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---
type: "Bill"
title: "Revises provisions governing loans. (BDR 52-568)"
description: "AN ACT relating to financial services; adopting certain provisions of the federal Military Lending Act; requiring the Commissioner of Financial Institutions to develop, implement and maintain a database storing certain information relating to deferred deposit loans, title loans and high-interest loans made to customers in this State; providing that information in such a database is confidential under certain circumstances; authorizing a person who operates a deposit loan service, title loan service or high-interest loan service to distribute certain information and materials concerning public assistance and services; authorizing the Department of Business and Industry and the Bureau of Consumer Protection in the Office of the Attorney General to inform the public regarding certain information; revising provisions that prohibit the making of a deposit loan or high-interest loan that exceeds or requires payments that exceed a certain percentage of the customer's expected gross monthly income; and providing other matters properly relating thereto."
jurisdiction: "us/states/nv"
legislature: "Nevada Legislature"
session: "80"
identifier: "SB 201"
citation: "Nevada SB 201 (80)"
classification: ["bill"]
subjects: ["SOCIAL MEDIA", "DEFERRED DEPOSIT LOANS", "HIGHINTEREST LOANS AND TITLE LOANS", "INTEREST", "MONEY", "RADIO", "PUBLIC ASSISTANCE", "ARMED FORCES", "TELEVISION", "ATTORNEY GENERAL", "HEALTH AND HUMAN SERVICES", "DEPARTMENT OF", "INSTALLMENT LOANS", "PARENT AND CHILD", "BUSINESS AND INDUSTRY", "DEPARTMENT OF", "MARRIED PERSONS", "INTERNET", "CONFIDENTIAL AND PRIVILEGED INFORMATION", "ACTIONS", "CIVIL", "COMPUTERS AND INFORMATION SYSTEMS", "ADVERTISEMENTS AND ADVERTISING"]
status: "enacted"
primary_sponsors: ["Assemblyman Jason Frierson", "Assemblyman Steve Yeager", "Senator Chris Brooks", "Senator David Parks", "Senator James Ohrenschall", "Senator Julia Ratti", "Senator Marilyn Dondero Loop", "Senator Pat Spearman", "Senator Yvanna Cancela"]
version_count: 6
action_count: 14
vote_count: 0
first_action: "2019-02-18T08:00:00+00:00"
last_action: "2019-05-28T07:00:00+00:00"
source: "openstates"
source_identifier: "ocd-bill/6c212e57-a573-438a-bb27-148ff694f016"
source_url: "https://www.leg.state.nv.us/App/NELIS/REL/80th2019/Bill/6345/Overview"
source_hash: "140a1712ac4ca63cd74c420fb3677f7986d5858ed102adf23bae97d243743631"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-nv"]
---
# Nevada SB 201 (80) — Revises provisions governing loans. (BDR 52-568)
AN ACT relating to financial services; adopting certain provisions of the federal Military Lending Act; requiring the Commissioner of Financial Institutions to develop, implement and maintain a database storing certain information relating to deferred deposit loans, title loans and high-interest loans made to customers in this State; providing that information in such a database is confidential under certain circumstances; authorizing a person who operates a deposit loan service, title loan service or high-interest loan service to distribute certain information and materials concerning public assistance and services; authorizing the Department of Business and Industry and the Bureau of Consumer Protection in the Office of the Attorney General to inform the public regarding certain information; revising provisions that prohibit the making of a deposit loan or high-interest loan that exceeds or requires payments that exceed a certain percentage of the customer's expected gross monthly income; and providing other matters properly relating thereto.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **As Introduced** (filed) — [source](https://www.leg.state.nv.us/Session/80th2019/Bills/SB/SB201.pdf)
2. **Amendment 156** (committee substitute) — [source](https://www.leg.state.nv.us/Session/80th2019/Bills/Amendments/A_SB201_156.pdf)
3. **Amendment 551** (committee substitute) — [source](https://www.leg.state.nv.us/Session/80th2019/Bills/Amendments/A_SB201_R1_551.pdf)
4. **Reprint 1** (committee substitute) — [source](https://www.leg.state.nv.us/Session/80th2019/Bills/SB/SB201_R1.pdf)
5. **Reprint 2** (committee substitute) — [source](https://www.leg.state.nv.us/Session/80th2019/Bills/SB/SB201_R2.pdf)
6. **As Enrolled** (enrolled) — [source](https://www.leg.state.nv.us/Session/80th2019/Bills/SB/SB201_EN.pdf)
## Sponsors
- Assemblyman Jason Frierson — primary (person)
- Assemblyman Steve Yeager — primary (person)
- Senator Chris Brooks — primary (person)
- Senator David Parks — primary (person)
- Senator James Ohrenschall — primary (person)
- Senator Julia Ratti — primary (person)
- Senator Marilyn Dondero Loop — primary (person)
- Senator Pat Spearman — primary (person)
- Senator Yvanna Cancela — primary (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2019-02-18T08:00:00+00:00** Read first time. Referred to Committee on Commerce and Labor. To printer. `reading-1, referral-committee`
- **2019-02-19T08:00:00+00:00** From printer. To committee.
- **2019-03-18T07:00:00+00:00** Notice of eligibility for exemption.
- **2019-04-16T07:00:00+00:00** From committee: Amend, and do pass as amended. Placed on Second Reading File. Read second time. Amended. (Amend. No. 156.) To printer. `committee-passage`
- **2019-04-17T07:00:00+00:00** From printer. To engrossment. Engrossed. First reprint. Taken from General File. Placed on General File for next legislative day.
- **2019-04-18T07:00:00+00:00** Read third time. Amended. (Amend. No. 551.) Reprinting dispensed with. Read third time. Passed, as amended. Title approved, as amended. (Yeas: 13, Nays: 8.) To printer. `reading-3`
- **2019-04-19T07:00:00+00:00** From printer. To re-engrossment. Re-engrossed. Second reprint. To Assembly. In Assembly. Read first time. Referred to Committee on Commerce and Labor. To committee.
- **2019-05-16T07:00:00+00:00** From committee: Do pass. `committee-passage`
- **2019-05-20T07:00:00+00:00** Read second time. `reading-2`
- **2019-05-21T07:00:00+00:00** Taken from General File. Placed on General File for next legislative day.
- **2019-05-22T07:00:00+00:00** Read third time. Passed. Title approved. (Yeas: 28, Nays: 12, Excused: 1, Vacant: 1.) To Senate. `passage, reading-3`
- **2019-05-23T07:00:00+00:00** In Senate. To enrollment.
- **2019-05-25T07:00:00+00:00** Enrolled and delivered to Governor. `executive-receipt`
- **2019-05-28T07:00:00+00:00** Approved by the Governor. Chapter 177. `executive-signature`
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/6c212e57-a573-438a-bb27-148ff694f016`. Confidence: reported (aggregated from official Nevada legislature records).