Fabio
76b8ec33a7
Ingested titles 12–51 and 54 from OLRC USLM XML @119-100 (the whole Code now, uniform edition; Title 53 is reserved/empty). LegalText 11,221 -> 59,740; repo total 105,704 records. Deterministic (byte-identical rerun, verified on Title 42's 8,356 sections); make check green. make legal-us-code default now covers every title. Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
58 lines
2.7 KiB
Markdown
58 lines
2.7 KiB
Markdown
---
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type: "LegalText"
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title: "15 U.S.C. § 1692d"
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description: "Harassment or abuse"
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jurisdiction: "us"
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corpus: "united_states_code"
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kind: "code_section"
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title_number: 15
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title_name: "COMMERCE AND TRADE"
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chapter_number: "41"
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chapter_name: "CONSUMER CREDIT PROTECTION"
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section: "1692d"
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citation: "15 U.S.C. § 1692d"
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status: "current"
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release_point: "119-100"
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release_date: "2026-06-26"
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source: "official"
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source_url: "https://uscode.house.gov/download/releasepoints/us/pl/119/100/xml_usc15@119-100.zip"
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source_identifier: "/us/usc/t15/s1692d"
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source_file: "data/legal/raw/us/code/title-15/usc15.xml"
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source_hash: "bbf40f219ea49cf44a2573381c1b281f7ada8543e34ae402db6bb448f7f74c24"
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raw_snapshot_hash: "6982338d990ef19d6b52bff6825089bdd6d0ee1233d9382673faf533decd5059"
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text_hash: "f0e8e133bd39b7f01fa449e64120c8ed8ef724d49f80fb43002235fba981efdc"
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retrieved_at: "2026-07-04"
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confidence: "official"
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tags: ["legal", "us-code"]
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---
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# 15 U.S.C. § 1692d - Harassment or abuse
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## Text
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A debt collector may not engage in any conduct the natural consequence of which is to harass, oppress, or abuse any person in connection with the collection of a debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:
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(1) The use or threat of use of violence or other criminal means to harm the physical person, reputation, or property of any person.
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(2) The use of obscene or profane language or language the natural consequence of which is to abuse the hearer or reader.
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(3) The publication of a list of consumers who allegedly refuse to pay debts, except to a consumer reporting agency or to persons meeting the requirements of section 1681a(f) or 1681b(3) 11 See References in Text note below. of this title.
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(4) The advertisement for sale of any debt to coerce payment of the debt.
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(5) Causing a telephone to ring or engaging any person in telephone conversation repeatedly or continuously with intent to annoy, abuse, or harass any person at the called number.
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(6) Except as provided in section 1692b of this title, the placement of telephone calls without meaningful disclosure of the caller’s identity.
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(Pub. L. 90–321, title VIII, § 806, as added Pub. L. 95–109, Sept. 20, 1977, 91 Stat. 877.)
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## Notes
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Editorial Notes
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References in TextSection 1681b(3) of this title, referred to in par. (3), was redesignated section 1681b(a)(3) of this title by Pub. L. 104–208, div. A, title II, § 2403(a)(1), Sept. 30, 1996, 110 Stat. 3009–430.
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Statutory Notes and Related Subsidiaries
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Effective DateSection effective upon the expiration of six months after Sept. 20, 1977, see section 819 of Pub. L. 90–321, as added by Pub. L. 95–109, set out as a note under section 1692 of this title.
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