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---
type: "Bill"
title: "Consumers Legal Remedies Act: covered person."
description: "Existing law, the California Consumer Financial Protection Law, requires the Department of Financial Protection and Innovation to regulate the offering and provision of consumer financial products or services, as defined, under California consumer financial laws, as defined, and to exercise nonexclusive oversight and enforcement authority under California consumer financial laws. The law, among other things, prohibits a covered person, as defined, or a service provider, as defined, from engaging in, or proposing to engage in, an unlawful, unfair, deceptive, or abusive act or practice with respect to consumer financial products or services. The law authorizes the department to bring a civil action for a violation of the law, as prescribed."
jurisdiction: "us/states/ca"
legislature: "California Legislature"
session: "20212022"
identifier: "AB 1904"
citation: "California AB 1904 (20212022)"
classification: ["bill"]
subjects: ["Consumers Legal Remedies Act: covered person."]
status: "enacted"
primary_sponsors: ["Grayson"]
version_count: 7
action_count: 26
vote_count: 9
first_action: "2022-02-09"
last_action: "2022-09-15"
source: "openstates"
source_identifier: "ocd-bill/a808f762-921a-4d1f-92a5-ead7f4ab7bf0"
source_url: "http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202120220AB1904"
source_hash: "e9d30eaec9d84eceade921137269ad6a9925e8990416b7036ff721c9566b93a8"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ca"]
---
# California AB 1904 (20212022) — Consumers Legal Remedies Act: covered person.
Existing law, the California Consumer Financial Protection Law, requires the Department of Financial Protection and Innovation to regulate the offering and provision of consumer financial products or services, as defined, under California consumer financial laws, as defined, and to exercise nonexclusive oversight and enforcement authority under California consumer financial laws. The law, among other things, prohibits a covered person, as defined, or a service provider, as defined, from engaging in, or proposing to engage in, an unlawful, unfair, deceptive, or abusive act or practice with respect to consumer financial products or services. The law authorizes the department to bring a civil action for a violation of the law, as prescribed.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **02/09/22 - Introduced** (filed) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202120220AB1904&version=20210AB190499INT)
2. **04/21/22 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202120220AB1904&version=20210AB190498AMD)
3. **05/19/22 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202120220AB1904&version=20210AB190497AMD)
4. **08/11/22 - Amended Senate** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202120220AB1904&version=20210AB190496AMD)
5. **09/15/22 - Chaptered** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202120220AB1904&version=20210AB190494CHP)
6. **AB1904** (committee substitute) — [source](http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202120220AB1904)
7. **08/29/22 - Enrolled** (enrolled) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202120220AB1904&version=20210AB190495ENR)
## Votes
- Do pass as amended. — **120** (pass) · lower
- Do pass as amended — **70** (pass) · upper
- Do pass as amended and be re-referred to the Committee on [Appropriations] — **80** (pass) · lower
- AB 1904 Grayson Assembly Third Reading — **630** (pass) · lower
- 3rd Reading AB1904 Grayson et al. By Durazo — **380** (pass) · upper
- Placed on suspense file — **70** (pass) · upper
- Do pass and be re-referred to the Committee on [Privacy and Consumer Protection] — **80** (pass) · lower
- Do pass, but first be re-referred to the Committee on [Appropriations] — **100** (pass) · upper
- AB 1904 Grayson Concurrence in Senate Amendments — **670** (pass) · lower
## Sponsors
- Grayson — primary (person)
- Gabriel — coauthor (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2022-02-09** Read first time. To print. `reading-1`
- **2022-02-10** From printer. May be heard in committee March 12.
- **2022-02-18** Referred to Coms. on B. & F. and P. & C.P. `referral-committee`
- **2022-03-29** From committee: Do pass and re-refer to Com. on P. & C.P. (Ayes 8. Noes 0.) (March 28). Re-referred to Com. on P. & C.P. `committee-passage, committee-passage-favorable, referral-committee`
- **2022-04-20** From committee: Amend, and do pass as amended and re-refer to Com. on APPR. (Ayes 8. Noes 0.) (April 19). `amendment-introduction, amendment-passage, committee-passage, referral-committee`
- **2022-04-21** Read second time and amended. `amendment-passage, reading-1, reading-2`
- **2022-04-25** Re-referred to Com. on APPR. `referral-committee`
- **2022-05-11** In committee: Set, first hearing. Referred to suspense file. `referral-committee`
- **2022-05-19** From committee: Amend, and do pass as amended. (Ayes 12. Noes 0.) (May 19). `amendment-introduction, amendment-passage, committee-passage`
- **2022-05-19** Read second time and amended. Ordered returned to second reading. `amendment-passage, reading-1, reading-2`
- **2022-05-23** Read second time. Ordered to third reading. `reading-1, reading-2`
- **2022-05-26** Read third time. Passed. Ordered to the Senate. (Ayes 63. Noes 0.) `passage, reading-1, reading-3`
- **2022-05-27** In Senate. Read first time. To Com. on RLS. for assignment. `reading-1`
- **2022-06-08** Referred to Com. on JUD. `referral-committee`
- **2022-06-22** From committee: Do pass and re-refer to Com. on APPR. (Ayes 10. Noes 0.) (June 21). Re-referred to Com. on APPR. `committee-passage, committee-passage-favorable, referral-committee`
- **2022-08-02** In committee: Referred to suspense file. `referral-committee`
- **2022-08-11** From committee: Amend, and do pass as amended. (Ayes 7. Noes 0.) (August 11). `amendment-introduction, amendment-passage, committee-passage`
- **2022-08-11** Read second time and amended. Ordered returned to second reading. `amendment-passage, reading-1, reading-2`
- **2022-08-15** Read second time. Ordered to third reading. `reading-1, reading-2`
- **2022-08-24** Read third time. Passed. Ordered to the Assembly. (Ayes 38. Noes 0. Page 5054.). `passage, reading-1, reading-3`
- **2022-08-24** In Assembly. Concurrence in Senate amendments pending. May be considered on or after August 26 pursuant to Assembly Rule 77.
- **2022-08-25** Assembly Rule 77(a) suspended.
- **2022-08-25** Senate amendments concurred in. To Engrossing and Enrolling. (Ayes 67. Noes 0.). `amendment-passage, committee-passage-favorable`
- **2022-08-31** Enrolled and presented to the Governor at 4 p.m.
- **2022-09-15** Approved by the Governor. `executive-signature`
- **2022-09-15** Chaptered by Secretary of State - Chapter 324, Statutes of 2022. `became-law`
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/a808f762-921a-4d1f-92a5-ead7f4ab7bf0`. Confidence: reported (aggregated from official California legislature records).