republic-os/legislation/us/states/ca/20192020/ab-1816.md

---
type: "Bill"
title: "Insurance."
description: "Existing law requires an insurer, at least 45 days prior to the expiration of an insurance policy, except for specified insurance policies, to deliver or mail to the named insured, an offer of renewal or a notice of nonrenewal of the policy, as specified. If the insurer fails to do so, existing law requires the existing policy, with no change in its terms and conditions, to remain in effect for 45 days from the date that either the offer to renew or the notice of nonrenewal is delivered or mailed to the named insured."
jurisdiction: "us/states/ca"
legislature: "California Legislature"
session: "20192020"
identifier: "AB 1816"
citation: "California AB 1816 (20192020)"
classification: ["bill"]
subjects: ["Insurance."]
status: "enacted"
primary_sponsors: ["Daly"]
version_count: 8
action_count: 30
vote_count: 8
first_action: "2019-03-05"
last_action: "2019-10-12"
source: "openstates"
source_identifier: "ocd-bill/1f46e44e-a140-46b7-ad91-be3521b9ece1"
source_url: "http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201920200AB1816"
source_hash: "0b501d0a0170b255c5146bcafb91660d4bc9dda4dcdcf250b56bbbaf2ef26f0a"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ca"]
---

# California AB 1816 (20192020) — Insurance.

Existing law requires an insurer, at least 45 days prior to the expiration of an insurance policy, except for specified insurance policies, to deliver or mail to the named insured, an offer of renewal or a notice of nonrenewal of the policy, as specified. If the insurer fails to do so, existing law requires the existing policy, with no change in its terms and conditions, to remain in effect for 45 days from the date that either the offer to renew or the notice of nonrenewal is delivered or mailed to the named insured.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **03/05/19 - Introduced** (filed) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201920200AB1816&version=20190AB181699INT)
2. **06/11/19 - Amended Senate** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201920200AB1816&version=20190AB181698AMD)
3. **06/27/19 - Amended Senate** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201920200AB1816&version=20190AB181697AMD)
4. **07/09/19 - Amended Senate** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201920200AB1816&version=20190AB181696AMD)
5. **08/27/19 - Amended Senate** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201920200AB1816&version=20190AB181695AMD)
6. **10/12/19 - Chaptered** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201920200AB1816&version=20190AB181693CHP)
7. **AB1816** (committee substitute) — [source](http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201920200AB1816)
8. **09/18/19 - Enrolled** (enrolled) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201920200AB1816&version=20190AB181694ENR)

## Votes

- 3rd Reading AB1816 Daly et al. By Rubio Urgency Clause — **40–0** (pass) · upper
- Do pass. To Consent Calendar. — **18–0** (pass) · lower
- That the measure be returned to Senate Floor for consideration. Ordered to third reading. — **13–0** (pass) · upper
- AB 1816 Daly Concurrence - Urgency Added — **79–0** (pass) · lower
- With recommendation: That Senate amendments be concurred in. — **11–0** (pass) · lower
- AB 1816 INS. Consent Calendar Second Day — **76–0** (pass) · lower
- Do pass as amended — **13–0** (pass) · upper
- Do pass and be re-referred to the Committee on [Appropriations] with recommendation: To Consent Calendar — **14–0** (pass) · lower

## Sponsors

- Daly — primary (person)
- Burke — principal coauthor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2019-03-05** Read first time. To print. `reading-1`
- **2019-03-06** From printer. May be heard in committee April 5.
- **2019-03-21** Referred to Com. on INS. `referral-committee`
- **2019-04-24** From committee: Do pass and re-refer to Com. on APPR. with recommendation: To Consent Calendar. (Ayes 14. Noes 0.) (April 24). Re-referred to Com. on APPR. `committee-passage-favorable, committee-passage, referral-committee`
- **2019-05-01** From committee: Do pass. To Consent Calendar. (Ayes 18. Noes 0.) (May 1). `committee-passage-favorable, committee-passage`
- **2019-05-02** Read second time. Ordered to Consent Calendar. `reading-1, reading-2`
- **2019-05-09** Read third time. Passed. Ordered to the Senate. (Ayes 76. Noes 0. Page 1588.) `passage, reading-3, reading-1`
- **2019-05-09** In Senate. Read first time. To Com. on RLS. for assignment. `reading-1`
- **2019-05-22** Referred to Com. on INS. `referral-committee`
- **2019-06-11** From committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Com. on INS. `reading-1, reading-2, amendment-passage, referral-committee, amendment-introduction`
- **2019-06-26** From committee: Amend, and do pass as amended. (Ayes 13. Noes 0.) (June 26). `amendment-passage, committee-passage, amendment-introduction`
- **2019-06-27** Read second time and amended. Ordered to third reading. `amendment-passage, reading-1, reading-2`
- **2019-07-09** Read third time and amended. Ordered to second reading. `amendment-passage, reading-3, reading-1`
- **2019-07-10** Read second time. Ordered to third reading. `reading-1, reading-2`
- **2019-07-11** Re-referred to Com. on RLS. pursuant to Senate Rule 29.10(b). `referral-committee`
- **2019-07-11** From committee: Be re-referred to Com. on INS. pursuant to Senate Rule 29.10(b). (Ayes 5. Noes 0.) Re-referred to Com. on INS. `committee-passage, referral-committee`
- **2019-08-13** In committee: Set, first hearing. Hearing canceled at the request of author.
- **2019-08-21** From committee: That the measure be returned to Senate Floor for consideration. (Ayes 13. Noes 0.) (August 21) `committee-passage`
- **2019-08-27** Read third time and amended. Ordered to second reading. `amendment-passage, reading-3, reading-1`
- **2019-08-28** Read second time. Ordered to third reading. `reading-1, reading-2`
- **2019-09-09** Read third time. Urgency clause adopted. Passed. Ordered to the Assembly. (Ayes 40. Noes 0. Page 2693.). `passage, reading-3, reading-1`
- **2019-09-09** In Assembly. Concurrence in Senate amendments pending. May be considered on or after September 11 pursuant to Assembly Rule 77.
- **2019-09-10** Assembly Rule 77 suspended. (Page 3252.)
- **2019-09-10** Re-referred to Com. on INS. pursuant to Assembly Rule 77.2. `referral-committee`
- **2019-09-10** Joint Rule 62(a), file notice suspended. (Page 3303.)
- **2019-09-11** From committee: That the Senate amendments be concurred in. (Ayes 11. Noes 0.) (September 11). `committee-passage`
- **2019-09-12** Urgency clause adopted. Senate amendments concurred in. To Engrossing and Enrolling. (Ayes 79. Noes 0. Page 3477.). `amendment-passage, committee-passage-favorable`
- **2019-09-25** Enrolled and presented to the Governor at 3:30 p.m.
- **2019-10-12** Approved by the Governor. `executive-signature`
- **2019-10-12** Chaptered by Secretary of State - Chapter 833, Statutes of 2019.

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/1f46e44e-a140-46b7-ad91-be3521b9ece1`. Confidence: reported (aggregated from official California legislature records).