Fabio
76b8ec33a7
Ingested titles 12–51 and 54 from OLRC USLM XML @119-100 (the whole Code now, uniform edition; Title 53 is reserved/empty). LegalText 11,221 -> 59,740; repo total 105,704 records. Deterministic (byte-identical rerun, verified on Title 42's 8,356 sections); make check green. make legal-us-code default now covers every title. Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
68 lines
3.5 KiB
Markdown
68 lines
3.5 KiB
Markdown
---
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type: "LegalText"
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title: "50 U.S.C. § 3919"
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description: "Exercise of rights under chapter not to affect certain future financial transactions"
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jurisdiction: "us"
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corpus: "united_states_code"
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kind: "code_section"
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title_number: 50
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title_name: "WAR AND NATIONAL DEFENSE"
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chapter_number: "50"
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chapter_name: "SERVICEMEMBERS CIVIL RELIEF"
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section: "3919"
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citation: "50 U.S.C. § 3919"
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status: "current"
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release_point: "119-100"
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release_date: "2026-06-26"
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source: "official"
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source_url: "https://uscode.house.gov/download/releasepoints/us/pl/119/100/xml_usc50@119-100.zip"
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source_identifier: "/us/usc/t50/s3919"
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source_file: "data/legal/raw/us/code/title-50/usc50.xml"
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source_hash: "45b438f5b0ee9cd7e713841cdac8ce846f3e298fd8d214b8310161f89a3f4276"
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raw_snapshot_hash: "708c288b5448617cab7b03b8011860274671c9aec56686858b910a06948cd7ac"
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text_hash: "226dd8359d2097038d088a6de52477de9b98699e8446cd482e2888db052048b6"
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retrieved_at: "2026-07-04"
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confidence: "official"
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tags: ["legal", "us-code"]
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---
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# 50 U.S.C. § 3919 - Exercise of rights under chapter not to affect certain future financial transactions
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## Text
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Application by a servicemember for, or receipt by a servicemember of, a stay, postponement, or suspension pursuant to this chapter in the payment of a tax, fine, penalty, insurance premium, or other civil obligation or liability of that servicemember shall not itself (without regard to other considerations) provide the basis for any of the following:
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(1) A determination by a lender or other person that the servicemember is unable to pay the civil obligation or liability in accordance with its terms.
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(2) With respect to a credit transaction between a creditor and the servicemember—
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(A) a denial or revocation of credit by the creditor;
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(B) a change by the creditor in the terms of an existing credit arrangement; or
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(C) a refusal by the creditor to grant credit to the servicemember in substantially the amount or on substantially the terms requested.
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(3) An adverse report relating to the creditworthiness of the servicemember by or to a person engaged in the practice of assembling or evaluating consumer credit information.
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(4) A refusal by an insurer to insure the servicemember.
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(5) An annotation in a servicemember’s record by a creditor or a person engaged in the practice of assembling or evaluating consumer credit information, identifying the servicemember as a member of the National Guard or a reserve component or as a member of the Space Force.
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(6) A change in the terms offered or conditions required for the issuance of insurance.
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(Oct. 17, 1940, ch. 888, title I, § 108, as added Pub. L. 108–189, § 1, Dec. 19, 2003, 117 Stat. 2840; amended Pub. L. 118–31, div. A, title XVII, § 1742(c)(3), Dec. 22, 2023, 137 Stat. 681.)
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## Notes
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Editorial Notes
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Codification Section was formerly classified to section 518 of the former Appendix to this title prior to editorial reclassification and renumbering as this section.
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Prior ProvisionsA prior section 108 of act Oct. 17, 1940, ch. 888, art. I, as added Pub. L. 102–12, § 7, Mar. 18, 1991, 105 Stat. 38, related to the effect of certain future financial transactions on the exercise of rights, prior to the general amendment of this Act by Pub. L. 108–189.
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Amendments2023—Par. (5). Pub. L. 118–31 inserted “or as a member of the Space Force” before period at end.
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Statutory Notes and Related Subsidiaries
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Effective DateSection applicable to any case not final before Dec. 19, 2003, see section 3 of Pub. L. 108–189, set out as a note under section 3901 of this title.
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