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Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
2026-07-06 10:51:44 -04:00

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---
type: "LegalText"
title: "12 U.S.C. § 2807"
description: "Report"
jurisdiction: "us"
corpus: "united_states_code"
kind: "code_section"
title_number: 12
title_name: "BANKS AND BANKING"
chapter_number: "29"
chapter_name: "HOME MORTGAGE DISCLOSURE"
section: "2807"
citation: "12 U.S.C. § 2807"
status: "current"
release_point: "119-100"
release_date: "2026-06-26"
source: "official"
source_url: "https://uscode.house.gov/download/releasepoints/us/pl/119/100/xml_usc12@119-100.zip"
source_identifier: "/us/usc/t12/s2807"
source_file: "data/legal/raw/us/code/title-12/usc12.xml"
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text_hash: "d4fb8919b89d495cece9ed22db26c6434375a72053251948c3906bf7f0ca738c"
retrieved_at: "2026-07-04"
confidence: "official"
tags: ["legal", "us-code"]
---
# 12 U.S.C. § 2807 - Report
## Text
The Bureau, in consultation with the Secretary of Housing and Urban Development, shall report annually to the Congress on the utility of the requirements of section 2803(b)(4) of this title.
(Pub. L. 94200, title III, § 308, Dec. 31, 1975, 89 Stat. 1128; Pub. L. 98181, title I [title VII, § 701(b)], Nov. 30, 1983, 97 Stat. 1266; Pub. L. 10173, title XII, § 1211(h), Aug. 9, 1989, 103 Stat. 526; Pub. L. 111203, title X, § 1094(1), July 21, 2010, 124 Stat. 2097.)
## Notes
Editorial Notes
Amendments2010—Pub. L. 111203 substituted “Bureau” for “Board”. 1989—Pub. L. 10173 amended section generally. Prior to amendment, section read as follows: “(a) The Board, in consultation with the Secretary of Housing and Urban Development, is authorized and directed to carry out a study to determine the feasibility and usefulness of requiring depository institutions located outside primary metropolitan statistical areas, metropolitan statistical areas, or consolidated metropolitan statistical areas that are not comprised of designated primary metropolitan statistical areas, as defined by the Office of Management and Budget, to make disclosures comparable to those required by this chapter. “(b) A report on the study under this section shall be transmitted to the Congress not later than three years after December 31, 1975.” 1983—Subsec. (a). Pub. L. 98181 substituted “primary metropolitan statistical areas, metropolitan statistical areas, or consolidated metropolitan statistical areas that are not comprised of designated primary metropolitan statistical areas” for “standard metropolitan statistical areas”.
Statutory Notes and Related Subsidiaries
Effective Date of 2010 AmendmentAmendment by Pub. L. 111203 effective on the designated transfer date, see section 1100H of Pub. L. 111203, set out as a note under section 552a of Title 5, Government Organization and Employees.
Effective Date of 1989 AmendmentAmendment by Pub. L. 10173 applicable to each calendar year beginning after Dec. 31, 1989, see section 1211(k) of Pub. L. 10173, set out as a note under section 2802 of this title.