republic-os/legislation/us/states/ca/20032004/ab-943.md

---
type: "Bill"
title: "Mortgage guaranty insurance: contingency reserve."
description: "Mortgage guaranty insurance: contingency reserve."
jurisdiction: "us/states/ca"
legislature: "California Legislature"
session: "20032004"
identifier: "AB 943"
citation: "California AB 943 (20032004)"
classification: ["bill"]
subjects: ["Mortgage guaranty insurance: contingency reserve."]
status: "enacted"
primary_sponsors: ["Chavez"]
version_count: 7
action_count: 24
vote_count: 7
first_action: "2003-02-20"
last_action: "2003-09-17"
source: "openstates"
source_identifier: "ocd-bill/f715495f-9a98-46be-b9e7-e22785a1591e"
source_url: "http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=200320040AB943"
source_hash: "41ec692b29b2b3dc4b0d253ea7c2e19d2e910fac915cbd46bd99b94fb207675e"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ca"]
---

# California AB 943 (20032004) — Mortgage guaranty insurance: contingency reserve.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **02/20/03 - Introduced** (filed) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=200320040AB943&version=20030AB94399INT)
2. **04/03/03 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=200320040AB943&version=20030AB94398AMD)
3. **04/22/03 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=200320040AB943&version=20030AB94397AMD)
4. **07/09/03 - Amended Senate** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=200320040AB943&version=20030AB94396AMD)
5. **09/17/03 - Chaptered** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=200320040AB943&version=20030AB94394CHP)
6. **AB943** (committee substitute) — [source](http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=200320040AB943)
7. **08/28/03 - Enrolled** (enrolled) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=200320040AB943&version=20030AB94395ENR)

## Votes

- ab 943 chavez special consent calendar 2nd day regular session — **pass** (pass) · lower
- Do pass as amended, and re-refer to the Committee on Appropriations. — **pass** (pass) · upper
- special consent #24 ab943 chavez — **pass** (pass) · upper
- do pass as amended and re-refer to committee on appropriations with recommendation: to consent calendar. — **pass** (pass) · lower
- ab 943 chavez consent calendar second day regular session — **pass** (pass) · lower
- do pass, to consent calendar. — **pass** (pass) · lower
- Do pass, but re-refer to the Committee on Appropriations. — **fail** (fail) · upper

## Sponsors

- Chavez — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2003-09-17** Chaptered by Secretary of State - Chapter 392, Statutes of 2003.
- **2003-09-16** Approved by the Governor. `executive-signature`
- **2003-09-08** Enrolled and to the Governor at 2 p.m.
- **2003-08-28** Senate amendments concurred in. To enrollment. (Ayes 75. Noes 0. Page 3236.) `committee-passage-favorable, amendment-passage`
- **2003-08-25** In Assembly. Concurrence in Senate amendments pending. May be considered on or after August 27 pursuant to Assembly Rule 77. Ordered to Special Consent Calendar.
- **2003-08-25** Read third time, passed, and to Assembly. (Ayes 38. Noes 0. Page 2118.) `reading-3, passage, reading-1`
- **2003-08-20** Read second time. To third reading. `reading-2, reading-1`
- **2003-08-19** From committee: Be placed on second reading file pursuant to Senate Rule 28.8. `committee-passage`
- **2003-07-09** Read second time, amended, and re-referred to Standing Committee on Appropriations. `reading-2, referral-committee, amendment-passage, reading-1`
- **2003-07-08** From committee: Amend, do pass as amended, and re-refer to Standing Committee on Appropriations (Ayes 8. Noes 0.). `referral-committee, amendment-passage, amendment-introduction, committee-passage`
- **2003-06-18** In committee: Set first hearing. Failed passage. Reconsideration granted.
- **2003-06-05** Referred to Standing Committee on Insurance. `referral-committee`
- **2003-05-23** In Senate. Read first time. To Standing Committee on Rules for assignment. `reading-1`
- **2003-05-22** Read third time, passed, and to Senate. (Ayes 74. Noes 0. Page 1856.) `reading-3, passage, reading-1`
- **2003-05-19** Read second time. To Consent Calendar. `reading-2, reading-1`
- **2003-05-15** From committee: Do pass. To Consent Calendar. (May 14). `committee-passage-favorable, committee-passage`
- **2003-04-23** Re-referred to Standing Committee on Appropriations. `referral-committee`
- **2003-04-22** Read second time and amended. `reading-2, amendment-passage, reading-1`
- **2003-04-21** From committee: Amend, and do pass as amended, and re-refer to Standing Committee on Appropriations with recommendation: To Consent Calendar. (Ayes 14. Noes 0.) (April 9). `referral-committee, amendment-passage, amendment-introduction, committee-passage`
- **2003-04-07** Re-referred to Standing Committee on Insurance. `referral-committee`
- **2003-04-03** From committee chair, with author's amendments: Amend, and re-refer to Standing Committee on Insurance Read second time and amended. `referral-committee, amendment-passage, amendment-introduction, reading-2, reading-1`
- **2003-03-03** Referred to Standing Committee on Insurance. `referral-committee`
- **2003-02-21** From printer. May be heard in committee March 23.
- **2003-02-20** Read first time. To print. `reading-1`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/f715495f-9a98-46be-b9e7-e22785a1591e`. Confidence: reported (aggregated from official California legislature records).