republic-os/legislation/us/states/tn/112/hb-77.md

---
type: "Bill"
title: "Banks and Financial Institutions - As enacted, authorizes a state bank to request from the commissioner a waiver or modification of certain terms and conditions applicable to a national bank; authorizes a state bank to request from the commissioner authority to exercise certain incidental powers or engage in certain incidental activities; requires commissioner to publish a summary of applications made for waiver, modification, or authorization. - Amends TCA Section 45-2-601."
description: "Banks and Financial Institutions - As enacted, authorizes a state bank to request from the commissioner a waiver or modification of certain terms and conditions applicable to a national bank; authorizes a state bank to request from the commissioner authority to exercise certain incidental powers or engage in certain incidental activities; requires commissioner to publish a summary of applications made for waiver, modification, or authorization. - Amends TCA Section 45-2-601."
jurisdiction: "us/states/tn"
legislature: "Tennessee General Assembly"
session: "112"
identifier: "HB 77"
citation: "Tennessee HB 77 (112)"
classification: ["bill"]
subjects: ["Banks and Financial Institutions"]
status: "enacted"
primary_sponsors: ["Johnson", "Lamberth"]
version_count: 1
action_count: 38
vote_count: 6
first_action: "2021-01-05"
last_action: "2021-05-18"
source: "openstates"
source_identifier: "ocd-bill/3b57270c-946f-40dc-bfdf-0a3bcf25ba33"
source_url: "http://wapp.capitol.tn.gov/apps/BillInfo/default.aspx?BillNumber=HB0077&GA=112"
source_hash: "4bd30bb26ca0c6a5bf62ee9de2b9971df1dbb9bba928b569c6fe886bf61d2a45"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-tn"]
---

# Tennessee HB 77 (112) — Banks and Financial Institutions - As enacted, authorizes a state bank to request from the commissioner a waiver or modification of certain terms and conditions applicable to a national bank; authorizes a state bank to request from the commissioner authority to exercise certain incidental powers or engage in certain incidental activities; requires commissioner to publish a summary of applications made for waiver, modification, or authorization. - Amends TCA Section 45-2-601.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Current Version** (committee substitute) — [source](https://www.capitol.tn.gov/Bills/112/Bill/HB0077.pdf)

## Votes

- HOUSE BANKING AND CONSUMER AFFAIRS SUBCOMMITTEE: Rec. for pass by s/c ref. to Commerce Committee 2/24/2021 (4) — **0–0** (pass) · lower
- FLOOR VOTE: Motion to Adopt 4/12/2021 Passed (1) — **32–0** (pass) · upper
- HOUSE CALENDAR & RULES COMMITTEE: H. Placed on Consent Calendar for 3/8/2021 3/4/2021 (2) — **0–0** (fail) · lower
- HOUSE COMMERCE COMMITTEE: Rec. for pass; ref to Calendar & Rules Committee 3/2/2021 (3) — **0–0** (pass) · lower
- SENATE COMMERCE AND LABOR COMMITTEE: Recommended for passage, refer to Senate Calendar Committee 4/6/2021 Passed (2) — **8–0** (pass) · upper
- FLOOR VOTE: CONSENT CALENDAR PASSAGE ON THIRD CONSIDERATION 3/8/2021 Passed (1) — **91–0** (pass) · lower

## Sponsors

- Johnson — primary (person)
- Lamberth — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2021-01-05** Filed for introduction `introduction, reading-1`
- **2021-01-12** Intro., P1C. `introduction`
- **2021-01-13** Ref. to Commerce Committee `referral-committee`
- **2021-01-13** P2C held on desk.
- **2021-01-27** Assigned to s/c Banking & Consumer Affairs Subcommittee `referral-committee`
- **2021-02-08** Sponsor(s) Added.
- **2021-02-09** Filed for introduction `introduction, reading-1`
- **2021-02-10** Placed on s/c cal Banking & Consumer Affairs Subcommittee for 2/17/2021
- **2021-02-10** Introduced, Passed on First Consideration `introduction`
- **2021-02-11** Passed on Second Consideration, refer to Senate Commerce and Labor Committee
- **2021-02-17** Placed on s/c cal Banking & Consumer Affairs Subcommittee for 2/24/2021
- **2021-02-17** Meeting Canceled
- **2021-02-23** Sponsor(s) Added.
- **2021-02-24** Placed on cal. Commerce Committee for 3/2/2021
- **2021-02-24** Rec. for pass by s/c ref. to Commerce Committee `committee-passage-favorable`
- **2021-03-02** Rec. for pass; ref to Calendar & Rules Committee `committee-passage-favorable`
- **2021-03-03** Placed on cal. Calendar & Rules Committee for 3/4/2021
- **2021-03-04** H. Placed on Consent Calendar for 3/8/2021
- **2021-03-08** Passed H., Ayes 91, Nays 0, PNV 4 `passage`
- **2021-03-08** Sponsor(s) Added.
- **2021-03-09** Engrossed; ready for transmission to Sen.
- **2021-03-11** Received from House, Passed on First Consideration `introduction`
- **2021-03-24** Placed on Senate Commerce and Labor Committee calendar for 3/30/2021
- **2021-03-30** Placed on Senate Commerce and Labor Committee calendar for 4/6/2021
- **2021-03-30** Action deferred in Senate Commerce and Labor Committee to 4/6/2021
- **2021-04-06** Recommended for passage, refer to Senate Calendar Committee
- **2021-04-08** Placed on Senate Consent Calendar 2 for 4/12/2021
- **2021-04-12** Passed Senate, Ayes 32, Nays 0 `passage`
- **2021-04-12** Senate substituted House Bill for companion Senate Bill.
- **2021-04-12** Companion House Bill substituted
- **2021-04-14** Enrolled; ready for sig. of H. Speaker.
- **2021-04-15** Signed by H. Speaker
- **2021-04-20** Transmitted to Governor for his action. `executive-receipt`
- **2021-04-20** Signed by Senate Speaker
- **2021-04-30** Signed by Governor. `executive-signature`
- **2021-05-18** Effective date(s) 04/30/2021
- **2021-05-18** Pub. Ch. 283
- **2021-05-18** Comp. became Pub. Ch. 283

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/3b57270c-946f-40dc-bfdf-0a3bcf25ba33`. Confidence: reported (aggregated from official Tennessee legislature records).