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Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
2026-07-06 10:51:44 -04:00

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---
type: "LegalText"
title: "12 U.S.C. § 2614"
description: "Jurisdiction of courts; limitations"
jurisdiction: "us"
corpus: "united_states_code"
kind: "code_section"
title_number: 12
title_name: "BANKS AND BANKING"
chapter_number: "27"
chapter_name: "REAL ESTATE SETTLEMENT PROCEDURES"
section: "2614"
citation: "12 U.S.C. § 2614"
status: "current"
release_point: "119-100"
release_date: "2026-06-26"
source: "official"
source_url: "https://uscode.house.gov/download/releasepoints/us/pl/119/100/xml_usc12@119-100.zip"
source_identifier: "/us/usc/t12/s2614"
source_file: "data/legal/raw/us/code/title-12/usc12.xml"
source_hash: "df0f774a674b816020e023690806ee76b8076d9ceb8177d23978275931573f1e"
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text_hash: "44d9084cd17f95932f5220c7fb11beda7495d01e37fb8ed5ce8838d7f378e82a"
retrieved_at: "2026-07-04"
confidence: "official"
tags: ["legal", "us-code"]
---
# 12 U.S.C. § 2614 - Jurisdiction of courts; limitations
## Text
Any action pursuant to the provisions of section 2605, 2607, or 2608 of this title may be brought in the United States district court or in any other court of competent jurisdiction, for the district in which the property involved is located, or where the violation is alleged to have occurred, within 3 years in the case of a violation of section 2605 of this title and 1 year in the case of a violation of section 2607 or 2608 of this title from the date of the occurrence of the violation, except that actions brought by the Bureau, the Secretary, the Attorney General of any State, or the insurance commissioner of any State may be brought within 3 years from the date of the occurrence of the violation.
(Pub. L. 93533, § 16, Dec. 22, 1974, 88 Stat. 1731; Pub. L. 98181, title I [title IV, § 461(d)], Nov. 30, 1983, 97 Stat. 1232; Pub. L. 104208, div. A, title II, § 2103(e), Sept. 30, 1996, 110 Stat. 3009400; Pub. L. 111203, title X, § 1098(9), July 21, 2010, 124 Stat. 2104.)
## Notes
Editorial Notes
Amendments2010—Pub. L. 111203 inserted “the Bureau,” before “the Secretary”. 1996—Pub. L. 104208 substituted “section 2605, 2607, or 2608 of this title” for “section 2607 or 2608 of this title” and “within 3 years in the case of a violation of section 2605 of this title and 1 year in the case of a violation of section 2607 or 2608 of this title” for “within one year”. 1983—Pub. L. 98181 amended section generally, striking out a reference to section 2605 of this title, and inserting provision allowing action in district where violation is alleged to have occurred, and provision relating to time limitations in actions brought by the Secretary, the Attorney General of any State, or the insurance commissioner of any State.
Statutory Notes and Related Subsidiaries
Effective Date of 2010 AmendmentAmendment by Pub. L. 111203 effective on the designated transfer date, see section 1100H of Pub. L. 111203, set out as a note under section 552a of Title 5, Government Organization and Employees.
Effective Date of 1983 AmendmentAmendment by Pub. L. 98181 effective Jan. 1, 1984, see section 461(f) of Pub. L. 98181, set out as a note under section 2602 of this title.
Effective DateSection effective 180 days after Dec. 22, 1974, see section 20 of Pub. L. 93533, set out as a note under section 2601 of this title.