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2026-07-06 17:28:03 -04:00

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---
type: "Bill"
title: "Relating to rate filing requirements for certain personal lines insurers with low market shares."
description: "Relating to rate filing requirements for certain personal lines insurers with low market shares."
jurisdiction: "us/states/tx"
legislature: "Texas Legislature"
session: "87"
identifier: "SB 965"
citation: "Texas SB 965 (87)"
classification: ["bill"]
subjects: ["INSURANCE RATES (S0525)", "Insurance--General (I0445)", "Insurance--Property & Casualty (I0442)"]
status: "enacted"
primary_sponsors: ["Lucio III", "Zaffirini"]
version_count: 5
action_count: 45
vote_count: 0
first_action: "2021-03-03"
last_action: "2021-05-08"
source: "openstates"
source_identifier: "ocd-bill/ba221b85-0585-4084-8238-14e588006a65"
source_url: "ftp://ftp.legis.state.tx.us/bills/87R/billhistory/senate_bills/SB00900_SB00999/SB 965.xml"
source_hash: "f3aa501f0bd0fb96675fbe61bc031470646fafaff4218a2830dc2cbf9fce6397"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-tx"]
---
# Texas SB 965 (87) — Relating to rate filing requirements for certain personal lines insurers with low market shares.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **Introduced** (filed) — [source](http://capitol.texas.gov/tlodocs/87R/billtext/html/SB00965I.HTM)
2. **Engrossed** (committee substitute) — [source](http://capitol.texas.gov/tlodocs/87R/billtext/html/SB00965E.HTM)
3. **House Committee Report** (committee substitute) — [source](http://capitol.texas.gov/tlodocs/87R/billtext/html/SB00965H.HTM)
4. **Senate Committee Report** (committee substitute) — [source](http://capitol.texas.gov/tlodocs/87R/billtext/html/SB00965S.HTM)
5. **Enrolled** (enrolled) — [source](http://capitol.texas.gov/tlodocs/87R/billtext/html/SB00965F.HTM)
## Sponsors
- Lucio III — primary (person)
- Zaffirini — primary (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2021-03-03** Received by the Secretary of the Senate `filing`
- **2021-03-03** Filed `filing`
- **2021-03-11** Read first time `introduction, reading-1`
- **2021-03-11** Referred to Business & Commerce `referral-committee`
- **2021-03-23** Scheduled for public hearing on . . .
- **2021-03-23** Considered in public hearing
- **2021-03-23** Testimony taken in committee
- **2021-03-23** Left pending in committee
- **2021-03-30** Considered in public hearing
- **2021-03-31** Reported favorably as substituted `committee-passage-favorable`
- **2021-03-31** Recommended for local & uncontested calendar
- **2021-03-31** Committee report printed and distributed
- **2021-04-09** Placed on local & uncontested calendar
- **2021-04-09** Laid before the Senate
- **2021-04-09** Read 2nd time & passed to engrossment
- **2021-04-09** Vote recorded in Journal
- **2021-04-09** Three day rule suspended
- **2021-04-09** Record vote
- **2021-04-09** Read 3rd time `reading-3`
- **2021-04-09** Passed `passage`
- **2021-04-09** Record vote
- **2021-04-09** Reported engrossed
- **2021-04-12** Received from the Senate `introduction`
- **2021-04-14** Read first time `introduction, reading-1`
- **2021-04-14** Referred to Insurance `referral-committee`
- **2021-04-16** Considered in formal meeting
- **2021-04-16** Reported favorably w/o amendment(s) `committee-passage`
- **2021-04-21** Comte report filed with Committee Coordinator
- **2021-04-21** Committee report distributed
- **2021-04-22** Committee report sent to Calendars
- **2021-04-23** Laid out in lieu of companion
- **2021-04-23** Read 2nd time `reading-2`
- **2021-04-23** Passed to 3rd reading
- **2021-04-23** Nonrecord vote recorded in Journal
- **2021-04-23** Read 3rd time `reading-3`
- **2021-04-23** Passed `passage`
- **2021-04-23** Record vote
- **2021-04-23** Nonrecord vote recorded in Journal
- **2021-04-26** House passage reported
- **2021-04-26** Reported enrolled
- **2021-04-28** Signed in the Senate
- **2021-04-29** Signed in the House
- **2021-04-29** Sent to the Governor `executive-receipt`
- **2021-05-08** Signed by the Governor `executive-signature`
- **2021-05-08** Effective on 9/1/21 `became-law`
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/ba221b85-0585-4084-8238-14e588006a65`. Confidence: reported (aggregated from official Texas legislature records).