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Ingested titles 12–51 and 54 from OLRC USLM XML @119-100 (the whole Code now, uniform edition; Title 53 is reserved/empty). LegalText 11,221 -> 59,740; repo total 105,704 records. Deterministic (byte-identical rerun, verified on Title 42's 8,356 sections); make check green. make legal-us-code default now covers every title. Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
66 lines
3.0 KiB
Markdown
66 lines
3.0 KiB
Markdown
---
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type: "LegalText"
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title: "42 U.S.C. § 12713"
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description: "Eligibility under first-time homebuyer programs"
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jurisdiction: "us"
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corpus: "united_states_code"
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kind: "code_section"
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title_number: 42
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title_name: "THE PUBLIC HEALTH AND WELFARE"
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chapter_number: "130"
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chapter_name: "NATIONAL AFFORDABLE HOUSING"
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section: "12713"
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citation: "42 U.S.C. § 12713"
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status: "current"
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release_point: "119-100"
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release_date: "2026-06-26"
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source: "official"
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source_url: "https://uscode.house.gov/download/releasepoints/us/pl/119/100/xml_usc42@119-100.zip"
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source_identifier: "/us/usc/t42/s12713"
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source_file: "data/legal/raw/us/code/title-42/usc42.xml"
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source_hash: "5935b35b0847f702fd028b49f26aebfddce91201a6aa0d9fb37d2d5b9ed149e2"
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raw_snapshot_hash: "644321055a08eb1f260a6a3e31ac157fa024756abf612a9fd6857e7e400cf24e"
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text_hash: "ebb03bf8577f6a736110efeb1157e00bdedcb3ea57bfc697cec4f2dd4e79d7bc"
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retrieved_at: "2026-07-04"
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confidence: "official"
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tags: ["legal", "us-code"]
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---
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# 42 U.S.C. § 12713 - Eligibility under first-time homebuyer programs
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## Text
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(a) Eligibility of displaced homemakers and single parents for Federal assistance for first-time homebuyers (1) Displaced homemakers No individual who is a displaced homemaker may be denied eligibility under any Federal program to assist first-time homebuyers on the basis that the individual, while a homemaker, owned a home with his or her spouse or resided in a home owned by the spouse.
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(2) Single parents No individual who is a single parent may be denied eligibility under any Federal program to assist first-time homebuyers on the basis that the individual, while married, owned a home with his or her spouse or resided in a home owned by the spouse.
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(b) Definitions For purposes of this section:
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(1) Displaced homemaker The term “displaced homemaker” means an individual who—
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(A) is an adult;
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(B) has not worked full-time, full-year in the labor force for a number of years but has, during such years, worked primarily without remuneration to care for the home and family; and
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(C) is unemployed or underemployed and is experiencing difficulty in obtaining or upgrading employment.
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(2) First-time homebuyer The term “first-time homebuyer” means an individual who has never, or has not during a specified period of time, had any present ownership interest in a principal residence.
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(3) Single parent The term “single parent” means an individual who—
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(A) is unmarried or legally separated from a spouse; and
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(B) (i) has 1 or more minor children for whom the individual has custody or joint custody; or
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(ii) is pregnant.
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(c) Applicability This section shall apply to any Federal program to assist first-time homebuyers, unless the program is exempted from this section by a statute that amends this subsection or explicitly refers to this subsection.
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(Pub. L. 101–625, title IX, § 956, Nov. 28, 1990, 104 Stat. 4421.)
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## Notes
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Editorial Notes
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Codification Section was enacted as part of title IX of the Cranston-Gonzalez National Affordable Housing Act, and not as part of title I of such Act which comprises this subchapter.
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