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Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
2026-07-06 10:51:44 -04:00

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LegalText 15 U.S.C. § 1679i Statute of limitations us united_states_code code_section 15 COMMERCE AND TRADE 41 CONSUMER CREDIT PROTECTION 1679i 15 U.S.C. § 1679i current 119-100 2026-06-26 official https://uscode.house.gov/download/releasepoints/us/pl/119/100/xml_usc15@119-100.zip /us/usc/t15/s1679i data/legal/raw/us/code/title-15/usc15.xml 46d0ef2ff560d18d1e282589b3fe32a8eee78831a8e7c020b9202be8621c9c04 6982338d990ef19d6b52bff6825089bdd6d0ee1233d9382673faf533decd5059 bc7fb3109cde9b31c588f28b8c01a948dac95745c09b0093f0a318713ab7c1be 2026-07-04 official
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15 U.S.C. § 1679i - Statute of limitations

Text

Any action to enforce any liability under this subchapter may be brought before the later of—

(1) the end of the 5-year period beginning on the date of the occurrence of the violation involved; or

(2) in any case in which any credit repair organization has materially and willfully misrepresented any information which—

(A) the credit repair organization is required, by any provision of this subchapter, to disclose to any consumer; and

(B) is material to the establishment of the credit repair organizations liability to the consumer under this subchapter,

the end of the 5-year period beginning on the date of the discovery by the consumer of the misrepresentation.

(Pub. L. 90321, title IV, § 411, as added Pub. L. 104208, div. A, title II, § 2451, Sept. 30, 1996, 110 Stat. 3009461.)

Notes

Statutory Notes and Related Subsidiaries

Effective DateSection applicable after the end of the 6-month period beginning on Sept. 30, 1996, except with respect to contracts entered into by a credit repair organization before the end of such period, see section 413 of Pub. L. 90321, as added by Pub. L. 104208, set out as a note under section 1679 of this title.