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republic-os/legal/us/code/title-12/chapter-22/section-1978.md
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Fabio 76b8ec33a7 Legal corpus: the complete U.S. Code (59,740 sections, all 53 titles)
Ingested titles 12–51 and 54 from OLRC USLM XML @119-100 (the whole Code
now, uniform edition; Title 53 is reserved/empty). LegalText 11,221 ->
59,740; repo total 105,704 records. Deterministic (byte-identical rerun,
verified on Title 42's 8,356 sections); make check green. make
legal-us-code default now covers every title.

Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
2026-07-06 10:51:44 -04:00

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---
type: "LegalText"
title: "12 U.S.C. § 1978"
description: "Actions under other Federal or State laws unaffected; regulations or orders barred as a defense"
jurisdiction: "us"
corpus: "united_states_code"
kind: "code_section"
title_number: 12
title_name: "BANKS AND BANKING"
chapter_number: "22"
chapter_name: "TYING ARRANGEMENTS"
section: "1978"
citation: "12 U.S.C. § 1978"
status: "current"
release_point: "119-100"
release_date: "2026-06-26"
source: "official"
source_url: "https://uscode.house.gov/download/releasepoints/us/pl/119/100/xml_usc12@119-100.zip"
source_identifier: "/us/usc/t12/s1978"
source_file: "data/legal/raw/us/code/title-12/usc12.xml"
source_hash: "db939cff5e5869340e1e53b654d2d27f0bd31c4948e910a3de5cb0c22878a5cd"
raw_snapshot_hash: "e6b98700ef4156ac33fde5d105824845d727afa91a53f3762be2cf4d1a3b01fa"
text_hash: "18baff64526ca38f3540f4c758b96cfdf0f1eac248f351e63d7311af123b9e42"
retrieved_at: "2026-07-04"
confidence: "official"
tags: ["legal", "us-code"]
---
# 12 U.S.C. § 1978 - Actions under other Federal or State laws unaffected; regulations or orders barred as a defense
## Text
Nothing contained in this chapter shall be construed as affecting in any manner the right of the United States or any other party to bring an action under any other law of the United States or of any State, including any right which may exist in addition to specific statutory authority, challenging the legality of any act or practice which may be proscribed by this chapter. No regulation or order issued by the Board under this chapter shall in any manner constitute a defense to such action.
(Pub. L. 91607, title I, § 106(h), Dec. 31, 1970, 84 Stat. 1768.)