republic-os/legislation/us/states/va/2021/hb-1882.md

---
type: "Bill"
title: "Deeds of trust; amendment to loan document, statement of interest rate of a refinanced mortgage."
description: "Deeds of trust; amendment to loan document;statement of interest rate of a refinanced mortgage. Providesthat a deed of trust that has been recorded and that states thatit secures indebtedness or other obligations under a loan documentand that it also secures indebtedness or other obligations undersuch loan document as it may be amended, modified, supplemented,or restated shall secure such loan document as so amended, modified,supplemented, or restated from time to time, without the necessityof recording an amendment to such deed of trust. The bill further requires that the interest rate of a prior mortgage be stated onthe first page of a refinance mortgage."
jurisdiction: "us/states/va"
legislature: "Virginia General Assembly"
session: "2021"
identifier: "HB 1882"
citation: "Virginia HB 1882 (2021)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Steve E. Heretick"]
version_count: 4
action_count: 28
vote_count: 8
first_action: "2021-01-08"
last_action: "2021-02-25"
source: "openstates"
source_identifier: "ocd-bill/c38a82cf-0764-42aa-80ca-1bd9cd5489fb"
source_url: "https://lis.virginia.gov/cgi-bin/legp604.exe?212+sum+HB1882"
source_hash: "40d0000e6f8670254934b1a6a176bbbeede8b9db48f7e974af036e5c39935e86"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-va"]
---

# Virginia HB 1882 (2021) — Deeds of trust; amendment to loan document, statement of interest rate of a refinanced mortgage.

Deeds of trust; amendment to loan document;statement of interest rate of a refinanced mortgage. Providesthat a deed of trust that has been recorded and that states thatit secures indebtedness or other obligations under a loan documentand that it also secures indebtedness or other obligations undersuch loan document as it may be amended, modified, supplemented,or restated shall secure such loan document as so amended, modified,supplemented, or restated from time to time, without the necessityof recording an amendment to such deed of trust. The bill further requires that the interest rate of a prior mortgage be stated onthe first page of a refinance mortgage.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **CHAP0013** (committee substitute) — [source](https://lis.virginia.gov/cgi-bin/legp604.exe?212+ful+CHAP0013)
2. **HB1882ER** (committee substitute) — [source](https://lis.virginia.gov/cgi-bin/legp604.exe?212+ful+HB1882ER)
3. **Prefiled and ordered printed; offered 01/13/21 21101257D** (committee substitute) — [source](https://lis.virginia.gov/cgi-bin/legp604.exe?212+ful+HB1882)
4. **Printed as engrossed 21101257D-E** (committee substitute) — [source](https://lis.virginia.gov/cgi-bin/legp604.exe?212+ful+HB1882E)

## Votes

- Constitutional reading dispensed (39-Y 0-N) — **39–0** (pass) · upper
- Referred from General Laws — **0–0** (fail) · lower
- VOTE: Block Vote Passage (99-Y 0-N) — **98–0** (pass) · lower
- Reported from Courts of Justice with amendment(s) (22-Y 0-N) — **22–0** (pass) · lower
- Reported from General Laws and Technology (13-Y 1-N) — **13–1** (pass) · upper
- Subcommittee recommends reporting with amendments (7-Y 0-N) — **7–0** (pass) · lower
- Continued to 2021 Sp. Sess. 1 in General Laws and Technology (14-Y 0-N) — **14–0** (pass) · upper
- Passed Senate (37-Y 2-N) — **37–2** (pass) · upper

## Sponsors

- Steve E. Heretick — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2021-01-08** Prefiled and ordered printed; offered 01/13/21 21101257D `introduction`
- **2021-01-08** Referred to Committee on General Laws `referral-committee`
- **2021-01-14** Referred from General Laws
- **2021-01-14** Referred to Committee for Courts of Justice `referral-committee`
- **2021-01-19** Assigned Courts sub: Civil `referral-committee`
- **2021-01-20** House subcommittee amendments and substitutes offered
- **2021-01-20** Subcommittee recommends reporting with amendments (7-Y 0-N)
- **2021-01-22** Reported from Courts of Justice with amendment(s) (22-Y 0-N) `committee-passage`
- **2021-01-25** Read first time `reading-1`
- **2021-01-26** Read second time `reading-2`
- **2021-01-26** Committee amendments agreed to
- **2021-01-26** Engrossed by House as amended HB1882E
- **2021-01-26** Printed as engrossed 21101257D-E
- **2021-01-27** Read third time and passed House BLOCK VOTE (99-Y 0-N) `passage, reading-3`
- **2021-01-27** VOTE: Block Vote Passage (99-Y 0-N)
- **2021-01-28** Constitutional reading dispensed
- **2021-01-28** Referred to Committee on General Laws and Technology `referral-committee`
- **2021-02-05** Continued to 2021 Sp. Sess. 1 in General Laws and Technology (14-Y 0-N)
- **2021-02-10** Reported from General Laws and Technology (13-Y 1-N) `committee-passage`
- **2021-02-12** Constitutional reading dispensed (39-Y 0-N)
- **2021-02-15** Read third time `reading-3`
- **2021-02-15** Passed Senate (37-Y 2-N) `passage`
- **2021-02-17** Enrolled
- **2021-02-17** Signed by President
- **2021-02-18** Signed by Speaker
- **2021-02-19** Enrolled Bill communicated to Governor on February 19, 2021
- **2021-02-19** Governor's Action Deadline 11:59 p.m., February 26, 2021
- **2021-02-25** Approved by Governor-Chapter 13 (effective 7/1/21) `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/c38a82cf-0764-42aa-80ca-1bd9cd5489fb`. Confidence: reported (aggregated from official Virginia legislature records).