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---
type: "Bill"
title: "Consumer debt."
description: "Existing law, the Rosenthal Fair Debt Collection Practices Act, regulates the collection of a consumer debt, as defined, by a debt collector. Existing law defines \"debt collector\" to mean a person who, in the ordinary course of business engages in debt collection, including any person who composes and sells, or offers to compose and sell, forms, letters, and other collection media used or intended to be used for debt collection."
jurisdiction: "us/states/ca"
legislature: "California Legislature"
session: "20212022"
identifier: "SB 531"
citation: "California SB 531 (20212022)"
classification: ["bill"]
subjects: ["Consumer debt."]
status: "enacted"
primary_sponsors: ["Wieckowski"]
version_count: 11
action_count: 36
vote_count: 8
first_action: "2021-02-17"
last_action: "2021-10-04"
source: "openstates"
source_identifier: "ocd-bill/41fed431-ff0b-4d43-a4d5-c3c59daad1b1"
source_url: "http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202120220SB531"
source_hash: "41c439a5f3afb1fb6e46add31587e81787b96ba69d42618f1d742126a8f3978f"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ca"]
---
# California SB 531 (20212022) — Consumer debt.
Existing law, the Rosenthal Fair Debt Collection Practices Act, regulates the collection of a consumer debt, as defined, by a debt collector. Existing law defines "debt collector" to mean a person who, in the ordinary course of business engages in debt collection, including any person who composes and sells, or offers to compose and sell, forms, letters, and other collection media used or intended to be used for debt collection.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **02/17/21 - Introduced** (filed) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202120220SB531&version=20210SB53199INT)
2. **03/24/21 - Amended Senate** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202120220SB531&version=20210SB53198AMD)
3. **04/08/21 - Amended Senate** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202120220SB531&version=20210SB53197AMD)
4. **04/19/21 - Amended Senate** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202120220SB531&version=20210SB53196AMD)
5. **04/29/21 - Amended Senate** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202120220SB531&version=20210SB53195AMD)
6. **06/21/21 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202120220SB531&version=20210SB53194AMD)
7. **06/29/21 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202120220SB531&version=20210SB53193AMD)
8. **07/08/21 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202120220SB531&version=20210SB53192AMD)
9. **10/04/21 - Chaptered** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202120220SB531&version=20210SB53190CHP)
10. **SB531** (committee substitute) — [source](http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202120220SB531)
11. **09/03/21 - Enrolled** (enrolled) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202120220SB531&version=20210SB53191ENR)
## Votes
- 3rd Reading — **299** (pass) · upper
- Unfinished Business SB531 Wieckowski Concurrence — **380** (pass) · upper
- Do pass as amended and be re-referred to the Committee on [Appropriations] — **91** (pass) · lower
- Do pass as amended, but first amend, and re-refer to the Committee on [Appropriations] — **91** (pass) · upper
- Do pass. — **151** (pass) · lower
- SB 531 Wieckowski Senate Third Reading By Gallagher — **681** (pass) · lower
- Do pass and be re-referred to the Committee on [Judiciary] — **90** (pass) · lower
- Do pass as amended, but first amend, and re-refer to the Committee on [Judiciary] — **72** (pass) · upper
## Sponsors
- Wieckowski — primary (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2021-02-17** Introduced. Read first time. To Com. on RLS. for assignment. To print. `introduction, reading-1`
- **2021-02-18** From printer. May be acted upon on or after March 20.
- **2021-02-22** Art. IV. Sec. 8(a) of the Constitution dispensed with.
- **2021-02-22** (Ayes 32. Noes 4.)
- **2021-02-22** Joint Rule 55 suspended. (Ayes 32. Noes 4. Page 272.)
- **2021-02-25** Referred to Coms. on B. & F.I. and JUD. `referral-committee`
- **2021-03-04** Set for hearing April 7.
- **2021-03-24** From committee with author's amendments. Read second time and amended. Re-referred to Com. on B. & F.I. `amendment-passage, committee-passage, reading-1, reading-2, referral-committee`
- **2021-04-07** From committee: Do pass as amended and re-refer to Com. on JUD. (Ayes 7. Noes 2. Page 702.) (April 7). `amendment-passage, committee-passage, committee-passage-favorable`
- **2021-04-08** Read second time and amended. Re-referred to Com. on JUD. `amendment-passage, reading-1, reading-2, referral-committee`
- **2021-04-09** Set for hearing April 27.
- **2021-04-19** From committee with author's amendments. Read second time and amended. Re-referred to Com. on JUD. `amendment-passage, committee-passage, reading-1, reading-2, referral-committee`
- **2021-04-28** From committee: Do pass as amended and re-refer to Com. on APPR. (Ayes 9. Noes 1. Page 936.) (April 27). `amendment-passage, committee-passage, committee-passage-favorable`
- **2021-04-29** Read second time and amended. Re-referred to Com. on APPR. `amendment-passage, reading-1, reading-2, referral-committee`
- **2021-05-04** Set for hearing May 10.
- **2021-05-10** From committee: Be ordered to second reading pursuant to Senate Rule 28.8. `committee-passage, reading-2`
- **2021-05-11** Read second time. Ordered to third reading. `reading-1, reading-2`
- **2021-05-13** Read third time. Passed. (Ayes 29. Noes 9. Page 1087.) Ordered to the Assembly. `passage, reading-1, reading-3`
- **2021-05-13** In Assembly. Read first time. Held at Desk. `reading-1`
- **2021-05-20** Referred to Coms. on B. & F. and JUD. `referral-committee`
- **2021-06-09** June 14 hearing postponed by committee.
- **2021-06-21** From committee with author's amendments. Read second time and amended. Re-referred to Com. on B. & F. `amendment-passage, committee-passage, reading-1, reading-2, referral-committee`
- **2021-06-25** June 28 hearing postponed by committee.
- **2021-06-28** Joint Rule 62(a) suspended. (Ayes 56. Noes 19. Page 2124.)
- **2021-06-29** From committee: Do pass and re-refer to Com. on JUD. (Ayes 9. Noes 0.) (June 29). Re-referred to Com. on JUD. `committee-passage, committee-passage-favorable, referral-committee`
- **2021-06-29** From committee with author's amendments. Read second time and amended. Re-referred to Com. on JUD. `amendment-passage, committee-passage, reading-1, reading-2, referral-committee`
- **2021-07-07** From committee: Do pass as amended and re-refer to Com. on APPR. (Ayes 9. Noes 1.) (July 6). `amendment-passage, committee-passage, committee-passage-favorable`
- **2021-07-08** Read second time and amended. Re-referred to Com. on APPR. `amendment-passage, reading-1, reading-2, referral-committee`
- **2021-08-19** From committee: Do pass. (Ayes 15. Noes 1.) (August 19). `committee-passage, committee-passage-favorable`
- **2021-08-23** Read second time. Ordered to third reading. `reading-1, reading-2`
- **2021-08-30** Read third time. Passed. (Ayes 68. Noes 1. Page 2570.) Ordered to the Senate. `passage, reading-1, reading-3`
- **2021-08-31** In Senate. Concurrence in Assembly amendments pending.
- **2021-09-01** Assembly amendments concurred in. (Ayes 38. Noes 0. Page 2280.) Ordered to engrossing and enrolling. `amendment-passage, committee-passage-favorable`
- **2021-09-09** Enrolled and presented to the Governor at 1 p.m.
- **2021-10-04** Approved by the Governor. `executive-signature`
- **2021-10-04** Chaptered by Secretary of State. Chapter 455, Statutes of 2021. `became-law`
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/41fed431-ff0b-4d43-a4d5-c3c59daad1b1`. Confidence: reported (aggregated from official California legislature records).