republic-os/legislation/us/states/ca/20092010/ab-2325.md

---
type: "Bill"
title: "Mortgage foreclosure consultants: loan audits."
description: "Existing law defines a foreclosure consultant as any person who makes any solicitation, representation, or offer to any homeowner to perform for compensation or who, for compensation, performs specified services relating to foreclosure sales, including performing debt, budget, or financial counseling of any type and giving any advice, explanation, or instruction to an owner of a residence in foreclosure which in any manner relates to the cure of a default in or reinstatement of an obligation secured by a lien on the residence. Existing law requires a person to register with, and obtain a certificate from, the Department of Justice to provide foreclosure consultant services. Existing law establishes various prohibited acts applicable to foreclosure consultants, including prohibiting a foreclosure consultant from claiming, demanding, charging, collecting, or receiving any compensation before fully performing the services which the foreclosure consultant was contracted to perform. Existing law makes it a crime to perform foreclosure consultant services without being registered with the department or to violate the prohibited acts applicable to foreclosure consultants."
jurisdiction: "us/states/ca"
legislature: "California Legislature"
session: "20092010"
identifier: "AB 2325"
citation: "California AB 2325 (20092010)"
classification: ["bill"]
subjects: ["Mortgage foreclosure consultants: loan audits."]
status: "enacted"
primary_sponsors: ["Lieu"]
version_count: 6
action_count: 22
vote_count: 5
first_action: "2010-02-19"
last_action: "2010-09-30"
source: "openstates"
source_identifier: "ocd-bill/b7e6ba7e-88eb-44c6-80f1-9f676d76cff1"
source_url: "http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=200920100AB2325"
source_hash: "675a99ae41d83d8b836538c60d537c0dc861d5a14b4075092e627195ffc49e83"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ca"]
---

# California AB 2325 (20092010) — Mortgage foreclosure consultants: loan audits.

Existing law defines a foreclosure consultant as any person who makes any solicitation, representation, or offer to any homeowner to perform for compensation or who, for compensation, performs specified services relating to foreclosure sales, including performing debt, budget, or financial counseling of any type and giving any advice, explanation, or instruction to an owner of a residence in foreclosure which in any manner relates to the cure of a default in or reinstatement of an obligation secured by a lien on the residence. Existing law requires a person to register with, and obtain a certificate from, the Department of Justice to provide foreclosure consultant services. Existing law establishes various prohibited acts applicable to foreclosure consultants, including prohibiting a foreclosure consultant from claiming, demanding, charging, collecting, or receiving any compensation before fully performing the services which the foreclosure consultant was contracted to perform. Existing law makes it a crime to perform foreclosure consultant services without being registered with the department or to violate the prohibited acts applicable to foreclosure consultants.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **02/19/10 - Introduced** (filed) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=200920100AB2325&version=20090AB232599INT)
2. **04/08/10 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=200920100AB2325&version=20090AB232598AMD)
3. **04/26/10 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=200920100AB2325&version=20090AB232597AMD)
4. **09/30/10 - Chaptered** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=200920100AB2325&version=20090AB232595CHP)
5. **AB2325** (committee substitute) — [source](http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=200920100AB2325)
6. **08/20/10 - Enrolled** (enrolled) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=200920100AB2325&version=20090AB232596ENR)

## Votes

- Do pass, but re-refer to the Committee on Appropriations. — **pass** (pass) · upper
- Assembly 3rd Reading AB2325 Lieu By Calderon — **pass** (pass) · upper
- Do pass as amended and be re-referred to the Committee on Appropriations. — **pass** (pass) · lower
- AB 2325 LIEU Assembly Third Reading — **pass** (pass) · lower
- Do pass. — **pass** (pass) · lower

## Sponsors

- Lieu — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2010-02-19** Introduced. To print. `introduction`
- **2010-02-21** From printer. May be heard in committee March 23.
- **2010-02-22** Read first time. `reading-1`
- **2010-04-08** Referred to Com. on B. & F. `referral-committee`
- **2010-04-08** From committee chair, with author's amendments: Amend, and re-refer to Com. on B. & F. Read second time and amended. `amendment-introduction, reading-2, amendment-passage, reading-1`
- **2010-04-12** Re-referred to Com. on B. & F. `referral-committee`
- **2010-04-22** From committee: Amend, do pass as amended, and re-refer to Com. on APPR. (Ayes 9. Noes 2.) (April 19). `amendment-introduction, amendment-passage, committee-passage`
- **2010-04-26** Read second time and amended. `amendment-passage, reading-2, reading-1`
- **2010-04-27** Re-referred to Com. on APPR. `referral-committee`
- **2010-05-13** From committee: Do pass. (Ayes 11. Noes 5.) (May 12). `committee-passage-favorable, committee-passage`
- **2010-05-17** Read second time. To third reading. `reading-2, reading-1`
- **2010-05-20** Read third time, passed, and to Senate. (Ayes 46. Noes 24. Page 5250.) `reading-3, passage, reading-1`
- **2010-05-20** In Senate. Read first time. To Com. on RLS. for assignment. `reading-1`
- **2010-06-03** Referred to Com. on JUD. `referral-committee`
- **2010-06-23** From committee: Do pass, and re-refer to Com. on APPR. Re-referred. (Ayes 3. Noes 1.) (June 22). `committee-passage-favorable, committee-passage`
- **2010-08-02** From committee: Be placed on second reading file pursuant to Senate Rule 28.8. `committee-passage`
- **2010-08-03** Read second time. To third reading. `reading-2, reading-1`
- **2010-08-18** Read third time, passed, and to Assembly. (Ayes 22. Noes 12. Page 4584.) `reading-3, passage, reading-1`
- **2010-08-18** In Assembly. To enrollment.
- **2010-08-26** Enrolled and to the Governor at 4:45 p.m.
- **2010-09-30** Approved by the Governor. `executive-signature`
- **2010-09-30** Chaptered by Secretary of State - Chapter 596, Statutes of 2010.

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/b7e6ba7e-88eb-44c6-80f1-9f676d76cff1`. Confidence: reported (aggregated from official California legislature records).