00** Waiver granted effective: June 2, 2019.
- **2019-06-03T07:00:00+00:00** Taken from Chief Clerk's desk. Placed on General File. Read third time. Amended. (Amend. No. 1130.) Dispensed with reprinting. Read third time. Passed, as amended. Title approved, as amended. (Yeas: 40, Nays: 1, Vacant: 1.) To printer. From printer. To reengrossment. Reengrossed. Third reprint. To Senate. In Senate. Assembly Amendment Nos. 755, 801 and 1130 concurred in. To enrollment.
- **2019-06-07T07:00:00+00:00** Enrolled and delivered to Governor. `executive-receipt`
- **2019-06-13T07:00:00+00:00** Approved by the Governor. Chapter 611. `executive-signature`
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/9622402f-902b-4e9e-884e-569ba1462d06`. Confidence: reported (aggregated from official Nevada legislature records).
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