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republic-os/legal/us/code/title-15/chapter-41/section-1693j.md
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Fabio 76b8ec33a7 Legal corpus: the complete U.S. Code (59,740 sections, all 53 titles)
Ingested titles 12–51 and 54 from OLRC USLM XML @119-100 (the whole Code
now, uniform edition; Title 53 is reserved/empty). LegalText 11,221 ->
59,740; repo total 105,704 records. Deterministic (byte-identical rerun,
verified on Title 42's 8,356 sections); make check green. make
legal-us-code default now covers every title.

Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
2026-07-06 10:51:44 -04:00

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---
type: "LegalText"
title: "15 U.S.C. § 1693j"
description: "Suspension of obligations"
jurisdiction: "us"
corpus: "united_states_code"
kind: "code_section"
title_number: 15
title_name: "COMMERCE AND TRADE"
chapter_number: "41"
chapter_name: "CONSUMER CREDIT PROTECTION"
section: "1693j"
citation: "15 U.S.C. § 1693j"
status: "current"
release_point: "119-100"
release_date: "2026-06-26"
source: "official"
source_url: "https://uscode.house.gov/download/releasepoints/us/pl/119/100/xml_usc15@119-100.zip"
source_identifier: "/us/usc/t15/s1693j"
source_file: "data/legal/raw/us/code/title-15/usc15.xml"
source_hash: "e5cda15cecff3af5d241749a9212bf866e9599ed199d664696b9b350ecffd305"
raw_snapshot_hash: "6982338d990ef19d6b52bff6825089bdd6d0ee1233d9382673faf533decd5059"
text_hash: "993c13793e275435bf1005a92f0e69f263f811623e571ef9235efd79eb9ce0eb"
retrieved_at: "2026-07-04"
confidence: "official"
tags: ["legal", "us-code"]
---
# 15 U.S.C. § 1693j - Suspension of obligations
## Text
If a system malfunction prevents the effectuation of an electronic fund transfer initiated by a consumer to another person, and such other person has agreed to accept payment by such means, the consumers obligation to the other person shall be suspended until the malfunction is corrected and the electronic fund transfer may be completed, unless such other person has subsequently, by written request, demanded payment by means other than an electronic fund transfer.
(Pub. L. 90321, title IX, § 912, as added Pub. L. 95630, title XX, § 2001, Nov. 10, 1978, 92 Stat. 3737.)