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republic-os/legal/us/code/title-12/chapter-51/section-5109.md
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Ingested titles 12–51 and 54 from OLRC USLM XML @119-100 (the whole Code
now, uniform edition; Title 53 is reserved/empty). LegalText 11,221 ->
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Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
2026-07-06 10:51:44 -04:00

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---
type: "LegalText"
title: "12 U.S.C. § 5109"
description: "Fees"
jurisdiction: "us"
corpus: "united_states_code"
kind: "code_section"
title_number: 12
title_name: "BANKS AND BANKING"
chapter_number: "51"
chapter_name: "SECURE AND FAIR ENFORCEMENT FOR MORTGAGE LICENSING"
section: "5109"
citation: "12 U.S.C. § 5109"
status: "current"
release_point: "119-100"
release_date: "2026-06-26"
source: "official"
source_url: "https://uscode.house.gov/download/releasepoints/us/pl/119/100/xml_usc12@119-100.zip"
source_identifier: "/us/usc/t12/s5109"
source_file: "data/legal/raw/us/code/title-12/usc12.xml"
source_hash: "76bb1696e957e734806ac84075e9dd7ddb9540c4eaa5a36c0001d2035c1cd451"
raw_snapshot_hash: "e6b98700ef4156ac33fde5d105824845d727afa91a53f3762be2cf4d1a3b01fa"
text_hash: "21e5379b8dabbc164bf4dd2e8a559f538f159423010cecfbaa2da3f62072bf3f"
retrieved_at: "2026-07-04"
confidence: "official"
tags: ["legal", "us-code"]
---
# 12 U.S.C. § 5109 - Fees
## Text
The Bureau, the Farm Credit Administration, and the Nationwide Mortgage Licensing System and Registry may charge reasonable fees to cover the costs of maintaining and providing access to information from the Nationwide Mortgage Licensing System and Registry, to the extent that such fees are not charged to consumers for access to such system and registry.
(Pub. L. 110289, div. A, title V, § 1510, as added Pub. L. 111203, title X, § 1100(7), July 21, 2010, 124 Stat. 2107.)
## Notes
Editorial Notes
Prior ProvisionsA prior section 5109, Pub. L. 110289, div. A, title V, § 1510, July 30, 2008, 122 Stat. 2819, which related to fees, was repealed by Pub. L. 111203, title X, § 1100(7), July 21, 2010, 124 Stat. 2107.
Statutory Notes and Related Subsidiaries
Effective DateSection effective on the designated transfer date, see section 1100H of Pub. L. 111203, set out as an Effective Date of 2010 Amendment note under section 552a of Title 5, Government Organization and Employees.