Fabio
102 lines
8.0 KiB
Markdown
102 lines
8.0 KiB
Markdown
---
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type: "Bill"
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title: "Rosenthal Fair Debt Collection Practices Act: covered debt: commercial debts."
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description: "Existing law, the Rosenthal Fair Debt Collection Practices Act, prohibits debt collectors from engaging in unfair or deceptive acts or practices in the collection of consumer debts and requires debtors to act fairly in entering into and honoring those debts. Existing law defines \"debt collection\" as any act or practice in connection with the collection of consumer debts. Existing law defines \"consumer debt\" for these purposes to mean money, property, or their equivalent, due or owing, or alleged to be due or owing, from a natural person by reason of a consumer credit transaction. Existing law also defines \"consumer debt\" to include a mortgage debt."
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jurisdiction: "us/states/ca"
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legislature: "California Legislature"
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session: "20232024"
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identifier: "SB 1286"
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citation: "California SB 1286 (20232024)"
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classification: ["bill"]
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subjects: ["Rosenthal Fair Debt Collection Practices Act", "commercial debts", "covered debt"]
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status: "enacted"
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primary_sponsors: ["Min"]
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version_count: 8
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action_count: 31
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vote_count: 8
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first_action: "2024-02-15"
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last_action: "2024-09-24"
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source: "openstates"
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source_identifier: "ocd-bill/0646105f-0323-4c4b-b4b3-1581ea06f8fb"
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source_url: "http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202320240SB1286"
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source_hash: "ba73fcfb80d1389fab8dfdb8df8fbc0d333cd4c5451d99e567e42ad5860e47c6"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-ca"]
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---
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# California SB 1286 (20232024) — Rosenthal Fair Debt Collection Practices Act: covered debt: commercial debts.
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Existing law, the Rosenthal Fair Debt Collection Practices Act, prohibits debt collectors from engaging in unfair or deceptive acts or practices in the collection of consumer debts and requires debtors to act fairly in entering into and honoring those debts. Existing law defines "debt collection" as any act or practice in connection with the collection of consumer debts. Existing law defines "consumer debt" for these purposes to mean money, property, or their equivalent, due or owing, or alleged to be due or owing, from a natural person by reason of a consumer credit transaction. Existing law also defines "consumer debt" to include a mortgage debt.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **02/15/24 - Introduced** (filed) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202320240SB1286&version=20230SB128699INT)
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2. **03/18/24 - Amended Senate** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202320240SB1286&version=20230SB128698AMD)
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3. **04/25/24 - Amended Senate** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202320240SB1286&version=20230SB128697AMD)
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4. **07/03/24 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202320240SB1286&version=20230SB128696AMD)
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5. **08/23/24 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202320240SB1286&version=20230SB128695AMD)
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6. **09/24/24 - Chaptered** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202320240SB1286&version=20230SB128693CHP)
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7. **SB1286** (committee substitute) — [source](http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202320240SB1286)
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8. **09/05/24 - Enrolled** (enrolled) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202320240SB1286&version=20230SB128694ENR)
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## Votes
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- Unfinished Business SB1286 Min Concurrence — **30–9** (pass) · upper
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- Do pass, but first be re-referred to the Committee on [Judiciary] — **4–2** (pass) · upper
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- SB 1286 Min Senate Third Reading By Kalra — **49–17** (pass) · lower
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- Do pass as amended, but first amend, and re-refer to the Committee on [Appropriations] — **9–2** (pass) · upper
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- 3rd Reading — **28–9** (pass) · upper
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- Do pass. — **11–3** (pass) · lower
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- Do pass as amended and be re-referred to the Committee on [Appropriations] — **9–2** (pass) · lower
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- Do pass and be re-referred to the Committee on [Judiciary] — **6–2** (pass) · lower
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## Sponsors
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- Min — primary (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2024-02-15** Introduced. Read first time. To Com. on RLS. for assignment. To print. `introduction, reading-1`
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- **2024-02-16** From printer. May be acted upon on or after March 17.
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- **2024-02-29** Referred to Com. on RLS. `referral-committee`
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- **2024-03-18** From committee with author's amendments. Read second time and amended. Re-referred to Com. on RLS. `amendment-passage, committee-passage, reading-1, reading-2, referral-committee`
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- **2024-04-03** Re-referred to Coms. on B. & F.I. and JUD. `referral-committee`
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- **2024-04-05** Set for hearing April 17.
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- **2024-04-09** Set for hearing April 23 in JUD. pending receipt.
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- **2024-04-17** From committee: Do pass and re-refer to Com. on JUD. (Ayes 4. Noes 2. Page 3658.) (April 17). Re-referred to Com. on JUD. `committee-passage, committee-passage-favorable, referral-committee`
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- **2024-04-24** From committee: Do pass as amended and re-refer to Com. on APPR. (Ayes 9. Noes 2. Page 3726.) (April 23). `amendment-passage, committee-passage, committee-passage-favorable`
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- **2024-04-25** Read second time and amended. Re-referred to Com. on APPR. `amendment-passage, reading-1, reading-2, referral-committee`
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- **2024-05-03** Set for hearing May 13.
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- **2024-05-13** From committee: Be ordered to second reading pursuant to Senate Rule 28.8. `committee-passage, reading-2`
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- **2024-05-14** Read second time. Ordered to third reading. `reading-1, reading-2`
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- **2024-05-21** Read third time. Passed. (Ayes 28. Noes 9. Page 4057.) Ordered to the Assembly. `passage, reading-1, reading-3`
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- **2024-05-22** In Assembly. Read first time. Held at Desk. `reading-1`
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- **2024-06-03** Referred to Coms. on B. & F. and JUD. `referral-committee`
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- **2024-06-24** Assembly Rule 56 suspended.
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- **2024-07-02** From committee: Do pass and re-refer to Com. on JUD. (Ayes 6. Noes 2.) (July 1). Re-referred to Com. on JUD. `committee-passage, committee-passage-favorable, referral-committee`
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- **2024-07-02** From committee: Do pass as amended and re-refer to Com. on APPR. (Ayes 9. Noes 2.) (July 2). `amendment-passage, committee-passage, committee-passage-favorable`
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- **2024-07-03** Read second time and amended. Re-referred to Com. on APPR. `amendment-passage, reading-1, reading-2, referral-committee`
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- **2024-08-07** August 7 set for first hearing. Placed on suspense file.
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- **2024-08-15** From committee: Do pass. (Ayes 11. Noes 3.) (August 15). `committee-passage, committee-passage-favorable`
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- **2024-08-19** Read second time. Ordered to third reading. `reading-1, reading-2`
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- **2024-08-23** Read third time and amended. `amendment-passage, reading-1, reading-3`
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- **2024-08-23** Ordered to third reading.
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- **2024-08-29** Read third time. Passed. (Ayes 49. Noes 17. Page 6891.) Ordered to the Senate. `passage, reading-1, reading-3`
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- **2024-08-30** In Senate. Concurrence in Assembly amendments pending.
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- **2024-08-31** Assembly amendments concurred in. (Ayes 30. Noes 9. Page 5772.) Ordered to engrossing and enrolling. `amendment-passage, committee-passage-favorable`
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- **2024-09-11** Enrolled and presented to the Governor at 3 p.m.
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- **2024-09-24** Approved by the Governor. `executive-signature`
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- **2024-09-24** Chaptered by Secretary of State. Chapter 522, Statutes of 2024. `became-law`
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/0646105f-0323-4c4b-b4b3-1581ea06f8fb`. Confidence: reported (aggregated from official California legislature records).
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