republic-os/legislation/us/states/ca/20172018/ab-2045.md

---
type: "Bill"
title: "Insurance."
description: "(1) Existing law governs annuities and, for those insurance contracts that provide cash surrender benefits, prescribes the cash surrender benefit available prior to maturity. Existing law authorizes an insurer to require a contract owner to complete an administrative form as part of the surrender process and requires the insurer to provide the administrative form to the contract owner within two business days of the request."
jurisdiction: "us/states/ca"
legislature: "California Legislature"
session: "20172018"
identifier: "AB 2045"
citation: "California AB 2045 (20172018)"
classification: ["bill"]
subjects: ["Insurance."]
status: "enacted"
primary_sponsors: ["Committee on Insurance"]
version_count: 7
action_count: 22
vote_count: 6
first_action: "2018-02-06"
last_action: "2018-08-28"
source: "openstates"
source_identifier: "ocd-bill/a6d99484-c366-4039-a26a-7a0222b92975"
source_url: "http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201720180AB2045"
source_hash: "396cd5ae762dc4ee316a9f4306adef87d2d76f54fb4cd264941796dc0f305faa"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ca"]
---

# California AB 2045 (20172018) — Insurance.

(1) Existing law governs annuities and, for those insurance contracts that provide cash surrender benefits, prescribes the cash surrender benefit available prior to maturity. Existing law authorizes an insurer to require a contract owner to complete an administrative form as part of the surrender process and requires the insurer to provide the administrative form to the contract owner within two business days of the request.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **02/06/18 - Introduced** (filed) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201720180AB2045&version=20170AB204599INT)
2. **03/20/18 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201720180AB2045&version=20170AB204598AMD)
3. **06/14/18 - Amended Senate** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201720180AB2045&version=20170AB204597AMD)
4. **07/03/18 - Amended Senate** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201720180AB2045&version=20170AB204596AMD)
5. **08/28/18 - Chaptered** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201720180AB2045&version=20170AB204594CHP)
6. **AB2045** (committee substitute) — [source](http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201720180AB2045)
7. **08/14/18 - Enrolled** (enrolled) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201720180AB2045&version=20170AB204595ENR)

## Votes

- Do pass and be re-referred to the Committee on [Appropriations] with recommendation: To Consent Calendar — **13–0** (pass) · lower
- Do pass as amended, but first amend, and re-refer to the Committee on [Appropriations] — **12–0** (pass) · upper
- 3rd Reading AB2045 INS. (Daly) By Glazer — **36–0** (pass) · upper
- Do pass. To Consent Calendar. — **15–0** (pass) · lower
- AB 2045 INS. Consent Calendar Second Day — **74–0** (pass) · lower
- AB 2045 INS. Concurrence in Senate Amendments By DALY — **78–0** (pass) · lower

## Sponsors

- Committee on Insurance — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2018-02-06** Read first time. To print. `reading-1`
- **2018-02-07** From printer. May be heard in committee March 9.
- **2018-02-16** Referred to Com. on INS. `referral-committee`
- **2018-03-20** From committee chair, with author's amendments: Amend, and re-refer to Com. on INS. Read second time and amended. `amendment-introduction, amendment-passage, reading-2, reading-1`
- **2018-03-21** Re-referred to Com. on INS. `referral-committee`
- **2018-04-04** From committee: Do pass and re-refer to Com. on APPR. with recommendation: To Consent Calendar. (Ayes 13. Noes 0.) (April 4). Re-referred to Com. on APPR. `committee-passage-favorable, committee-passage, referral-committee`
- **2018-04-18** From committee: Do pass. To Consent Calendar. (Ayes 15. Noes 0.) (April 18). `committee-passage-favorable, committee-passage`
- **2018-04-19** Read second time. Ordered to Consent Calendar. `reading-2, reading-1`
- **2018-04-26** Read third time. Passed. Ordered to the Senate. (Ayes 74. Noes 0. Page 4899.) `reading-3, passage, reading-1`
- **2018-04-26** In Senate. Read first time. To Com. on RLS. for assignment. `reading-1`
- **2018-05-10** Referred to Com. on INS. `referral-committee`
- **2018-06-14** From committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Com. on INS. `amendment-passage, referral-committee, reading-2, reading-1, amendment-introduction`
- **2018-07-02** From committee: Amend, and do pass as amended and re-refer to Com. on APPR. (Ayes 12. Noes 0.) (June 27). `amendment-passage, committee-passage, amendment-introduction`
- **2018-07-03** Read second time and amended. Re-referred to Com. on APPR. `amendment-passage, reading-2, referral-committee, reading-1`
- **2018-08-06** From committee: Be ordered to second reading pursuant to Senate Rule 28.8. `committee-passage, reading-2`
- **2018-08-07** Read second time. Ordered to third reading. `reading-2, reading-1`
- **2018-08-09** Read third time. Passed. Ordered to the Assembly. (Ayes 36. Noes 0. Page 5236.). `reading-3, passage, reading-1`
- **2018-08-09** In Assembly. Concurrence in Senate amendments pending. May be considered on or after August 11 pursuant to Assembly Rule 77.
- **2018-08-13** Senate amendments concurred in. To Engrossing and Enrolling. (Ayes 78. Noes 0. Page 6240.). `committee-passage-favorable, amendment-passage`
- **2018-08-16** Enrolled and presented to the Governor at 4 p.m.
- **2018-08-28** Approved by the Governor. `executive-signature`
- **2018-08-28** Chaptered by Secretary of State - Chapter 231, Statutes of 2018.

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/a6d99484-c366-4039-a26a-7a0222b92975`. Confidence: reported (aggregated from official California legislature records).