Fabio
76b8ec33a7
Ingested titles 12–51 and 54 from OLRC USLM XML @119-100 (the whole Code now, uniform edition; Title 53 is reserved/empty). LegalText 11,221 -> 59,740; repo total 105,704 records. Deterministic (byte-identical rerun, verified on Title 42's 8,356 sections); make check green. make legal-us-code default now covers every title. Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
40 lines
1.5 KiB
Markdown
40 lines
1.5 KiB
Markdown
---
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type: "LegalText"
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title: "15 U.S.C. § 1693k"
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description: "Compulsory use of electronic fund transfers"
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jurisdiction: "us"
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corpus: "united_states_code"
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kind: "code_section"
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title_number: 15
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title_name: "COMMERCE AND TRADE"
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chapter_number: "41"
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chapter_name: "CONSUMER CREDIT PROTECTION"
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section: "1693k"
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citation: "15 U.S.C. § 1693k"
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status: "current"
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release_point: "119-100"
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release_date: "2026-06-26"
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source: "official"
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source_url: "https://uscode.house.gov/download/releasepoints/us/pl/119/100/xml_usc15@119-100.zip"
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source_identifier: "/us/usc/t15/s1693k"
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source_file: "data/legal/raw/us/code/title-15/usc15.xml"
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source_hash: "efffdc71904236f859bc79804d654d69ba71a3b5fbcbbcc382540b7ae202a7ba"
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raw_snapshot_hash: "6982338d990ef19d6b52bff6825089bdd6d0ee1233d9382673faf533decd5059"
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text_hash: "64126eb7c6b1f24c9328cf0b2376994e41c93732a6a44006e9ea69ea27a06f04"
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retrieved_at: "2026-07-04"
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confidence: "official"
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tags: ["legal", "us-code"]
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---
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# 15 U.S.C. § 1693k - Compulsory use of electronic fund transfers
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## Text
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No person may—
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(1) condition the extension of credit to a consumer on such consumer’s repayment by means of preauthorized electronic fund transfers; or
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(2) require a consumer to establish an account for receipt of electronic fund transfers with a particular financial institution as a condition of employment or receipt of a government benefit.
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(Pub. L. 90–321, title IX, § 913, as added Pub. L. 95–630, title XX, § 2001, Nov. 10, 1978, 92 Stat. 3737.)
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