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republic-os/legal/us/code/title-12/chapter-49/section-4906.md
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Fabio 76b8ec33a7 Legal corpus: the complete U.S. Code (59,740 sections, all 53 titles)
Ingested titles 12–51 and 54 from OLRC USLM XML @119-100 (the whole Code
now, uniform edition; Title 53 is reserved/empty). LegalText 11,221 ->
59,740; repo total 105,704 records. Deterministic (byte-identical rerun,
verified on Title 42's 8,356 sections); make check green. make
legal-us-code default now covers every title.

Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
2026-07-06 10:51:44 -04:00

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---
type: "LegalText"
title: "12 U.S.C. § 4906"
description: "Fees for disclosures"
jurisdiction: "us"
corpus: "united_states_code"
kind: "code_section"
title_number: 12
title_name: "BANKS AND BANKING"
chapter_number: "49"
chapter_name: "HOMEOWNERS PROTECTION"
section: "4906"
citation: "12 U.S.C. § 4906"
status: "current"
release_point: "119-100"
release_date: "2026-06-26"
source: "official"
source_url: "https://uscode.house.gov/download/releasepoints/us/pl/119/100/xml_usc12@119-100.zip"
source_identifier: "/us/usc/t12/s4906"
source_file: "data/legal/raw/us/code/title-12/usc12.xml"
source_hash: "d4d5e6bcac90f5d0f64d4fdbf857ac9c7996dadcc5ada516ccc2b71b0764557f"
raw_snapshot_hash: "e6b98700ef4156ac33fde5d105824845d727afa91a53f3762be2cf4d1a3b01fa"
text_hash: "ba4892a3c30db695eba77b0b0b5616df9812a376b89230747de816c7e26aab8c"
retrieved_at: "2026-07-04"
confidence: "official"
tags: ["legal", "us-code"]
---
# 12 U.S.C. § 4906 - Fees for disclosures
## Text
No fee or other cost may be imposed on any mortgagor with respect to the provision of any notice or information to the mortgagor pursuant to this chapter.
(Pub. L. 105216, § 7, July 29, 1998, 112 Stat. 905.)
## Notes
Statutory Notes and Related Subsidiaries
Effective DateSection effective 1 year after July 29, 1998, see section 13 of Pub. L. 105216, set out as a note under section 4901 of this title.