76b8ec33a7
Ingested titles 12–51 and 54 from OLRC USLM XML @119-100 (the whole Code now, uniform edition; Title 53 is reserved/empty). LegalText 11,221 -> 59,740; repo total 105,704 records. Deterministic (byte-identical rerun, verified on Title 42's 8,356 sections); make check green. make legal-us-code default now covers every title. Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
52 lines
2.1 KiB
Markdown
52 lines
2.1 KiB
Markdown
---
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type: "LegalText"
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title: "15 U.S.C. § 1679i"
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description: "Statute of limitations"
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jurisdiction: "us"
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corpus: "united_states_code"
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kind: "code_section"
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title_number: 15
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title_name: "COMMERCE AND TRADE"
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chapter_number: "41"
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chapter_name: "CONSUMER CREDIT PROTECTION"
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section: "1679i"
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citation: "15 U.S.C. § 1679i"
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status: "current"
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release_point: "119-100"
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release_date: "2026-06-26"
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source: "official"
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source_url: "https://uscode.house.gov/download/releasepoints/us/pl/119/100/xml_usc15@119-100.zip"
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source_identifier: "/us/usc/t15/s1679i"
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source_file: "data/legal/raw/us/code/title-15/usc15.xml"
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source_hash: "46d0ef2ff560d18d1e282589b3fe32a8eee78831a8e7c020b9202be8621c9c04"
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raw_snapshot_hash: "6982338d990ef19d6b52bff6825089bdd6d0ee1233d9382673faf533decd5059"
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text_hash: "bc7fb3109cde9b31c588f28b8c01a948dac95745c09b0093f0a318713ab7c1be"
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retrieved_at: "2026-07-04"
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confidence: "official"
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tags: ["legal", "us-code"]
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---
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# 15 U.S.C. § 1679i - Statute of limitations
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## Text
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Any action to enforce any liability under this subchapter may be brought before the later of—
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(1) the end of the 5-year period beginning on the date of the occurrence of the violation involved; or
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(2) in any case in which any credit repair organization has materially and willfully misrepresented any information which—
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(A) the credit repair organization is required, by any provision of this subchapter, to disclose to any consumer; and
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(B) is material to the establishment of the credit repair organization’s liability to the consumer under this subchapter,
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the end of the 5-year period beginning on the date of the discovery by the consumer of the misrepresentation.
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(Pub. L. 90–321, title IV, § 411, as added Pub. L. 104–208, div. A, title II, § 2451, Sept. 30, 1996, 110 Stat. 3009–461.)
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## Notes
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Statutory Notes and Related Subsidiaries
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Effective DateSection applicable after the end of the 6-month period beginning on Sept. 30, 1996, except with respect to contracts entered into by a credit repair organization before the end of such period, see section 413 of Pub. L. 90–321, as added by Pub. L. 104–208, set out as a note under section 1679 of this title.
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