republic-os/legislation/us/states/ca/20232024/ab-2017.md

---
type: "Bill"
title: "Banks and credit unions: nonsufficient funds fees."
description: "Existing law, the Banking Law, defines and regulates banks and commits the enforcement of banking laws to the Commissioner of Financial Protection and Innovation. Existing law, the California Credit Union Law, defines and regulates credit unions and commits enforcement of credit union laws to the commissioner. Existing law requires a bank or credit union subject to the examination authority of the commissioner to report annually, on or before March 1, to the commissioner on the amount of revenue earned from overdraft fees and nonsufficient funds fees, as defined, collected in the most recently completed calendar year and the percentage of that revenue as a proportion of the net income of the bank."
jurisdiction: "us/states/ca"
legislature: "California Legislature"
session: "20232024"
identifier: "AB 2017"
citation: "California AB 2017 (20232024)"
classification: ["bill"]
subjects: ["Banks and credit unions", "nonsufficient funds fees"]
status: "enacted"
primary_sponsors: ["Grayson"]
version_count: 5
action_count: 20
vote_count: 6
first_action: "2024-01-31"
last_action: "2024-09-24"
source: "openstates"
source_identifier: "ocd-bill/a7ef603d-8cf7-43d9-bbe4-873838e402d7"
source_url: "http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202320240AB2017"
source_hash: "98050a94d30d89c34f0ed6576bed6e39a99b177258a037500e54f7afe625c178"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ca"]
---

# California AB 2017 (20232024) — Banks and credit unions: nonsufficient funds fees.

Existing law, the Banking Law, defines and regulates banks and commits the enforcement of banking laws to the Commissioner of Financial Protection and Innovation. Existing law, the California Credit Union Law, defines and regulates credit unions and commits enforcement of credit union laws to the commissioner. Existing law requires a bank or credit union subject to the examination authority of the commissioner to report annually, on or before March 1, to the commissioner on the amount of revenue earned from overdraft fees and nonsufficient funds fees, as defined, collected in the most recently completed calendar year and the percentage of that revenue as a proportion of the net income of the bank.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **01/31/24 - Introduced** (filed) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202320240AB2017&version=20230AB201799INT)
2. **03/18/24 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202320240AB2017&version=20230AB201798AMD)
3. **09/24/24 - Chaptered** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202320240AB2017&version=20230AB201796CHP)
4. **AB2017** (committee substitute) — [source](http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202320240AB2017)
5. **08/23/24 - Enrolled** (enrolled) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202320240AB2017&version=20230AB201797ENR)

## Votes

- Do pass, but first be re-referred to the Committee on [Judiciary] — **6–0** (pass) · upper
- Do pass and be re-referred to the Committee on [Appropriations] — **8–0** (pass) · lower
- AB 2017 Grayson Assembly Third Reading — **62–1** (pass) · lower
- 3rd Reading AB2017 Grayson By Caballero — **32–0** (pass) · upper
- Do pass. — **11–0** (pass) · lower
- Do pass, but first be re-referred to the Committee on [Appropriations] — **11–0** (pass) · upper

## Sponsors

- Grayson — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2024-01-31** Read first time. To print. `reading-1`
- **2024-02-01** From printer. May be heard in committee March 2.
- **2024-03-18** Referred to Com. on B. & F. `referral-committee`
- **2024-03-18** From committee chair, with author's amendments: Amend, and re-refer to Com. on B. & F. Read second time and amended. `amendment-introduction, amendment-passage, reading-1, reading-2`
- **2024-03-19** Re-referred to Com. on B. & F. `referral-committee`
- **2024-04-16** From committee: Do pass and re-refer to Com. on APPR. (Ayes 8. Noes 0.) (April 15). Re-referred to Com. on APPR. `committee-passage, committee-passage-favorable, referral-committee`
- **2024-05-01** From committee: Do pass. (Ayes 11. Noes 0.) (May 1). `committee-passage, committee-passage-favorable`
- **2024-05-02** Read second time. Ordered to third reading. `reading-1, reading-2`
- **2024-05-16** Read third time. Passed. Ordered to the Senate. (Ayes 62. Noes 1.) `passage, reading-1, reading-3`
- **2024-05-16** In Senate. Read first time. To Com. on RLS. for assignment. `reading-1`
- **2024-05-29** Referred to Coms. on B. & F.I. and JUD. `referral-committee`
- **2024-06-20** From committee: Do pass and re-refer to Com. on JUD. (Ayes 6. Noes 0.) (June 19). Re-referred to Com. on JUD. `committee-passage, committee-passage-favorable, referral-committee`
- **2024-06-26** From committee: Do pass and re-refer to Com. on APPR. (Ayes 11. Noes 0.) (June 25). Re-referred to Com. on APPR. `committee-passage, committee-passage-favorable, referral-committee`
- **2024-08-12** From committee: Be ordered to second reading pursuant to Senate Rule 28.8. `committee-passage, reading-2`
- **2024-08-13** Read second time. Ordered to third reading. `reading-1, reading-2`
- **2024-08-21** Read third time. Passed. Ordered to the Assembly. (Ayes 32. Noes 0. Page 5271.). `passage, reading-1, reading-3`
- **2024-08-21** In Assembly. Ordered to Engrossing and Enrolling. `committee-passage`
- **2024-08-27** Enrolled and presented to the Governor at 12 p.m.
- **2024-09-24** Approved by the Governor. `executive-signature`
- **2024-09-24** Chaptered by Secretary of State - Chapter 509, Statutes of 2024. `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/a7ef603d-8cf7-43d9-bbe4-873838e402d7`. Confidence: reported (aggregated from official California legislature records).