Fabio
92 lines
6.7 KiB
Markdown
92 lines
6.7 KiB
Markdown
---
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type: "Bill"
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title: "Insurance: rates."
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description: "Existing law, the Insurance Rate Reduction and Reform Act (enacted by Proposition 103, as approved by the voters at the November 8, 1988, statewide general election) , prohibits a rate from being approved or remaining in effect which is excessive, inadequate, unfairly discriminatory, or otherwise in violation of the applicable provisions of law. Under existing law, an insurer that wishes to change a rate is required to file a complete rate application with the Insurance Commissioner, for which there may be a hearing as prescribed. Existing law authorizes any person to initiate or intervene in any proceeding permitted or established pursuant to these provisions, to challenge actions of the commissioner, and to enforce provisions of the act."
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jurisdiction: "us/states/ca"
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legislature: "California Legislature"
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session: "20112012"
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identifier: "AB 2406"
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citation: "California AB 2406 (20112012)"
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classification: ["bill"]
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subjects: ["Insurance: rates."]
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status: "enacted"
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primary_sponsors: ["Buchanan"]
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version_count: 7
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action_count: 25
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vote_count: 5
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first_action: "2012-02-24"
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last_action: "2012-07-13"
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source: "openstates"
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source_identifier: "ocd-bill/dafed1c7-5d58-4278-92f5-22653378b63c"
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source_url: "http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201120120AB2406"
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source_hash: "f9f6017d1a80f5b2bb8ca295fdf5cc8dd8d4c1d00e08b6024922d2c772847c13"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-ca"]
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---
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# California AB 2406 (20112012) — Insurance: rates.
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Existing law, the Insurance Rate Reduction and Reform Act (enacted by Proposition 103, as approved by the voters at the November 8, 1988, statewide general election) , prohibits a rate from being approved or remaining in effect which is excessive, inadequate, unfairly discriminatory, or otherwise in violation of the applicable provisions of law. Under existing law, an insurer that wishes to change a rate is required to file a complete rate application with the Insurance Commissioner, for which there may be a hearing as prescribed. Existing law authorizes any person to initiate or intervene in any proceeding permitted or established pursuant to these provisions, to challenge actions of the commissioner, and to enforce provisions of the act.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **02/24/12 - Introduced** (filed) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201120120AB2406&version=20110AB240699INT)
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2. **04/09/12 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201120120AB2406&version=20110AB240698AMD)
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3. **04/23/12 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201120120AB2406&version=20110AB240697AMD)
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4. **05/14/12 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201120120AB2406&version=20110AB240696AMD)
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5. **07/13/12 - Chaptered** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201120120AB2406&version=20110AB240694CHP)
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6. **AB2406** (committee substitute) — [source](http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201120120AB2406)
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7. **07/05/12 - Enrolled** (enrolled) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201120120AB2406&version=20110AB240695ENR)
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## Votes
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- AB 2406 BUCHANAN Assembly Third Reading — **75–0** (pass) · lower
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- Do pass, but re-refer to the Committee on Appropriations. — **8–0** (pass) · upper
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- Special Consent #14 — **38–0** (pass) · upper
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- Do pass, to Consent Calendar. — **17–0** (pass) · lower
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- Do pass as amended and be re-referred to the Committee on Appropriations. — **13–0** (pass) · lower
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## Sponsors
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- Buchanan — primary (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2012-02-24** Introduced. To print. `introduction`
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- **2012-02-26** From printer. May be heard in committee March 27.
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- **2012-02-27** Read first time. `reading-1`
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- **2012-03-29** Referred to Com. on INS. `referral-committee`
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- **2012-04-09** From committee chair, with author's amendments: Amend, and re-refer to Com. on INS. Read second time and amended. `reading-2, amendment-introduction, reading-1, amendment-passage`
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- **2012-04-09** Re-referred to Com. on INS. `referral-committee`
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- **2012-04-19** From committee: Do pass as amended and re-refer to Com. on APPR. (Ayes 13. Noes 0.) (April 18). `amendment-passage, committee-passage, committee-passage-favorable`
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- **2012-04-23** Read second time and amended. `reading-2, reading-1, amendment-passage`
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- **2012-04-24** Re-referred to Com. on APPR. `referral-committee`
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- **2012-05-09** From committee: Do pass. To consent calendar. (Ayes 17. Noes 0.) (May 9). `committee-passage, committee-passage-favorable`
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- **2012-05-10** Read second time. Ordered to consent calendar. `reading-2, reading-1`
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- **2012-05-10** Ordered to third reading.
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- **2012-05-14** Read third time and amended. Ordered to third reading. (Page 4829.) `reading-3, reading-1, amendment-passage`
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- **2012-05-17** Read third time. Passed. Ordered to the Senate. (Ayes 75. Noes 0. Page 4883.) `reading-3, reading-1, passage`
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- **2012-05-17** In Senate. Read first time. To Com. on RLS. for assignment. `reading-1`
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- **2012-05-24** Referred to Com. on INS. `referral-committee`
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- **2012-06-13** From committee: Do pass and re-refer to Com. on APPR. (Ayes 8. Noes 0.) (June 13). Re-referred to Com. on APPR. `referral-committee, committee-passage, committee-passage-favorable`
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- **2012-06-25** From committee: Be placed on second reading file pursuant to Senate Rule 28.8. `committee-passage`
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- **2012-06-26** Read second time. Ordered to third reading. `reading-2, reading-1`
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- **2012-06-27** Ordered to special consent calendar.
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- **2012-07-02** Read third time. Passed. Ordered to the Assembly. (Ayes 38. Noes 0. Page 4225.). `reading-3, reading-1, passage`
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- **2012-07-02** In Assembly. Ordered to Engrossing and Enrolling. `committee-passage`
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- **2012-07-06** Enrolled and presented to the Governor at 3:20 p.m.
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- **2012-07-13** Approved by the Governor. `executive-signature`
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- **2012-07-13** Chaptered by Secretary of State - Chapter 100, Statutes of 2012.
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/dafed1c7-5d58-4278-92f5-22653378b63c`. Confidence: reported (aggregated from official California legislature records).
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