republic-os/legislation/us/states/va/2022/sb-433.md

---
type: "Bill"
title: "Health insurance; calculation of enrollee's contribution, high deductible health plan."
description: "Health insurance; calculation of enrollee's contribution; high deductible health plan. Provides that if the application of the requirement that a carrier, when calculating an enrollee's overall contribution to any out-of-pocket maximum or any cost-sharing requirement under a health plan, include any amounts paid by the enrollee or paid on behalf of the enrollee by another person results in a health plan's ineligibility to qualify as a Health Savings Account-qualified High Deductible Health Plan under the federal Internal Revenue Code, then such requirement shall not apply to such health plan with respect to the deductible of such health plan until the enrollee has satisfied the minimum deductible required by the federal Internal Revenue Code. The bill provides such limitation does not apply with respect to items or services that are considered preventive care. This bill is identical to HB 1081."
jurisdiction: "us/states/va"
legislature: "Virginia General Assembly"
session: "2022"
identifier: "SB 433"
citation: "Virginia SB 433 (2022)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Siobhan S. Dunnavant"]
version_count: 4
action_count: 28
vote_count: 5
first_action: "2022-01-11"
last_action: "2022-04-07"
source: "openstates"
source_identifier: "ocd-bill/4dcc1fcb-ab67-4744-aefb-44f339bb2b00"
source_url: "https://lis.virginia.gov/cgi-bin/legp604.exe?221+sum+SB433"
source_hash: "7cc36460408946fb387a7967c0e6848578bf46a9545131aa1157bdef547b527a"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-va"]
---

# Virginia SB 433 (2022) — Health insurance; calculation of enrollee's contribution, high deductible health plan.

Health insurance; calculation of enrollee's contribution; high deductible health plan. Provides that if the application of the requirement that a carrier, when calculating an enrollee's overall contribution to any out-of-pocket maximum or any cost-sharing requirement under a health plan, include any amounts paid by the enrollee or paid on behalf of the enrollee by another person results in a health plan's ineligibility to qualify as a Health Savings Account-qualified High Deductible Health Plan under the federal Internal Revenue Code, then such requirement shall not apply to such health plan with respect to the deductible of such health plan until the enrollee has satisfied the minimum deductible required by the federal Internal Revenue Code. The bill provides such limitation does not apply with respect to items or services that are considered preventive care. This bill is identical to HB 1081.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **CHAP0133** (committee substitute) — [source](https://lis.virginia.gov/cgi-bin/legp604.exe?221+ful+CHAP0133)
2. **Prefiled and ordered printed; offered 01/12/22 22104147D** (committee substitute) — [source](https://lis.virginia.gov/cgi-bin/legp604.exe?221+ful+SB433)
3. **Printed as engrossed 22104147D-E** (committee substitute) — [source](https://lis.virginia.gov/cgi-bin/legp604.exe?221+ful+SB433E)
4. **SB433ER** (committee substitute) — [source](https://lis.virginia.gov/cgi-bin/legp604.exe?221+ful+SB433ER)

## Votes

- Reported from Commerce and Labor with amendments (15-Y 0-N) — **15–0** (pass) · upper
- Constitutional reading dispensed (38-Y 0-N) — **38–0** (pass) · upper
- Read third time and passed Senate (39-Y 0-N) — **39–0** (pass) · upper
- VOTE: Block Vote Passage (99-Y 0-N) — **98–0** (pass) · lower
- Reported from Commerce and Energy (22-Y 0-N) — **22–0** (pass) · lower

## Sponsors

- Siobhan S. Dunnavant — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2022-01-11** Prefiled and ordered printed; offered 01/12/22 22104147D `introduction`
- **2022-01-11** Referred to Committee on Commerce and Labor `referral-committee`
- **2022-01-24** Impact statement from DPB (SB433)
- **2022-01-24** Senate committee, floor amendments and substitutes offered
- **2022-01-24** Reported from Commerce and Labor with amendments (15-Y 0-N) `committee-passage`
- **2022-01-26** Constitutional reading dispensed (38-Y 0-N)
- **2022-01-27** Printed as engrossed 22104147D-E
- **2022-01-27** Read second time `reading-2`
- **2022-01-27** Reading of amendments waived
- **2022-01-27** Committee amendments agreed to
- **2022-01-27** Engrossed by Senate as amended SB433E
- **2022-01-28** Read third time and passed Senate (39-Y 0-N) `passage, reading-3`
- **2022-01-28** Impact statement from DPB (SB433E)
- **2022-02-21** Placed on Calendar
- **2022-02-21** Read first time `reading-1`
- **2022-02-21** Referred to Committee on Commerce and Energy `referral-committee`
- **2022-02-22** Reported from Commerce and Energy (22-Y 0-N) `committee-passage`
- **2022-02-24** Read second time `reading-2`
- **2022-02-25** Read third time `reading-3`
- **2022-02-25** Passed House BLOCK VOTE (99-Y 0-N) `passage`
- **2022-02-25** VOTE: Block Vote Passage (99-Y 0-N)
- **2022-03-01** Enrolled
- **2022-03-01** Impact statement from DPB (SB433ER)
- **2022-03-01** Signed by Speaker
- **2022-03-02** Signed by President
- **2022-03-11** Enrolled Bill Communicated to Governor on March 11, 2022
- **2022-03-11** Governor's Action Deadline 11:59 p.m., April 11, 2022
- **2022-04-07** Approved by Governor-Chapter 133 (effective 7/1/22) `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/4dcc1fcb-ab67-4744-aefb-44f339bb2b00`. Confidence: reported (aggregated from official Virginia legislature records).