republic-os/legislation/us/states/tn/113/hb-2320.md

---
type: "Bill"
title: "Debtor Creditor Relations - As enacted, requires, in an action on consumer debt filed in a general sessions court, the plaintiff to include certain information with a civil warrant or any other leading process used to initiate the action; requires, prior to an award of a default judgment, the plaintiff to present to the court documentation sufficient to demonstrate the authority of the plaintiff to collect the debt and certain agreements or records to demonstrate the existence of the consumer debt. - Amends TCA Title 20; Title 25 and Title 26."
description: "Debtor Creditor Relations - As enacted, requires, in an action on consumer debt filed in a general sessions court, the plaintiff to include certain information with a civil warrant or any other leading process used to initiate the action; requires, prior to an award of a default judgment, the plaintiff to present to the court documentation sufficient to demonstrate the authority of the plaintiff to collect the debt and certain agreements or records to demonstrate the existence of the consumer debt. - Amends TCA Title 20; Title 25 and Title 26."
jurisdiction: "us/states/tn"
legislature: "Tennessee General Assembly"
session: "113"
identifier: "HB 2320"
citation: "Tennessee HB 2320 (113)"
classification: ["bill"]
subjects: ["Debtor Creditor Relations"]
status: "enacted"
primary_sponsors: ["Hazlewood"]
version_count: 3
action_count: 29
vote_count: 5
first_action: "2024-01-29"
last_action: "2024-05-13"
source: "openstates"
source_identifier: "ocd-bill/72b6ab10-5320-4bfd-a7d4-1c489a568682"
source_url: "http://wapp.capitol.tn.gov/apps/BillInfo/default.aspx?BillNumber=HB2320&GA=113"
source_hash: "8dd6bc19a9e4ee4b89fd122ebf3c8fe51e97f25cdffa08524cf6cf3d9fb037e3"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-tn"]
---

# Tennessee HB 2320 (113) — Debtor Creditor Relations - As enacted, requires, in an action on consumer debt filed in a general sessions court, the plaintiff to include certain information with a civil warrant or any other leading process used to initiate the action; requires, prior to an award of a default judgment, the plaintiff to present to the court documentation sufficient to demonstrate the authority of the plaintiff to collect the debt and certain agreements or records to demonstrate the existence of the consumer debt. - Amends TCA Title 20; Title 25 and Title 26.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Amendment HA0880** (committee substitute) — [source](https://www.capitol.tn.gov/Bills/113/Amend/HA0880.pdf)
2. **Amendment SA0750** (committee substitute) — [source](https://www.capitol.tn.gov/Bills/113/Amend/SA0750.pdf)
3. **Current Version** (committee substitute) — [source](https://www.capitol.tn.gov/Bills/113/Bill/HB2320.pdf)

## Votes

- HOUSE COMMERCE COMMITTEE: Rec. for pass. if am., ref. to Calendar & Rules Committee 4/2/2024 (3) — **0–0** (pass) · lower
- FLOOR VOTE: Third Consideration 4/17/2024 Passed (1) — **31–0** (pass) · upper
- FLOOR VOTE: REGULAR CALENDAR AS AMENDED PASSAGE ON THIRD CONSIDERATION 4/11/2024 Passed (1) — **89–0** (pass) · lower
- HOUSE BANKING AND CONSUMER AFFAIRS SUBCOMMITTEE: Rec for pass if am by s/c ref. to Commerce Committee 3/19/2024 (4) — **0–0** (fail) · lower
- HOUSE CALENDAR & RULES COMMITTEE: H. Placed on Regular Calendar for 4/11/2024 4/4/2024 (2) — **0–0** (fail) · lower

## Sponsors

- Hazlewood — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2024-01-29** Filed for introduction `filing`
- **2024-01-31** Intro., P1C. `introduction`
- **2024-02-01** P2C, ref. to Commerce Committee `referral-committee`
- **2024-02-06** Assigned to s/c Banking & Consumer Affairs Subcommittee `referral-committee`
- **2024-03-13** Placed on s/c cal Banking & Consumer Affairs Subcommittee for 3/19/2024
- **2024-03-19** Rec for pass if am by s/c ref. to Commerce Committee `referral-committee`
- **2024-03-20** Placed on cal. Commerce Committee for 3/26/2024
- **2024-03-26** Action def. in Commerce Committee to 4/2/2024
- **2024-03-27** Placed on cal. Commerce Committee for 4/2/2024
- **2024-04-02** Sponsor(s) Added. `sponsorship`
- **2024-04-02** Rec. for pass. if am., ref. to Calendar & Rules Committee `committee-passage-favorable`
- **2024-04-03** Placed on cal. Calendar & Rules Committee for 4/4/2024
- **2024-04-04** H. Placed on Regular Calendar for 4/11/2024
- **2024-04-10** Sponsor(s) Added. `sponsorship`
- **2024-04-11** Engrossed; ready for transmission to Sen. `receipt`
- **2024-04-11** Passed H., as am., Ayes 89, Nays 0, PNV 1 `passage`
- **2024-04-11** Sponsor(s) Added. `sponsorship`
- **2024-04-11** H. adopted am. (Amendment 1 - HA0880) `amendment-passage`
- **2024-04-15** Received from House, Passed on First Consideration `introduction`
- **2024-04-17** Passed Senate, Ayes 31, Nays 0 `passage`
- **2024-04-17** Amendment withdrawn. (Amendment 1 - SA0750)
- **2024-04-17** Senate substituted House Bill for companion Senate Bill. `substitution`
- **2024-04-18** Enrolled; ready for sig. of H. Speaker. `enrolled`
- **2024-04-23** Signed by Senate Speaker `passage`
- **2024-04-23** Signed by H. Speaker `passage`
- **2024-04-24** Transmitted to Governor for his action. `executive-receipt`
- **2024-05-03** Signed by Governor. `executive-signature`
- **2024-05-13** Effective date(s) 07/01/2024
- **2024-05-13** Pub. Ch. 914

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/72b6ab10-5320-4bfd-a7d4-1c489a568682`. Confidence: reported (aggregated from official Tennessee legislature records).